Long Term Disability Attorneys Fight to Ban Unfair Insurance Contract Clauses in New York
Recently, a group of some of New York's top long term disability insurance lawyers and advocates gathered in Manhattan to sign an important document for the benefit of all employees who are covered for LTD benefits through an ERISA plan sponsored by their employer. This letter to the NY Insurance Superintendent Eric Dinallo requested that unfair "discretionary clauses" in insurance contracts be banned in New York, as they have been recently in New Jersey and California.
As previously reported in this blog, this follows the prior attempts to ban discretionary clauses under the Pataki administration. To date, it is unknown what the Spitzer administration's position will be on this issue. However, it is hoped that the Superintendent Dinallo will join other progressive states in leveling the playing field for disablity claimants and stop unfair insurance company practices which deny legitimate long term disability claims. We will keep you updated when we receive a response from Superintendent Dinallo.
s on ltd for 3 years i finally won my ss case i got a lump sum then antea wanted their money, so i call and talk to someone thier and they told me i owe them 18,000 while mi waited for the paper work to come for about a month just to be sure i caolled and talk to my claim rep i told her i wanted to get them paid and i wanted to be sure how much i owe them she told me she could tell me right then, she also said 18,000. Well i was happy social sercurity paid me 38,000 i paid back people who helped me thru a tough three years paid bills and such i spent the rest i what was left. then i get the paper work in the mail saying i owe them 38,000 i cll my case worker i got her voice mail but later she return my call and told me she had told me wrong she made a mistake what am i to do they screwed up not me any help would be nice
I went out on LTD June 30 2006 now come june 30 2008 Metlife is cutting me off of my monthly payments. See the company I worked for only bought a policy for stress for two years. I have bad headaches that cause dipersion. can you go out on LTD for cronic headaches
Thanks Mike
This type of insurance should be totally banned. People should put their money in something that is more secure then a fake promise with clause after clause ensuring these insurance companies get out whenever and however they can. I've begun to think that if their CEO is needing anything, all he does is request more cuts or more sales. The CEO will roll out in his new car while the disabled roll out to their grave.
My lower back was injured at work while lifting a heavy instrument on 01/18/2008. I reached MMI on July 18, 08 and my LSTD finished and LTD was denied on 08/01/2008. I need an attorney to represent my case against Met life insurance company.