Judge Robert E. Beloten Appointed New York Workers Compensation Board Chairman

When I first started practicing workers' compensation law in the early 1990's at the Hempstead, NY hearing office,  Robert (Bob) Beloten was one of the sitting Workers' Compensation Law Judges. In many ways, I was very "green" and needed some guidance on how things "really worked" at the WCB.  Not only did Bob Beloten provide such guidance to me and other young attorneys at the time, he also made sure that our lack of experience did not harm our clients. That's what a good judge does- and Bob Beloten was certainly among the best.

When I was asked to present a seminar on workers compensation law at St. John's University Law School a few years back and needed a judge to offer his perspectives, I immediately reached out to Judge Beloten.  He graciously accepted and the law students at St. John's were treated to one of the finest seminars on judicial independence and philosophy in some time.

Bottom Line - Robert E. Beloten is a top notch workers' comp professional who has lived and breathed the workers' compensation law for most of his legal career. The NY Times has a nice article out today about Robert Beloten's appointment as WCB Chair.  Governor Paterson has made a wise choice in selecting the next Chairman of the New York State Workers' Compensation Board.  I wish him the best of luck!

NY Independent Medical Examiners (IME's) and Fuctional Capacity Evaluators (FCE's) Subject to Medical Malpractice Lawsuits on Disability Claims

How many times has one of your clients told you the IME or FCE physically hurt them during the course of a so called "independent medical exam" or "functional capacity exam"?  What if the injury is permanent?  Can they sue the IME doctor or physical therapist for medical malpractice?

According to a sharply divided NY Court of Appeals, the answer is "Yes".  On June 24, 2009, the Court in Bazakos v. Lewis, 209 NY Slip Op 05199, the majority ruled that the claim of the plaintiff was that the doctor “breached his duty "to perform the examination in a manner not to cause physical harm to the examine." and found a "limited doctor-patient relationship" between the examiner and the claimant. 

New Chief Judge Jonathan Lippman was almost apoplectic in a strongly worded dissent. The dissent argued that there was no medical treatment provided by the defendant because none was intended nor was any provided. The examination was a “disclosure device in litigation” and that the benefit was not for the plaintiff but in fact for the defendant in the underlying personal injury action. They added that the conduct of the defendant “during his examination … is not amenable to [a] description of medical malpractice within the meaning of CPLR §214-a.” Unfortunately, Judge Lipman forgets that "benefit for the defendant" ended up seriously inuring the claimant.

At the end of the day, what does this decision portend for the future of IME's in workers' comp and disability claims? First, their typical boilerplate statement at the end of their reports saying that the exam was performed, but their was no doctor /patient relationship, is now worthless. Second, far fewer IME's will lay a hand on injured workers during an IME absent a full indemnification agreement  from the insurance carrier. Many others will quit the IME business in NY all together. Third, there is no reason this decision should not apply also to physical therapists who routinely do the more intrusive (and often unsafe) Functional Capacity Examinations (FCE) in long term disability claims  (our law firm does not allow our clients to attend FCE exams). Finally, IME and PT medical malpractice rates will likely rise in New York given this new extension of liability.  

Given the scandalous expose on workers' compensation IME fraud in the NY Times recently, this decision will hopefully curb some IME abuse.  Hit  the hacks where it hurts! 

New Workers Compensation IME Rule May Stop Brokers from Altering Reports in New York

Adding to an increasingly positive legacy, outgoing NY Workers' Comp Board Chairman Zachary S. Weiss has left injured workers a major tool to combat insurance company IME (independent medical exam) fraud in NY.  As I explained in a WorkersComp Central article discussing the new IME rule, IME "brokers" will no longer be able to have "secret" conversations with IME doctors regarding the results of their reports.

In New York State, many IME brokers actually write the report for the examining doctor and simply send the doctor the finished product for signature.  Some IME brokers (entities) have been caught red handed changing the findings and degree of disability of their own examining physicians.  I know - I've seen the changed reports! This was also proved in the scathing NY Times series earlier this year exposing IME Dr. Hershel Samuels.  As Dr. Samuels nonchalantly stated on video:

 "If you did a truly pure report....you'd be out on your ears and the insurers wouldn't pay for it.  You have to give them what they want, or your in Florida. That's the game, baby." (How's that for honesty!)

Now comes WCB Subject Matter Release No. 046-324 regarding broker oral communications with IME's which states: "[E]mployees of all registered IME entities are prohibited from verbally discussing, instructing, or directing an IME provider as to his or her opinions or findings in the IME report. This means the IME report must always be submitted "as is"." All requests for "clarification must be submitted in writing on written notice to all parties of interest. Written "addendums" must be served on all parties require the signature of the IME. Even NY claimant's workers compensation lawyers can ask for clarification, as long as it is in writing.  Why wait for a deposition if you can ask your question now?

The poorly paid clerks employed by IME brokers should read this carefully so that they know the potential extent of their liability if they do not follow this rule. They can be criminally prosecuted under WCL Sec. 114 for failure to abide by this rule. They can no longer write reports, format reports, type reports from dictation for the doctor's signature or put words in the IME's mouth.  The report must come in complete, prepared by the IME himself, and with the proper signature prior to the IME broker seeing the contents of the report. It must be sacrosanct and stand "as is" when delivered to all parties of interest. 

Now this is real workers' compensation reform! 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NY Workers Compensation Board Chairman to become Social Security Disability Judge

I should have picked up the clues!  A few weeks ago I was speaking at the New York Social Security Disability Bar Association Annual Dinner in Manhattan.  This is always a great night for the Bench and the Bar break bread and have a few laughs.  I was there to speak about one of my favorite Social Security Judges, Andrew Weiss of the Long Island Office of Disability Adjudication and Review, who was receiving the prestigious Hon. Lester Rosen Award.  I have known Andy since his early days as a Workers Compensation Law Judge in Hempstead and he has a singularly unique blend of compassion and humor. 

Much to my surprise, in attendance was the current Chairman of the New York Workers' Compensation Board, Zachary S. Weiss (no relation).  Having attended these dinners for at least the last 15 years, I had never seen the Chair of the Workers' Comp Board enter the somewhat more calm sanctum of the Social Security Bar.  The Chair and I had a pleasant conversation over cocktails and it was my honor to introduce him later from the podium.  Other than that, I thought nothing more about the Chair's presence.

It all clicked  last Friday when the New York Times reported that Chairman Weiss was resigning from the Workers' Compensation Board to accept a position as a federal Administrative Law Judge (ALJ) for the Social Security Administration in the Jericho office.  My friends who are ALJ's had told me that offers went out to the new class of judges right about the same time as the Social Security Bar Dinner.  It was not a coincidence that Chairman Weiss was at the dinner - he was simply getting to know his future colleagues and the attorneys who might be appearing before him in the future!  Smart man!

As I said in an article published in WorkersComp Central regarding Chairman Weiss' resignation, he is quite simply a brilliant man.  I have spoken to him on many occasions. Although we have disagreed in the past on the substance of a few workers' compensation system issues, there is no question that his formidable intellect combined with compassion will directly benefit the individuals appearing before him in the future claiming Social Security Disability benefits.  Out of the often times murky waters of the NY workers' compensation system (click here for an interesting post from the Workers Comp Insider Blog), Zachary S. Weiss has emerged untarnished and renewed as a federal judge.  I wish him success and happiness in his new position adjudicating Social Security disability claims

Ground Zero Worker Daniel Arrigo Waits for Workers' Comp - Rosasco Says Sadly Familiar in Workers' Comp Central Article

Last week the New York Daily News had an excellent story by Heidi Evans detailing the battle 9/11 responder Daniel Arrigo has gone through to obtain his workers' compensation benefitsHere we are - nearly 8 years since the World Trade Center tragedy - and insurance companies are now  to fighting 9/11 workers comp claims harder than ever as the spotlight has shifted from terrorism to the economy.  Give the New York Daily News credit for keeping the spotlight shining bright on the health of  WTC first responders and volunteers.

In a follow-up to the Daily News article, I was interviewed by the leading trade publication on workers' compensation issues, Workcompcentral, on Mr. Arrigo's case.  In the article, I stated that Mr. Arrigo's plight is "sadly familiar" to those of us attorneys who handle 9/11 Ground Zero claims on a regular basis.  Sadly, there are many more "Daniel Arrigos" out there in need of  experienced Ground Zero workers' compensation lawyers because insurance companies fight legitimate claims with one hand, while asking for taxpayer bailouts with the otherDisgusting! 

Third Installment of New York Times Article on Workers' Compensation is Weakest Yet

Yada Yada Yada! The final installment of the NY Times series on the New York Workers' Compensation system is much like the first installment - a regurgitation of anecdotal pablum with quotes from disgruntled  workers and employers.  Again - a major disappointment after an 18 month investigation of the entire state-wide system. 

Where are the stories about the overwhelming majority of injured workers who sail through the system with few problems receiving all the benefits they deserve?  I guess such facts don't sell papers!

It seems that the reporters who wrote this series never truly understood the full extent of the mission of the New York State Workers' Compensation Board as an administrative agency processing hundreds of thousands of individual cases at any one time.  They never truly understood that the Workers' Compensation system was not created in a vacuum - and that, believe it or not - society actually benefits by having a little less safety in the workplace.

Professor Robert Smith, the distinguished labor economist at Cornell University's School of Industrial and Labor Relations, once taught me that employers are competitively better off paying workers' compensation premiums rather than trying to make their workplaces as safe as possible.  The cost of assuring 100% safety in the workplace would be astronomical and almost certainly impossible.  The cost of assuring 90% safety in the workplace would be prohibitive. 

Before employers ever went down that Utopian road, they would make a fast dash to ChinaTherefore, a sometimes imperfect, but  far more often successful workers' compensation system in New York is not only necessary - but desired.

How many of the grumbling employers quoted in the final installment employ "safety managers" in their plants? It seems that the "Safety Bucks" games that some employers use are a way of giving lip service to true worker safety.  Unfortunately, the New York Times has  given similar lip service to an important topic while venturing into the New York Post realm of reporting with silly tag-lines like "Meatball Justice". 

 

Second New York Times Article on Workers' Compensation Closer to the Mark

As you can tell from reading my post yesterday, I was not overly impressed by the first installment of the NY Times series on the Workers' Compensation system in New York.  I thought it was high on editorial comment, yet lacking in actual analysis of facts that might lead to to productive solutions. 

In addition, I still can't understand why they used the tag-line "Meatball Justice".  I understand one person described the hearing process as such, but the Times failed to explain why they believe it accurately describes the hearing process.   After all, what's wrong with meatballs?  My Italian grandma made better meatballs than half the steaks served in New York restaurants!  The NY Times obviously meant the tag-line to be derogatory, but that's just the NY  Times'  liberal elitism showing through.  Injured workers don't want  "Champagne Justice".  They simply want to get to the "meat" of the matter, get the medical treatment they need, and return to work. 

But that was yesterday's news. Today , the NY Times regains some credibility by exposing the flawed so called "independent medical examination" within the workers' compensation system - and they do a good job at getting to the heart of the abuses.  At the top of the list of abusers are the IME "brokers" who not only set up the exams, but often change the actual doctor reports and sign the doctors' names using signature stamps.  The video which shows an actual IME examination and the doctor's explanation for errors in his reports is a must see, maddening classic. 

So what's the solution?  First - Attorney General Andrew Cuomo must launch an investigation into this fraud.  Second - the New York State Office of Professional Misconduct  (OPMC) must strip the medical licenses of the the worst IME doctors.  Any claimant who gets an exam similar to the one in the Times'  video should file a formal complaint with OPMC against that IME doctor.  Finally, I would bar insurance companies from contracting with the shady  IME brokers The brokers are making millions doing the dirty work for the insurance companies, giving the insurance companies plausible deniability of this fraud. 

Today's article, including the must see video footage online, came much closer to hitting the mark than yesterday.  Perhaps the final installment on the New York Workers' Compensation system will hit the bull's eye.

 

New York Times Article on Workers' Comp System Disappoints

Today's New York Times article on the NY Workers' Compensation system is a major disappointment  given that the paper spent 18 months preparing what is essentially an extended "human interest" story.  The article is filled with anecdotal reports of claimant suffering and unsubstantiated editorials masquerading as fact.  However, it is woefully short on actual statistics regarding the actual efficiency of the system, and gives only cursory reporting on the systemic ongoing reform efforts that will eventually correct some of the perceived inefficiencies.

Reading the article, one would incorrectly assume that all 140,000 workers injured statewide every year must navigate the  "subbasement of the legal world", as the authors unfortunately characterize the New York Workers' Compensation BoardNothing could be further from the truth!  The vast majority of injured workers receive both appropriate medical care and any lost wage replacement before ever having to step foot into a hearing office. 

Hearing offices today are left to resolve only the thorniest cases involving legal disputes over proper wage loss payments and medical careHad the authors cared to check, they would have discovered that actual hearings statewide have decreased dramatically in the past few years. A comparison of the number of workers compensation claims processed through the Queens District office in 2008 to the number of these same claimants who had hearings in the Queens hearing office would have been instructive.  However, this information is nowhere found in this article which places a priority on "sensationalism" rather than concrete facts.

One of my colleagues from the insurance defense side states in the article: "Comparing Supreme Court, say, to this is like comparing a hospital to a MASH unit".   He is absolutely correct!   MASH (Mobile Army Surgical Hospitals) units  have been a great success throughout  history and statistics show that over 97% of injured service men  and women who made it to MASH facilities survived their injuries.  And yes, doctors like "Hawkeye Pierce" cracked a few "bawdy" jokes while saving thousands of lives.  I'll take Hawkeye Pierce and a MASH unit (the New York Workers' Compensation Board ) any day over  a faceless hospital ( the Supreme Court) where your "cure "can kill you as you wait five years to get in front of a jury to address your injuries.  By comparison, the NY Workers' Compensation Board is enormously efficient compared to New York State Supreme Court.

The Workers' Compensation Board is much like an Emergency Room where "triage" is used to treat the sickest patients first.  You can improve waiting times in emergency rooms by adding more doctors.  You can improve waiting times at Workers' Compensation Board hearing points by adding more judges

Certainly, as in any large bureaucracy, there is always room for improvement.  However, even in the current imperfect system,  there are injured workers whose medical and economic lives are saved each and every day in that "subbasement" known as the New York Workers' Compensation Board.  Nowhere in the Times article is there a quote from an injured worker who was "grateful" or "pleased"  because she could now pay the mortgage as a result a positive hearing experience.  Attorneys for both claimants and insurance companies see such positive experiences every day.  As a regular reader of the NY Times, I have come to expect more analysis and less sensationalism from an 18 month investigation.   

 

Rosasco to Lecture on Workers' Compensation Claims at St. John's Law School

I'll be giving my annual New York Workers' Compensation Law lecture to the St. John's Law School Labor Relations and Employment Law Society this Wednesday, April 1, 2009 at 6:30 PM.  My friend David L. Gregory, the Dorothy Day Professor of Law, has asked me to speak on "real world" workers' comp issues to his students for over ten years now.  Just a few weeks ago,  NY AFL-CIO President Denis Hughes spoke to the same students on the "Future of Labor".  I am in good company.

Given the ongoing implementation of the 2007 New York Workers' Compensation Reform laws, which included an increase in benefits for injured workers, we will have a lot to discuss.  The program is open to the entire community but seating is limited. Hope to see you there!

Rosasco to Receive Clara Lemlich Public Service Award at Triangle Shirtwaist Factory Fire Memorial Dinner

I am humbled to have been selected a 2009 recipient of the Clara Lemlich Public Service Award from the Triangle Shirtwaist Factory Fire Memorial Foundation for my work as Co-Chairman of the New York State Workers' Compensation Alliance.  My fellow recipients include  Secretary of State Hillary Rodham Clinton, American Federation of Teachers President Randi Weingarten, Injured Workers' Bar Association President Barbara Levine and the Hon. Edward I.Pitts, Co-Author of the New York Workers' Compensation Handbook published by LexisNexis

We will all be honored at a gala dinner on March 25, 2009, the 98th Anniversary of the Triangle Shirtwaist Factory Fire in which 146 workers lost their lives.  The dinner will be held at the New York City Fire Museum in lower Manhattan.  The Triangle Shirtwaist Factory Fire Memorial, with the extraordinary volunteer efforts of it's President James McCarthyraises money to fund college scholarships for the children of permanently disabled workers. In the seven year history of the foundation, the Triangle Memorial has awarded over $180,000 in college scholarships. Click here for more information on attending the Triangle Fire Memorial Dinner and taking out a journal ad to help fund the scholarship program.  As a practicing New York workers' compensation and disability attorney, I can think of no higher honor than receiving the Clara Lemlich Public Service Award.

LexisNexis Honors the New York Disability Law Blog as a "Top 25" Workers' Compensation Lawyer Blog for 2008

 

The Lexis Nexis Workers’ Compensation Law Center Powered by Larson’s recently announced the 2008 honorees for the LexisNexis Top 25 Blogs for Workers’ Compensation.

The New York Disability Law Blog, published by Turley, Redmond & Rosasco, LLP, was selected as a 2008 honoree. The New York Workers' Compensation Alliance Blog, with which we are affiliated, was also honored in the Top 25.

These blogsites contain some of the best writing out there on workers’ compensation and workplace issues in general,” says the LexisNexis Workers’ Compensation Law Center. “They contain a wealth of information for the workers’ compensation community with timely news items, practical information, expert analysis, tips, frequent postings, and helpful links to other sites. These blogsites also show us how workplace issues interact with politics and culture. Moreover, they demonstrate how bloggers can impact the world of workers’ compensation and workplace issues.”

We are deeply honored by the recognition of LexisNexis, the pre-eminent legal publisher in the United States.  When we started the then named Disabled Worker Law Blog in March 2005 as a helpful information portal for those with workers' compensation and long term disability claims, we never could have imagined the positive impact it would have on the lives of those fighting either insurance companies or the government for the benefits they deserve.  Due to the enormous amount of time blogging requires from already over-worked lawyers, many legal blogs die an unnoticed death a few months after launching.  Thanks to all our loyal readers and subscibers for making all our hard work worthwhile.

Much thanks goes to Kevin O'Keefe of Lexblog, who not only set up this blog, but was always there for encouragement and technical expertise.  We recently lectured together at the Association of the Bar of the City of New York about "Blogging for Lawyers".  Kevin and his Real Lawyers Have Blogs site was recently honored by American Bar Association as one of the Top 100 Legal Blogs in the country for 2008.  Although the ABA labled him a blog "evangelist", I prefer to call him a good freind.  Thanks Kev. 

See you all in the blogosphere next year.  Happy New Year to all!

-Troy

 

 

 

 

 

 

 

 

 

 

 

 

Merry Christmas and Happy Holidays 2008 from NY Disability Attorneys Turley, Redmond and Rosasco !

At this festive time of year, when so many of us are struggling in economic despair, let us not forget all that we still have.  In the spirit of the Christmas season, let us try to put aside our worries, if only for one day, and rejoice for the things that matter most - the happiness and health of our families.

For the those among us who are not working due to accidents or disease, may 2009 bring you a return to work and good health.  The attorneys at Turley, Redmond & Rosasco have dedicated our professional lives to representing injured and disabled claimants with ERISA and private long term disability claims, Social Security disability claims and workers' compensation claims.  May 2009 bring happier, healthier and more prosperous days to the clients we serve.  Merry Christmas and Happy Holidays!

Wal-mart Now Under Criminal Investigation by Nassau DA Kathleen Rice for Worker Stampede Death

Nassau County District Attorney Kathleen Rice must have been reading the New York Disability Law Blog recently when we were the first to call for a criminal probe of Walmart's role in causing the death of it's employee, Jdimytai Damour.  As reported in Newsday, this aggressive prosecutor is willing to use the power of her office to place a bright light on worker safety AND employer responsibility.  She deserves the thanks of all working men and women in the New York area.  It's not every day that a public official is willing to stand up to Wal-mart.

Rather than see the fact's of the Damour case get buried by time and paper in a New York Workers' Compensation claim, DA Rice's investigation will hopefully make Walmart, and similar reckless retail employers, think twice before sponsoring "door-buster" "blitz" sales on the now appropriately named Black Friday.  Also credit the RWDSU and it's President, Stuart Appelbaum, for standing up to Wal-mart and placing the blame where it should be - Aisle #3!

New York Workers' Compensation Law Will Prevent Lawyer from Suing Wal-Mart Directly for Negligence

It has now been one week since the sad death of Walmart worker Jdimytai Damour, and of course, this being New York,  the lawsuits are already flying.  One attorney has filed a lawsuit for the family against Walmart in the Bronx (where else!) claiming Walmart was "careless, reckless and negligent".  In my opinion, the direct lawsuit against Walmart for negligence will be dismissed promptly. 

Mr. Damour's family cannot sue Walmart directly due to the "exclusive remedy" provisions of the Workers' Compensation Law.  Filing a negligence lawsuit directly against Walmart probably had more to do with the attorney getting his name in the news than actually holding Walmart responsible.  And some question why lawyers have a bad image?

Based upon the reported facts,  Mr. Damour worked for a temporary staffing firm called Labor Ready.  Walmart contracted with Labor Ready for temporary workers to fill holiday staffing needs. In this case, the legal concept of a "General/Special" employer-employee relationship would come into play.  If Walmart exerted "direction and control" over Mr. Damour (ie, "go unlock the doors and let the lions in"), then Walmart is considered a "Special Employer" even if Mr. Damour got his paycheck from Labor Ready. 

Once Walmart is deemed a "Special Employer", it is protected from any direct lawsuit for negligence by the exclusive remedy provisions of the NY Workers' Compensation Law.  Without any fanfare, Walmart will quickly move to dismiss the lawsuit based upon the defense that workers' comp is the exclusive remedy.  As I said in a prior post, the Damour family will get a measly one time $50,000 payment to his estate (plus a $6,000 expense) for the life of their loved one under the workers' compensation law, and they probably don't need an attorney.  

Workers' Comp Central has been quoting me in their articles this week regarding the tragedy.  Here are a few excerpts from those articles for those of you without a subscription:

A top officer of the New York Workers' Compensation Alliance is calling for a criminal investigation by state Attorney General Andrew Cuomo into the death of a temporary worker trampled in the rush for bargains at a Long Island Walmart Store before sunrise last Friday.
Troy Rosasco, co-chairman of the workers' advocates group, said Monday the world's largest retailer is shielded from a lawsuit in the death of 34-year-old Jdimytai Damour because of New York state's exclusive remedy law.

"He had never worked for Wal-Mart before. This was like sending a guy into the (Roman) Coliseum and telling him to unchain the door and let the lions in," Rosasco said. "What happened was foreseeable. They created a danger when they called it a blitz sale. A blitz is defined by Merriam Webster as a sudden attack."

Walmart may be sued by the mall or security company for contribution, but it cannot be sued by the Damour family itself.  They only have a workers' compensation death benefits claim against Walmart. This is another reason NY Attorney General Andrew Cuomo should investigate this terrible tragedy brought on by Walmart's greed. 

 

 

 

 

Walmart Criminally Responsible for "Door-Buster" Sale Worker Death?

Photos courtesy of Newsday

In the wake of yesterday's Black Friday Walmart tragedyone's first reaction might be to blame the alleged "savages" who trampled the innocent Walmart worker. However, in reality, it was Walmart's greed and disregard for it's own workers' safety that caused the preventable death of Jdimytai Damour.  New York State Attorney General Andrew Cuomo should launch an immediate criminal investigation against WalmartThe days of government "looking the other way" while worker safety is ignored must come to an end.

Walmart had a calculated plan to create a shoppers'  "feeding frenzy" between 5 and 11 a.m. yesterday during it's "blitz", "door-buster" sale.  When it offered incredible deals on "hot toys" such as plasma TV's to hungry shoppers, it was really doing nothing more than throwing "blood into shark infested waters".  

Just look at the the language Walmart used to create the climate necessary for this horrific event.   For the non-football fans out there, both common usage and the Miriam Webster dictionary define the word "blitz" as a  "sudden attack", which can easily describe the rush of shoppers Walmart anticipated and invited yesterday.  The fact that such sales are known as "door-buster" sales clearly puts Walmart on notice of the imminent danger they were creating, not just for its own employees, but for shoppers alike.  It was only divine intervention that stopped a shopper 8 months pregnant from losing her baby in the same stampede.

Walmart is a smart, highly successful consumer retailer - with a horrible record of mistreatment of employees.  They fully understand the concept of "mob psychology" that caused this preventable death, but willfully chose to ignore the threat to fill it's own cash registers.  In my opinion, the police do not need to check the store "video-tape" to find the party responsible for this homicide.  Just check the sign outside.

This is no different than when Ford willfully decided not to recall the defective Ford Pinto gas tank  in favor of profits over safety.  Despite Walmart employee requests to close the store after the tragedy, Walmart allowed all important "shopping" to continue. Shame on Walmart for being so callous. The profits from a single store on a single day would not even register on the Walmart (or Wall Street) radar screen.    

Of course, Walmart is protected from a direct lawsuit in this case by the New York State Workers' Compensation Law. Mr. Damour's family will receive a measly $6,000 burial allowance under the law.  You can be sure that Walmart's public relations agency has been working overtime the past 24 hours to minimize any negative publicity due to the death. After all, this is Christmas season - a time of charity and goodwill!

New York  Attorney General Andrew Cuomo should launch an immediate investigation into whether Walmart's actions ( or failures to act) leading to the death of it's own worker are criminal.  There is ample legal precedent for such prosecutions. Certainly, even if not criminal,  they further highlight Walmart's corporate irresponsibility toward the safety of both workers and consumers. The costs associated with a small workers' compensation claim of a dead worker will be fully absorbed in no more than 1 minute of Walmart shopping at the Valley Stream store.  What say you, Mr. Cuomo?  What say you, Mr. Public?! 

 

9/11 Remembered: New York's Most Tragic Workers Compensation Accident in History

As the New York Disability Law Blog has done since its inception, today we pay respects, on the seventh anniversary of 9/11, to the families of all those killed or injured in this devastating terrorist  attack.  I truly hope one of our presidential candidates finally chases Osama  Bin Laden to "the gates of hell".  He has gone unpunished for far too long.

That being said, sadly, workers compensation lawyers and disability lawyers like myself are still litigating claims arising from 9/11.  Shockingly, and with far too little publicity, insurance companies are still fighting these claims, causing further anguish and grief to the victims and their families. 

Our firm recently successfully concluded two contested 9/11 claims under the new 9/11 First Responder law, passed in October 2007, which uniquely provided for 75%  of a claimant's lost wages for life.  Our clients were EMT's for voluntary hospitals in New York City suffering from 9/11 induced post-traumatic stress disorder (PTSD).  Although the insurance companies fought these claims tooth and nail due to the high financial exposure,  we prevailed for these long overdue victims. 

The New York State Insurance Fund (NYSIF), the semi-public insurance company, recently fought a claim by a 9/11 victim by advancing the novel theory that his injuries were related to his service in Vietnam - despite the claimant working successfully full-time for over 30 years prior to 9/11.  After we obtained the client's VA medical records, we easily refuted the NYSIF's silly argument. The workers compensation law judge ruled in our client's favor earlier this week and he will receive workers' compensation case and medical benefits for life.  The New York Workers' Compensation Board continues to do an admirable job protecting the rights of 9/11 claimants. In addition, the New York City Department of Health runs an excellent website on 9/11 related health problems.

Long Island's own Congressman Tim Bishop recently urged additional federal funding for 9/11 victims at Stony Brook University's World Trade Center Monitoring and Treatment Program.  This excellent program is headed by Dr. Benjamin Luft and has been of great help to many of our clients. The program also operates in offices in Islandia and Nassau University Medical Center, with a new Hicksville office coming soon.  The New York Disability Blog strongly urges Congress to fully fund this much needed program for 9/11 victims in Nassau and Suffolk.

It is clear that we will all be living with the painful legacy of 9/11 for at least another generation.  Many more workers compensation, Social Security disability and long term disability claims are yet to be filed.  May we all join together with compassion, empathy and financial support  for every 9/11 victim.

 

Nassau County Workers Compensation Lawyer: Newsday Reports on Permanent Partial Disability Lump Sum Settlements

There are literally thousands of former Nassau County workers who are currently receiving lifetime workers' compensation payments (pensions) for life due to on- the- job injuries.  I know - I have represented a large number of these unfortunate individualsThese payments are overwhelmingly for workers who have been classified as having "permanent partial disabilities" and are destined to live the rest of their life in pain.

According to a Newsday article yesterday, Nassau County is now proposing a $55 million taxpayer funded bond to "sell" these claims to private insurers who would then try to convince the injured worker to settle the claim in a one-time "buy-out".   Is this good for the injured former Nassau workers?  For many of them, it is not a good deal at all unless they are paid "full value" for their settlement. It also may not be a good deal for the taxpayer. (See the excellent WorkersComp Insider post here) .

Our office recently negotiated a lump sum buy-out (often times called a Section 32 settlement) for a Nassau municipal worker for $650,000.00.  We thought this was a fair settlement given that the worker was going to lose both weekly non-taxable cash benefits and medical care for the rest of his life.  Unfortunately, you can bet that the insurance companies "bidding" for the Nassau County claims have no intention of paying fair settlement value to former Nassau employees.

The vast majority of lump sum buy-out offers are grossly unfair to the injured worker and are simply a device for insurance companies to dump claims and invest the excess profits.  The claimant needs a skilled NY workers compensation lawyer to negotiate a fair settlement. So what is amount fair?  First and foremost, for anyone who is likely to need major medical intervention in the near future, such as surgery, no amount of money may be the answer.  Remember, once the injured worker accepts the cash buy-out, he must pay for future medical care, including surgery, on his own.  Any settlement offer in a case like this would have to also "buy-out" the potential future cost of surgery, medications, physical therapy, etc.

Anyone considering a buy-out of a permanent partial disability claim should ask their workers compensation lawyer to do a "present value calculation" of what their future cash AND medical benefits are worth.  This present value calculation, which is the standard for settling long term disability claims, can be drastically impacted by current interest rates.  For instance, today I am using an interest rate tied to the ten year treasury bill rate (3.58% as of 4/08/08) to determine present value for the purposes of settling my cases.  When interest rates go back up, present value settlement offers will go down, so historically, now is a good time to get maximum value when deciding to settle a New York workers' compensation claim.   In addition, if you receive Social Security Disability in New York, you may need a Medicare Set-Aside agreement.

There are many present value calculators on the Internet which can help you determine a fair settlement proposal.  As my third grade math teacher instructed, I like to show my client's the "work", not just the answer, which I do on a Microsoft Excel spreadsheet.  Of course, settlement of any workers compensation claim is as much "art" as  arithmetic, but the math is always the starting point

It remains to be seen whether Nassau County dumps its old workers' compensation claims in the hands Warren Buffet and Berkshire Hathaway to settle with permanently disabled workers.  If it does and you are an injured worker approached for a buy-out of your claim, ask a lot of questions of your Nassau workers compensation lawyerYou don't want to leave any money on the table, and Warren Buffet has enough money. 

Workers' Compensation Attorney Troy Rosasco Interviewed for ABC News Story on Undocumented Worker Construction Accident Deaths

ABC News published an important article today highlighting the sharp rise in immigrant worker deaths on construction sites in the New York City area.  This problem, which I addressed in a prior post recently, is reaching epidemic proportions

As detailed in the article, just the other day a Ukrainian immigrant was decapitated after plunging 42 stories while working on a construction site on a Donald Trump Hotel in lower Manhattan.  Under the current New York Workers' Compensation law, the most his widow and children can collect for his death is $500 per week, plus payment of only $6000 toward his funeral bill

I told the reporter the story of one of my clients (an undocumented worker) who was severely injured last November when a brick wall fell on him while working on a construction site in Queens.  Despite multiple surgeries and being an inpatient at Jamaica Hospital for over a week, he still has not received his first workers' compensation check.  This is not unusual in cases where unscrupulous employers are paying immigrant workers "off-the-books" and not reporting their wages to the workers' compensation insurance company to save on premiums.  Workers' compensation lawyers like myself see sad cases like these every day.

Thanks to Susan Donaldson James  and ABC News for reporting on this growing tragedy.  Unfortunately, in the current political climate, it is questionable whether the federal government has any desire to address the safety of undocumented workers on construction sites??? 

 

Happy 2008 from New York Disability Attorneys - Turley, Redmond & Rosasco

Happy New Year to all the readers of the New York Disability Law Blog!  Over the course of 2007, we are pleased to report that our firm has once again helped thousands of injured and disabled claimants successfully win the benefits they deserve.

Our blog has  tried to provide timely and helpful information to all those struggling with a variety of disability claims, including long term disability insurance claims, Social Security disability claimsworkers' compensation claims and VA disability claims.  Since its inception in March 2005, our blog's readership has steadily grown and we have become a frequent resource to reporters and other media professionals on disability claim matters

We look forward to another year of fighting the good fight for our clients and friends. We wish you and your families a healthy and happy 2008!

 

 

Merry Christmas to All from New York Disability Lawyers!

"This boy is Ignorance. This girl is Want. Beware them both, and all of their degree, but most of all beware this boy..."  - Charles Dickens, A Christmas Carol (1843).

At this festive time of year, when so many of us have more worldly goods than we truly need, let us not forget those among us who are not working due to accidents or disease.  The attorneys at Turley, Redmond & Rosasco have dedicated our professional lives to to lifting up and providing for injured and disabled claimants with ERISA and private long term disability claims, Social Security disability claims and workers' compensation claims.  May the year 2008 bring happier and healthier days to the clients we serve.  Merry Christmas!

NY Disability Attorney Files Class Action Lawsuit Against Verizon for Potential Cancer Victims

As detailed in Newsday todayMitchell Breit of the national class action law firm of Whatley, Drake & Kallas and the disability law firm of Turley, Redmond & Rosasco have filed a "medical monitoring" class action lawsuit  against Verizon in New York Supreme Court, County of Brooklyn, for workers who previously worked at the former Sylvania nuclear fuel rod plant in Hicksville, Long IslandVerizon previously settled a lawsuit by surrounding residents for a reported 11 million dollars due to an increased rate of cancer in the area.  

The lawsuit follows a recent decision by the New York State Workers' Compensation Board which found that a worker on the site, Gerard DePascale, developed a rare and deadly cancer (extra-skeletal myxiod chondrosarcoma) as a result of exposure to toxins on the site.  In addition, a recently released Army Corp of Engineers report found danger to the public by this still contaminated site.  Despite special federal funding won by Senator Chuck Schumer for a complete clean-up of the site, legal wrangling between Verizon, the Army Corp and the New York State Department of Environmental Protection have put a stop to the clean-upHow many more people have to come down with cancer before Verizon does the right thing?

The lawsuit seeks to force Verizon to set up a "medical monitoring" fund so that the thousands of workers who were unknowingly exposed to the toxins  on the site can benefit from early diagnosis and treatment of any potential medical problems.  As detailed in the Newsday story today, workers like Robert Matteo are mad that they were never told of the dangers on their work site.

Unfortunately, Gerard DePascale, whose cancer has now spread to his lungs, is still waiting a final ruling from the New York State Workers Compensation Board.  Despite winning his case in front of trial judge Abigail Chanis in March 2007, his employer appealed the judge's decision.  He has now been out of work with no workers' compensation benefits since January 2006!  The abnormally long delay in deciding this appeal is causing the DePascale family severe financial hardship.  Thankfully, with new leadership at the Workers' Compensation Board, a decision in Mr. DePascale's case hopefully will be expedited.   

 

Turley, Redmond & Rosasco Partner Endorsed by Newsday for Suffolk County Legislature

Turley, Redmond & Rosasco founding partner William "Bill" Turley was endorsed today by Newsday as Smithtown's next representative in the Suffolk County Legislature.  Bill, who has been practicing workers' compensation and disability claim law on Long Island for over 20 years, impressed the Newsday staff with his innovative ideas on clean energy and immigration. 

  • 13TH DISTRICT

    North Smithtown, part of Huntington

    Republican Lynn Nowick, 60, of St. James, is running for a fourth term. Her assiduous constituent services assure her popularity. But she has few constructive new ideas, especially regarding the 800-pound gorilla in her district: the fate of the former Kings Park Psychiatric Center.

    On this vexing issue, her Democratic opponent, William Turley, 49, of Fort Salonga, agrees that the legislature has little influence beyond rhetorical support of a better proposal for the complex's use. But Turley, an attorney specializing in workers' compensation, brings a refreshing and progressive perspective that differs sharply with Nowick's in every other respect. He favors hiring halls for migrant workers, wants stricter penalties for sex offenders but is concerned about the constitutionality of residential restrictions, and would push for alternative energy policies in the county to offset dependence on foreign oil. We endorse Turley.

For many disabled clients on Long Island and New York City, Bill has been a steady hand guiding them through the disability claim mazeGood luck Bill on November 6th!

Workers' Compensation Construction Accident Deaths Soar in NYC

Being a construction worker in New York City is becoming more deadly, according to new reports from the Federal Bureau of Labor Statistics.  Amid a building boom in New York, construction worker accident related deaths are up 87% since 2005

As the NY Times reported earlier this year on construction deaths, Mayor Michael Bloomberg has already taken some positive health and safety inspection measures to stem work related scaffold and ladder accidents in New York City.  However, it appears that part of the problem involves the intractable immigration crisis

Many shady construction general contractors and sub-contractors are hiring non-union undocumented workers who are not given adequate safety training or equipment.  As can be expected, the death toll is falling disproportionately on Latino construction workers.  This is because the percentage of Latin and Mexican construction workers are growing by leaps and bounds.  In addition, immigrants from India, Poland and other Eastern European countries are increasing on non-union (i.e., less safe) work sites. 

The workers' compensation lawyers at Turley, Redmond & Rosasco have unfortunately witnessed the impact of construction accident deaths on families first hand.  Hopefully, the issue of immigrant construction worker safety in NYC will be studied by the newly confirmed Chair of the NY Workers' Compensation Board, Zachary S Weiss.  As Governor Spitzer so correctly notes, we cannot stick our heads in the sand and pretend these immigrant workers do not exist.  These are real human beings who are dying almost every day, sometimes due to employer greed trying to avoid paying union wages.  Let us not build our gleaming New York City skyline on a foundation of blood.

The Forgotten 9/11 Ground Zero Heroes

   Marie Cocco of the Washington Post has a great column today profiling one of our clients, Jeanmarie DeBiase, the widow of 9/11 hero Mark DeBiase.  While sick police officers and firefighters have received much deserved attention, workers in a variety of occupations, without whom the Ground Zero clean-up could not have been possible, have not received the same level of press.  Mark was a wireless phone technician who set up emergency communications for other 9/11 rescue and first responders and volunteers.  He died on April 9, 2006 due to interstitial lung disease caused by exposure to dust and toxins at the Fresh Kills landfill, where the World Trade Center debris was trucked.  

More importantly, they have not received the same level of medical and monetary support as the police and firefighters.  Many have lost their health insurance for both themselves and their families. Many ill workers continue to struggle as they fight workers' compensation claims being vigorously fought by employers who have forgotten the meaning of the word "compassion".  On this sixth anniversary of the collapse of the Twin Towers, may we all re-dedicate ourselves to helping families who cannot "move on" from September 11, 2001. 

Lawyers Sue Verizon Again Over Contaminated Nuclear Waste Site in New York

A Newsday article today details yet another lawsuit against Verizon for cancers and other life threatening diseases caused by Verizon's contaminated nuclear waste property in Hicksville, New York.  It was just a few years ago that Verizon paid out a multi-million dollar settlement to residents in the surrounding area over their increased rates of cancer.  Incredibly, despite their previous settlement with surrounding residents, they state in today's article that the property is not a health hazard!!!  They must be kidding!!!  Thankfully, at least the newest lawsuit is in front of federal District Court Judge Leonard Wexler, a no nonsense jurist who presided over the previous settlement.  Judge Wexler knows where the skeletons were buried by Verizon.

Perhaps Verizon should review the most recent United States Army Corp of Engineers report  before issuing such silly press releases.  Perhaps they should tell this to Senator Chuck Schumer and Congressman Pete King who both have pledged recently to aid in the cleanup. Perhaps they should tell this to the New York Workers' Compensation Board which has already ruled favorably for two workers on the Verizon site.  By denying the obvious, Verizon is besmirching its once good name and entering the "ENRON" class of corporate responsibility.

Does Verizon have no shame? What about Verizon CEO Ivan Seidenberg? How many more victims have to contract cancer due to Verizon's contaminated nuclear property before they accept responsibility for the nuclear and other toxins on the Hicksville site?  Perhaps they have made a cold calculated business decision that its cheaper to pay off a few hundred cancer victims than it is to clean up there own property.   Anyone ever heard of the Ford Pinto casesWhatever Verizon's motivations, you can be sure they have more to do with shareholder returns than the health of Long Islanders.

However, assuming Verizon is first and foremost profit motivated, wouldn't it make good financial sense to be a good neighbor as they roll out their FIOS service across Long Island? After all, who would want to buy anything from a known corporate polluter?  Step up and do the right thing - perhaps you will be embraced by residents of Nassau and Suffolk counties looking for an alternative to Cablevision.  Fight to the death (literally) like Magazine Distributors, and I can't think of one New York resident who would want to sign up for FIOS service  (check out how healthy the workers in the FIOS video look...) if they knew their monthly bills went to fight cancer victims.  

Much like Ground Zero workers, the men and women who worked directly on top of this acknowledged nuclear waste site will be getting sick for years to come.  The time has come for Verizon and Ivan Seidenberg to "do the right thing".  Don't count your chickens just yet.  Verizon even fights its own workers' 9/11 related cancer claims!  Anyone have Michael Moore's phone number? Those are my thoughts - what do you think?

Happy Labor Day from the Disability Law Firm of Turley, Redmond & Rosasco

To all workers who toil each day to make America great, the the attorneys and staff at Turley, Redmond & Rosasco wish you a much deserved and restful Labor Day.  Enjoy!  See you next week.

9/11 Workers' Compensation Press Conference Launching Poster Campaign Slated for 9/4/07

As we approach the sixth anniversary of the 9/11 tragedy, legal and health issues arising out of Ground Zero continue to top the headlines.  First, NYCOSH has announced a press conference for next Tuesday, 9/4/07,  at 11:00 am at the South entrance to PATH trains at the former World Trade Center site on Church Street.  The press conference, which will include New York State Labor Commissioner M. Patricia Smith, Art Wilcox of the AFL-CIO and representatives of Senate Majority leader Joe Bruno,  will announce a new subway poster campaign encouraging 9/11 Rescue, Recovery and Cleanup Workers and Volunteers to register for benefits with the New York Workers' Compensation BoardWe will report any additional information after the press conference.

As previously reported on the New York Workers' Compensation Alliance website, the deadline to register for these benefits has been extended until August 14, 2008.  You  can download a World Trade Center Registration Form here. In addition, this week saw an important Newsday article reporting about a new New York City Department of Health study showing that Ground Zero rescue and recovery workers have a 12 times higher incidence of asthma.  This bolsters the anecdotal evidence and filing of claims by our workers' compensation attorneys for WTC workers over the past few years.  

Our workers' compensation lawyers continue to work daily with Ground Zero rescue, recovery and cleanup workers and volunteers to protect their rights to future medical attention.  The new poster campaign will help those who have not yet registered.   Remember- you should register now even if you are still healthy to protect your rights later.  If you have any questions, call toll free 1-877-NY-DBLAW to speak to one of our attorneys for a free consultation.

NY Workers' Compensation Lawyer Quoted in AM NewYork

Does or job affect your sleep patterns?  Can you collect New York Workers' Compensation benefits if it does? That's the question Daisy Harrington asked me in her Career Corner column in AM New York published today. 

There is growing evidence that workers may suffer adverse health effects, especially  work related heart attacks, due to long or unusual working hours,.  Workers who are "on call" constantly might have similar problems.  However, to date making such claims at the New York Workers' Compensation Board  has not been particularly fruitful in our experience.   As in every workers' comp claim, you must have a medical doctor support you claim in writing.  This is often easier said than done. 

Despite the potential hurdles, every case has different facts and you would be well advised to consult an experienced Workman's compensation attorney if you believe your job has impacted your sleep and harmed yor health.

New York Workers' Compensation Lawyer Nominated for Legislature

Congratulations to Turley, Redmond & Rosasco, LLP founder William J. Turley on being nominated last night as the Democratic candidate for the Suffolk County Legislature's 13th District, as detailed in today's Newsday

Besides being one of Long Island's leading workers' compensation lawyers, Bill will be an excellent county legislator come this November.  Bill was recently the sole honoree of the New York Workers' Compensation Bar at a fundraiser for "One in Nine", the breast cancer advocacy group.  Needless to say, everyone at our firm is extremely proud of Bill's past and future accomplishments.  Go Bill!

New York Social Security Disability Lawyer Client Profiled in Daily News

Last week, the New York Daily News published a sad article about disability benefits and our client's 3 1/2 year struggle to obtain the Social Security Disability benefits she deserved entitled "Filing for Disability, but Finding Discouragement".   As detailed in the article, our client was mentally retarded and could not read or write

In mid-2003, she applied for Social Security Disability benefits.  Unbelievably, her claim was denied about 6 months later.  Our office filed an appeal called a "Request for a Hearing before an Administrative Law Judge" in the Queens Office of Disability Adjudication and Review.  Our client eventually appeared for a hearing before an Administrative Law Judge after waiting an additional 12 months.  At the hearing, the law judge called a special Social Security medical expert to testify.  The medical expert testified that our client was disabled under Social Security regulationsEnd of story - right? No!

Despite  the testimony of his own medical expert saying our mentally retarded client was disabled, the judge again denied the claim in a poorly written decision a few months later.  This particular judge is known for horrible decisions. We then immediately appealed our client's case to the Social Security Appeals Council (a panel of reviewing judges) in Falls Church, Virginia.  Finally, in January 2007 the Appeals Council  fully reversed the original judge's decision and granted our client disability benefits, some 3 1/2 years after her initial application

As the claimant's mother said in the article, "when we needed the system, it wasn't there for us".  When the mentally retarded need retain disability attorneys to get the Social Security Disability benefits they deserve, you can only imagine the challenge the rest of you might have, especially in the New York City area.   

Disability Lawyer Rosasco Says Verizon Toxic Waste Site Unsafe

Once again, Mark Harrington of Newsday continues to do a superb job of  uncovering previously unreleased documents about the dangers still lurking in the soil and air surrounding the former Hicksville Sylvania nuclear fuel rod fabricating plant, now owned by Verizon.  Yesterday, he published the fourth article in an ongoing series about the Hicksville nuclear site and its impact on thousands of workers. Harrington details the most recent March 2007 Army Corps of Engineers report about the proposed future cleanup of this "dirty" site contaminated with both radiological waste and chemicals such as TCE and PCE. Updating the health of my client, the article goes on:

Troy Rosasco, DePascale's Hauppauge-based attorney, said his client is preparing for surgery on May 17 to remove a tumor even as he recovers from the removal last month of half of the other lung. At the same time, he said, continued testing raises questions about assurances that the site was completely safe.  "It tells me that the State Department of Health...is operating fast and loose with data the US Army Corps says is missing" Rosasco said.

Despite winning his case after a trial over two months ago, Gerard DePascale is still without any workers' compensation payments due to the frivolous appeal filed by his employer, Hudson News Group.   All the while, every day another present or former employee who worked at this toxic "glow in the dark" work site calls my office to get on the list of potential future plaintiffs in a future major litigation to provide medical monitoring for all those exposed.  Even if you are currently healthy, you may be entitled to future medical monitoring.  If you are currently sick, you may have additional legal remedies.  If you would like your name placed on the contact list for any future litigation or discuss any other potential claim, please call Troy Rosasco at 631-582-3700, ext. 123.

 

 

Big Victory for Workers Contaminated by Radiation at NY Verizon Nuclear Waste Site

US Senator Charles Schumer announced in a Newsday article yesterday that treatment, medical monitoring and potential compensation are on the way for potentially thousands of workers who formerly worked atop the nuclear waste site owned by Verizon in Hicksville, New York.  In addition to announcing the new benefits for workers, a frustrated but determined Senator Charles Schumer stated that "I will hold the Army Corps' of Engineers feet to the fire" and "the site should have been cleaned up yesterday", referring to his previous efforts in 2004 to achieve a full cleanup.   

Shocked that their efforts in 2004 to secure a federal cleanup of the Hicksville, Long Island,  New York nuclear waste site have not been completed to date, both Senator Charles Schumer and Congressman Pete King vowed to to cut through the bureaucracy and finger pointing.  Both Schumer and King were reacting to a letter request for intervention from Troy Rosasco, the attorney for Gerard Depascale, who the New York Workers' Compensation Board recently found contracted a rare cancer while working for the Hudson News Group on this site and was awarded lifetime workers' compensation and medical benefits.  In a previous Newsday artcle on Mr. Depascale, Mr. Rosasco compared the illnesses facing the Hicksville workers as similar to the ilnesses facing 9/11 workers who were exposed at Ground Zero.   "Over the course of the next 10-20 years, I believe we are going to see more cases of cancer and other illnesses related to radiation at this site", said Rosasco.

This new aid promised by Senator Schumer will be especially welcome to those workers who were exposed to ionizing radiation  and other toxins on the site and are now in fear of getting sick in the future.  In addition, the Army Corp of Engineers promised to return to the site this May for more investigation.    Turley, Redmond & Rosasco, LLP is compiling a list of  workers who ever worked on this site and may have been exposed to radiation and other chemicals.  Please call Troy Rosasco, Esq. at 631-582-3700, ext. 123 if you worked at this site and would like to be on the list for possible testing, treatment and/or compensation.   We will keep you posted on further developments. 

Long Island Verizon Sylvania Nuclear Waste Site Conspiracy?

That's what Adreinne Esposito, Executive Director of the Citizens' Campaign for the Environment, called the growing controversy regarding Verizon's radiation contaminated property located in Hicksville, New York  in a recent News 12 Long Island television report on the former Sylvania Nuclear Products facility.  See the full video here.

After Newsday's first story broke about our client's cancer related to his work at this site for Magazine Distributors, Inc.,  a division of Hudson News, in an article few weeks weeks ago, the unanswered questions regarding the dangers at this toxic site are rapidly expanding.  Newsday later followed up a week later with another story unearthing a previously unreleased Army Corp of Engineers report dated November 2005 showing worse contamination than previously thought

Why did the federal Army Corp of Engineers sit on the Hicksville Sylvania Nuclear Waste Site report for almost two years and release it only to Verizon ( a defendant in a billion dollar lawsuit brought by local residents alleging increased cancer risks) and the New York DEC?  Way back in 2004, New York Senator Chuck Schumer and US Representative Peter King announced, "It's the federal government that created this mess, it's the federal government that should fix it".  Did they "fix" this radioactive site located smack in the middle of Long Island suburbia, or did  powerful corporate and governmental interests  try to sweep this one under the rug

According to Ms. Esposito of Citizens' Campaign for the Environment, " Instead of being honest with the public, they covered it up.  That is negligence on the part of the federal government and that's a conspiracy to keep the public in the dark". 

One thing we know is that Senator Chuck Schumer and Congressman Pete King are scrappy fighters determined to protect the health and welfare of both Hicksville residents and all Long Island workers who worked at the employers located on the Verizon property.  The New York State Workers' Compensation Board already ruled that our client contracted a rare and deadly cancer, extraskeletal myxoid chondrosarcoma,  while working on this site for a tenant of Verizon.  As George Johnson, a neighbor of the site for seven years, so appropriately said in the News 12 video, "How many people have to die before something happens, before we do the right thing". 

Let's hope Senator Schumer and Congressman King can get the Army Corp of Engineers and Verizon to do the right thing and clean up this site  with all deliberate speed.  

NY Workers' Compensation Board Finds Cancer Linked to Radiation at Hicksville Nuclear Waste Site

Yesterday's Newsday had a disturbing article regarding the radiation related health risks to workers who worked on or around the Hicksville, Long Island, Sylvania Nuclear Waste Site ,now owned by Verizon.  Our office recently won a workers' compensation claim for a worker who contracted a rare cancer, extraskeletal myxoid chondrosarcoma, due to ionizing radiation and other toxins while working on this site for Magazine Distributors, Inc.,  a division of Hudson NewsIf I were a worker at this site or knew someone who worked near there, I would read this article carefully.

This nuclear waste site, located at 70,100 and 140 Cantiague Rock Road, Hicksville, NY was operated by Sylvania between 1952 and 1967 and was licensed by the US Atomic Energy Commission to manufacture nuclear fuel rods for use during the Cold War.  The radioactive elements uranium-235 and thorium were processed and milled at the facility.  The uranium and thorium were then subject to machining, grinding and incineration.  The facility then burned sludge to reclaim more uranium.

In addition, the Sylvania plant, although unauthorized to do so, burned scrap uranium as a three shift, seven day a week operation until 1960Large 55 gallon drums of uranium scrap metal were burned on site.  During the ongoing site clean-up, 55 gallon drums have been found buried at the site.  In addition to the radioactive substances, the site is contaminated with tetrachloroethene, trichloroethene and nickel.  Someone described the site as the location of a "dirty bomb".

Verizon, the current owner of the site, set aside $240 million for the ongoing clean-up which is now being monitored by both the New York State Department of Environmental Conservation and the Army Corp of EngineersRecent documents obtained by our lawyers during the litigation indicate that there may be more contamination than originally thought below the 100 building, the former location of Magazine Distributors, Inc.  

On November 9, 2006, the Hicksville Water District warned residents of of higher than allowed concentrations of tetrachloroethylene (a toxin found on the site)  in the drinking water from one of their supply wells and the potential cancer risks it might cause.  The well was immediately taken out of service.

Currently, neither the Army Corp of Engineers nor the New York State DEC nor Verizon are releasing statements about the what is currently being found on this dangerous site.  Thousands of pounds of contaminated soil have been carefully transported to Envirocare in UtahIn 2004,  New York Senator Schumer  stated that "it's the federal government that created this mess, it should be the federal government that fixes it".  To date, the public doesn't know the current status of the site and when or if it will be properly cleaned up.  In the meantime, more workers and local residents are getting gravely illPerhaps it's time for Senator Schumer to get to the bottom of this quagmire and let the public know the current health risks on the site.

As reported in Newsday, the lawsuit brought by local residents against the property owner, Verizon, for their increased cancer risk was recently settled for approximately $11 million.  The New York Department of Environmental Conservation is currently prosecuting  lawsuits arising from this site in federal court in Central Islip.  As stated in the Newsday article, this toxic waste dump could have impacts like those facing 9/11  rescue workersWorkers on this site, which also included the companies Air Techniques and Gilbert Displays, could be facing cancer and other health problems for years to come.   Scary stuff!

 

 

 

 

 

More New York Workers' Compensation Reform On the Way?

Read carefully the letter released today simultaneously with Governor Eliot Spitzer's signing of the new Workers' Compensation Reform bill into law.  You can also listen to the audio file of his remarks today. The strong and resolute language in this letter portends future administrative changes which could impact the New York Workers' Compensation Board as much, if not more , than the new statutory changes. 

It is clear that much will depend upon the individuals selected to sit on the newly created task forces and the Governor's choice of a new Workers' Compensation Board Chairperson.  Both sets of announcements are expected shortly

Bottom Line - these appointments will send some clear messages about Governor  Spitzer's future plans to improve the current New York State Workers' Compensation system.   

Nassau Lawyer Speaks on New York Workers' Compensation Reform Bill

I was interviewed the other day by WorkersComp Central, a national on-line newspaper dedicated to workers' compensation issues, on the impact of the new Spitzer New York Workers' Comp Reform Bill.  This bill passed both the Senate and the Assembly unanimously yesterday and is expected to be signed by Governor Spitzer next Tuesday.  The new law takes effect July 1, 2007,  and the changes are transformative - to say the least.  For attorneys who have practiced law in this administrative and technical forum many years, the changes will test our ability to adapt to radically new benefit structure.  It should be interesting!  

Insight on Spitzer's New York Workers' Compensation Reform Agreement

Over the past few months, you may have noticed a precipitous drop in the number of posts to the New York Disability Lawyer Blog.   However, as Co-Chair of the New York Workers' Compensation AllianceI've been doing the Albany shuffle along with some of my dedicated colleagues in an attempt to protect injured workers from any disastrous workers' comp reform.  Well - were in the ninth inning now given Governor Spitzer's press conference today announcing a workers' compensation reform agreement between all the major players at the bargaining tableIt's been a long but hopefully worthwhile fight.

Give New York Governor Eliot Spitzer credit - he played his cards in the workers' compensation reform deal brilliantly and in the process has undone one of the pillars of the original law that was on the books for nearly 100 years - the permanent partial disability pension.  That's not to say that this pillar was not crumbling of it's own weight and didn't need some reforming. After all, it had been around since the assassination of Prince Archduke Francis Ferdinand!  But like a historic neighborhood that is indelibly disturbed by the need for a three lane highway, it was rather sad to watch, especially for those of us who are a bit nostalgic when it comes to labor history.  The price of progress!

So, who are the winners and losers in the new reform deal? Aside from the obvious political winners -Governor Spitzer, Assembly Speaker Silver and  Senate Majority Leader Bruno- who all seemed to be playing nicely in the rose garden, the winners are as follows:

  • Injured workers earning over $600 per week, who will now see an immediate potential benefit increase;
  • Injured workers who will have greater access to real job retraining and rehabilitation;
  • Injured workers whose authorization for appropriate medical care will be sped up;
  • Injured workers whose claims will be resolved quicker due to the implementation of the new "Rocket Docket" proposed by the Workers' Compensation Alliance;
  • Employers who should see a 10-15% decrease in workers' comp premiums;
  • Honest employers who will no longer subsidize cheating employers due to new criminal employer fraud penalties;
  • Doctors who often waited months for authorization for much needed surgeries for their patients.

Now, as in any hard fought compromise,the inevitable losers:

  • Injured workers with permanent partial disabilities who cannot be rehabilitated for other work (i.e. the 58 year old carpenter with no high school degree, among others);
  • Injured workers earning less than $600 per week;
  • Dishonest employers who will now face felony criminal charges;
  • The New York Compensation Rating Board, which will be abolished;
  • The "Second Injury Fund", which will be phased out of existence;
  • Any others that we discover once the actual written bill details are released.

Teddy Roosevelt - excuse me...Eliot Spitzer! - chocks up one more win on the scorched earth reform path.

 

 

 

Lawyers Give Joint Seminar on Ground Zero Workers' Compensation Claims and Lawsuits

It was my pleasure to give a seminar recently to volunteer firefighters at the Bellmore Fire District on Long Island about their rights to workers' compensation (even as volunteers) under the new 9/11 Rescue Workers' Law.   Andrew Carboy and Beth Jablon of Sullivan, Papain, Block, McGrath & Cannavo also gave an excellent presentation on the rights of the volunteer firefighters to sue the City of New York if they worked at Ground Zero and later develop cancer or breathing problems.  For instance, I met one firefighter who developed tongue cancer after working at Ground Zero but had never touched a cigarette in his life.  Unfortunately, such stories are becoming more and more common these days as I field these unfortunate callers on almost a daily basis.

The firehouse was packed and we handed out many Workers' Compensation Ground Zero registration forms and many firefighters completed the forms right then and there.  I thank both Andy Carboy and Joe Pusateri, Esq. for asking me to assist with this presentation.   As of today,  there are only 189 days left to register with the Workers' Compensation BoardEven if you are not ill now, please download this form today and send it to the New York Workers' Compensation Board ASAP.  It could be a free disability or life insurance policy for your family.   If you have questions about how to fill out  the form, do not hesitate to call our office at 1-877-NY-DBLAW.  

 

 

New Year, New Format for New York Disability Law Blog!

Welcome to the newly designed New York Disability Law Blog!  As you will notice, I changed the official title of the blog from "The Disabled Worker Law Blog" to the  more informational "New York Disability Law Blog".  This is in keeping with the blog's purpose of providing useful information and insight regarding disability claims to fellow attorneys and the general public

To this end, I am excited to announce the creation of the blog's "Disability Law Library" which will be continually added to and updated.  I hope that this will eventually become the first place attorneys and claimant's turn to when researching disability claims and legal issues.  Still in it's formative stages, the library will have sections on long term disability and ERISA claims, Social Security  disability, New York workers' compensation, civil service disability pensions, scaffold /ladder /construction site lawsuits and a new section on the unfortunate expanding area of veterans' disability claims.

In addition, in 2007 we hope to do a better job collaborating with fellow bloggers such as Jonathan Ginsberg and his excellent Social Security Disability Radio Blog.  Please feel free to comment about the new design and let me know how the New York Disability Law Blog can better serve your needs.  Talk to you soon.

Merry Christmas from New York Disability Lawyer!

Well, my seven year old son didn't get  "an official Red Ryder carbine-action, 200-shot, range-model air rifle with a compass in the stock" this Christmas, but he now has enough "weapons of mass destruction"  to justify Dick Cheney's armed search of our property (I better duck!)   My daughter is content with her yo-yo and Rubik's Cube.  Chock it up to testosterone!

All of us at the New York Disability Lawyer Blog and Turley, Redmond & Rosasco wish you and your families a very Merry Christmas and Holiday Season!  See you in the New Year!

Long Island Workers' Comp Lawyer Interviewed on NY Workers' Comp Reform

As Co-Chair of the New York Workers' Compensation Alliance, I was interviewed for an article published Monday at the  Workers' Comp Central web site on the upcoming workers' compensation reform debate in Albany under the new Spitzer administration

Short Version - severely injured workers are going to have to fight hard to protect their rights to lifetime workers' comp benefits when they have permanent partial disabilities and are no longer employable.  With the help of the New York State Business Council and the ever present insurance lobby, the debate  is trying to be shifted from protecting workers with horrendous injuries to re-invigorating the dormant upstate economy.  While we all support bringing more jobs back to upstate New York, there are no independent credible studies linking increased workers' compensation costs to a decline in the upstate economyIf workers' comp costs were such a drain on business, why hasn't it had a similar impact on the downstate economy

Workers' comp costs declined after the 1996 reforms under Governor Pataki.  Did this jump start the upstate economy?  Workers' compensation seems to be the easy whipping boy by some for all of upstate's economic woes.  Sure - take it out ion the lady with no hand after it was caught in a machine at work.   Thankfully, Governor-Elect Spitzer has surrounded himself with some of the sharpest policy advisors in New York.  I have no doubt they will be able to think "outside the box" and find solutions to the upstate economic problems without hurting permanently disabled workers.

The entire article is below:

New York -- Spitzer Expected to Make Sweeping Changes in NY Comp: Top [12/11/06]

An alliance of New York attorneys and other advocates representing 200,000 injured workers called for sweeping reforms in the state's workers' compensation system Friday and said it has high hopes for Gov.-elect Eliot Spitzer.

"We think he's going to take a hard look at insurance companies before he proposes any major change in workers' compensation," said Troy Rosasco, who co-chairs the New York State Workers' Compensation Alliance.

"There are already meetings going on, and the time will be sooner rather than later," Rosasco said. "I would think we would have substantial workers' comp reform of some sort or another within the first six months of the Spitzer administration."

Spitzer's transition team did not respond to a request for an interview Friday. And the veteran state attorney general is keeping his own plans for workers' compensation reform close to his vest.

He has told participants in a series of meetings intended to forge a compromise among employers, claimants' attorneys and the unions that they won't get a preview of his plans until his inauguration next month.

But Spitzer gained national attention with a string of major settlements with insurers over allegations of accounting irregularities and the payment of illegal contingent fees to secure business.

Most notably, Spitzer signed a record-setting $1.65 billion settlement with American International Group in February, after he accused the insurance giant of cooking its books to smooth out quarterly financial earnings reports.

That surpassed his $850 million agreement with Marsh & McLennan over its use of continent commissions paid to brokers.

And the AIG case led to the ouster of former company CEO Maurice "Hank" Greenberg and his chief financial officer, Howard Smith, as well as a string of ongoing civil and criminal cases.

"He's a good sheriff of the industry," Rosasco said.

With the New York State Assembly set to return to Albany in January, Spitzer has promised to call a summit meeting of shareholders in workers' compensation.

Reforming the system was a major part of his campaign, along with rescuing the beleaguered economy of upstate New York.

The state of the economy has pitted the alliance against the Business Council of New York State and its affiliate, New York Workers' Compensation Action Network (NYCAN).

NYCAN has called on Spitzer to impose the state's first cap on permanent partial disability, saying the PPDs account for 15% of the state's workers' compensation cases and 75% of the expenditures.

The alliance is opposing the caps and pushing hard to raise the maximum weekly benefit for injured workers, which has been capped at $400 since 1992.

On Friday, the alliance called for increasing the maximum benefit to two-thirds of the state average weekly wage. Suggesting a phased-in payment schedule, the alliance also is seeking to raise the minimum weekly rate from $40 to $120.

The alliance wants to raise the benefit amount under the state's Disability Benefits Law to one-half the claimant's average weekly wage without a maximum limit. And it wants Spitzer and lawmakers to require the state Workers' Compensation Board to set a future revaluation date for workers with PPDs, at which time the worker would have to demonstrate an attempt to reenter the labor market.

The proposals released Friday would increase the dollar limit for required pre-approval of medical services from $500 to $1,200 and require private carriers to pay for medical care while workers' compensation claims are pending.

Finally, the proposals would abolish the Compensation Insurance Rating Board and transfer the job of ratemaking classification to state government.

"The biggest issue and the biggest stumbling block we will face in the upcoming negotiations is how injured workers with permanent partial disabilities are treated," Rosasco said. "If he (Spitzer) were to implement a cap, those who remain out of work will become wards of the state welfare system."

Citing upstate New York's depressed economy, NYCAN said in is recently call for action from Spitzer that brokering a compromise on workers' compensation is "the best way to send a signal that he will boost upstate's fortunes."

NYCAN warned that New York has the second-highest average workers' compensation claims in the nation despite the fact that its maximum weekly benefit hasn't changed in more than a decade.

The group said employers' costs are 15% above the national average. Average claims are more than $16,000, up from $11,793 two years ago.

The group called for limiting PPD awards to 10 years.

Current Gov. George Pataki proposed reforms a year ago and said he would slash employers' costs by more than 15% while boosting benefits by 25% for injured workers.

But Pataki's package ended in a legislative gridlock during the 2006 session. Rosasco said he expects Spitzer to fare better, if workers' advocates succeed in severing the issue from the economic fortunes of upstate New York.

"There is no evidence that says the upstate economy has been hurt by workers' compensation costs," Rosasco said. "Frankly, they have not been able to attract business after a large part of the manufacturing base left for Southeast Asia."

--By Michael Whiteley, WorkCompCentral Southeast Bureau Chief
mike@workcompcentral.com

 

 

 

New York State Bar Association Workers' Comp Lawyer Seminar

Not another workers' compensation attorney seminar?  That's what my understanding partners are asking!  Yes - but when the prestigious New York State Bar Association asks you to participate in one of their excellent and well attended continuing legal education courses, it really is an honor one cannot refuse.

This one takes place this Tuesday, November 21st, at the Huntington Hilton on Long Island and will be a Practical Skills day long session entitled "Basic Workers' Compensation Law Practice".  Our local Seminar Chair is my good friend and colleague, Doug Hayden, Esq., former Chief Legal Officer and Acting CEO of the New York State Insurance Fund, and now a Vice President with Wright Risk Management.  Doug has asked me to speak on "Compensation from the Claimant's Perspective" and "Issues of the Day", including Section 32 Settlements and Medicare Set Aside agreements.  Although labeled "basic", this course would be a great refresher for even experienced disability lawyers, even those specializing in Social Security Disability or ERISA Long Term Disability claims.  It should be an instructive day.  Hope to see you there.

Thanks to my colleague Bill Crossett from the NYSBA Torts, Insurance and Compensation Section for asking me to speak.  Finally, Happy Thanksgiving to all readers of the Disabled Worker Law Blog

Workers' Compensation Lawyer Lectures about Kelly Calculations at Suffolk County Bar Association

On Monday, November 13th, I will be lecturing at the Suffolk County Bar Association's Plaintiff's Personal Injury Committee on the always confusing subject of Workers' Compensation Law Sec. 29, liens, consent and Kelly calculations.  The Kelly calculation formula derives from the seminal New York Court of Appeals decision in Kelly v. State Insurance Fund, 60 NY2d 131 (1983).  The Kelly case said that  the workers' compensation carrier must pay it's equitable share of the claimant's litigation costs based upon their "total benefit" from the claimant's recovery.  This "total benefit" includes both the amount of the lien they recoup and the present value of future workers' comp benefits they will not have to pay (credit/offset rights) due to the claimant's recovery.  We will be handing out a Kelly Calculation Worksheets that personal injury lawyers can use and will practice on several hypothetical cases.  Bring your calculators

In addition, we will discuss the impact of the recent Appellate Division case of Burns v. Varriale, 2006 Slip Op. 6346 (3d Dept.) which states that Kelly may not apply in some permanent partial disability cases. My  friend and fellow New York legal blogger Matt Lerner at the New York Civil Law Blog has an excellent synopsis of Burns, as does fellow workers' comp attorney Ray Seligman in the Albany Bar Association newsletter - so the issue is hot.

The seminar panel will include notable experts such as Leonard Tartamella, Esq. giving the Personal Injury attorney's perspective and Robert Manning, Esq. giving the workers' compensation defense counsel perspective.  It starts at 6:00pm and is worth three continuing legal education credits.  Call the Suffolk Academy of Law on Monday at (631) 234-5588 if you would like to sign up.  There are still a few seats left.

NY Attorney General Spitzer Fines Disability Claim Insurer UnumProvident

Need another reason to vote for Eliot Spitzer for New York Governor tomorrow?  This guy just keeps on working for the little guy (including one of my corporate executive clients receiving over $400,000 per year in disability payments from UnumProvident) and fighting greedy insurance companies right up to his presumptive landslide win on Election Day. This wasn't about getting votes (he doesn't need  any more at this point) - it was about doing the right thing for disabled workers.

Late last week, Unum agreed to $15.5 million dollars in restitution to over charged policyholders and a $1.7 million dollar civil penalty. This settlement with UnumProvident, the nation's beleaguered yet largest long term disability claim insurer, comes on the heels of Spitzer's prior settlement with UnumProvident requiring them to re-access tens of thousands of previous unfair long term disability claim denialsGive Eliot Spitzer credit and your vote tommorrow - to date, he has done more to protect injured and disabled than any past NY Attorney General of recent memory.  Now let's hope he protects New York workers' compensation claimants just as well in his new role as Governor!

 

Federal Judge Clears Way for 9/11 Ground Zero / WTC Lawsuits

In a huge victory for Ground Zero workers, federal judge Alvin Hellerstein issued a 99 page ruling yesterday giving these heroes the opportunity to sue the City of New York, private contractors and the Port Authority of New York and New Jersey for their 9/11 related illnesses.

In the last few months, after the passage of the new 9/11 workers' compensation law,  our workers' compensation attorneys have been deluged with calls from Ground Zero workers with various illness's they believe are related to exposure to toxins at Ground Zero.  In addition to new workers' comp claims, they may now also be entitled to have an additional lawsuit against the City of New York for failing to warn them of the dangerous and sometimes deadly conditions at the former World Trade Center site.  Turley, Redmond & Rosasco is working with one of the "lead counsels" in New York City bringing this important law suit.

The most affected group of workers are police, firefighters, EMS, sanitation workers, transportation workersconstruction workers, National Guardsmen and other first responders.  The most common illness's workers' comp lawyers see among these groups include asthma, reactive airway disease, interstitial lung disease and the following cancers: lung cancer, esophagus cancer, stomach cancer, bladder cancer, colon cancer, leukemia, lymphoma and multiple myeloma.  

If you or a family member believe your illness is related to working or volunteering at Ground Zero, please feel free to contact Troy Rosasco toll free at 1-877-NY-DBLAW, ext 123 to discuss your legal options. 

 

NEW 9/11 Workers' Comp Benefits Fact Sheet Available

Our good friends at the New York Committee for Occupational Health (NYCOSH) recently put out an excellent fact sheet on the new 9/11 workers' compensation benefits for rescue workers and first responders.  All New York workers' compensation lawyers should distribute this fact sheet to their eligible clients and medical providers.   Please print this sheet out and pass the word.  The  new business and labor coalition in New York,  BALCONY , is doing a great job disseminating this information.  Keep up the great work BALCONY!

In addition, here's the link to the New York State Workers' Compensation Board's new Registration Form, WTC-12All employees and/or volunteers who participated in rescue, recovery or cleanup operations at the World Trade Center Site or other "qualifying sites" must file this form with the Workers Compensation Board no later than August 14, 2007This includes those participants who are not currently sickFailure to do so may preclude you from making a workers' compensation claim in the future.  Therefore, if you were one of the  heroes at Ground Zero, protect yourself and your family and do it now!  Feel free to call us toll free with any questions at 1-877-NY-DBLAW.

Remembering 9/11: Largest Workers' Compensation Disaster in History

At 8:46 am five years ago today, a terrorist hijacked plane crashed into New York's World Trade Center,  setting off the worst workplace disaster in the history of America's workers' compensation laws.  Over 2000 workers, from cleaners to company presidents,  immediately died in the collapse of the Twin Towers, and many more suffered life changing injuries.  In addition, many of the hero first responders are now sick as a result of working to save lives at Ground Zero.

One of my partners was meeting clients in our Queens office, overlooking Manhattan, that fateful morning and watched in horror as the Trade Center burned.  Like many New Yorkers, our first thoughts were the safety of our families since we did not know the extent of the attack.  Most New Yorkers (if not most Americans) will never forget where they were when they first heard of the attack.   I was in my car on my way to the Workers' Compensation Board in Hempstead listening to News Radio 88.   The traffic helicopter initially reported a small plane hitting one of the towers by mistake, but as we know the story changed minute by minute from there.  I turned around on Southern State Parkway to locate my wife and children.  Once I knew they were safe, I then watched the subsequent collapse on TV in my living room.  The rest of the day is a blur.

My own small community lost five police and firemen that day.  To this day, our law firm is still assisting individuals and families with 9/11 related workers' compensation claims.  With the passage of the new  "9/11Rescue and First Responders Act",  I'm sure we will be dealing with the long term health implications and related workers comp claims long after I retire.

In your hectic schedule today, please take a moment to reflect and mourn the loss of so many workers five years ago today.   Thank you.

Governor Pataki Signs New York 9/11 Workers' Comp Bill

After a long struggle and much legislative effort by the New York Workers' Compensation Alliance and the New York State AFL-CIO, Governor Pataki signed the 9/11 Rescue and First Responders Workers' Compensation bill yesterday at the foot of the former World Trade Center site.  In addition to the Governor, both Sheldon Silver, Joe Bruno and their fellow legislators deserve tremendous thanks and admiration for their support.  For a great New York Daily News editorial on this issue, click here

Unfortunately, New York City Mayor Mike Bloomberg, in a Scrooge-like statement, blasted the new benefits.  Quoting Scrooge in Dicken's immortal Christmas Carol, one might think that Mayor Bloomberg would like Ground Zero workers to "die and decrease the surplus population!".   Sorry Mike - your a good Mayor, but your on the wrong side of this issue.

As detailed previously on this blog, this new law will allow many Ground Zero rescue workers and first responders to obtain the medical and lost wage benefits they deserve if they are currently sick or become sick in the future.  In addition, the Governor signed a new bill granting 3/4 Accidental Disability pensions and death benefits to public employees who can show a link between their exposure to toxins at Ground Zero and their current disability.  For the full text of the new 9/11 workers' comp law, please click here.  Any person who has questions about their eligibility for these new benefits,   please feel free to call Turley, Redmond & Rosasco toll free at 1-877-NY-DBLAW for a free consultation.

Synopsis of 2006 New York Workers' Comp Bills Passed in Albany

The New York Workers' Compensation Alliance, a lobbying group and political action committee (PAC) protecting injured workers, just published an excellent synopsis of all 2006 NY Workers' Comp bills that were passed in Albany.  Check it out.

Thankfully, we were successful this year in heading off some of the disastrous workers' comp bills pushed by insurance companies and big business.  No doubt they will be back next year with other draconian "reform" measures, but we'll be ready to expose their true motives - profits at the expense of permanently disabled workers!

New York Legislature Passes New 9/11 Workers Comp Bill to Protect Ground Zero Claimants


Congratulations to the New York State Assembly and New York State Senate for passing an amendment to the NY Workers' Compensation Law (new Article 8-A) which will grant new rights and benefits to ill 9/11 rescue, recovery, clean-up workers and volunteers who worked at Ground Zero after the World Trade Center tragedy. Thanks to the hard work and diligent efforts of many individuals and organizations, including the NY Workers' Compensation Alliance,  who pushed for passage of this important bill, these heroes will now have their health and economic security protected.

The new "9/11 Bill" allows workers who later become ill with conditions such as asthma, chronic obstructive lung disease (COPD), asbestosis, mesothelioma or cancer to file their claims as "occupational diseases". This change essentially extends their time to file a claim to two years from the "date of disablement", rather than two years from the date of exposure exposure which resulted in the denial of many claims to date. Claimants who have had 9/11 disease cases disallowed for late claim filing (statute of limitations) problems can now re-open those denials. Anyone with a 9/11 claim previously denied due to lateness should contact a workers compensation attorney immediately. Turley, Redmond & Rosasco has been handling 9/11 workers' comp and disability claims since the WTC tragedy.  Our attorneys have written numerous articles and lectured at local law schools regarding 9/11 workers' compensation claimsAny rescue, recovery, or clean up worker whose claim was previously denied or believes their current illness is related to work at Ground Zero is invited to call us for a FREE CONSULTATION.  That's the least we can do for our 9/11 heroes.  The entire text of the new 9/11 workers' comp bill is below:

--------------------------------------------------------------------------------------

AN ACT to amend the workers' compensation law, in relation to claims for
illnesses sustained by workers who participated in the rescue, recov-
ery and clean-up effort following the terrorist attack at the World
Trade Center on September 11, 2001

The People of the State of New York, represented in Senate and Assem-
bly, do enact as follows:

1 Section 1. The workers' compensation law is amended by adding a new
2 article 8-a to read as follows:
3 ARTICLE 8-A
4 WORLD TRADE CENTER RESCUE, RECOVERY AND CLEAN-UP OPERATIONS
5 Section 161. Definitions.
6 162. Registration of participation in World Trade Center rescue,
7 recovery and clean-up operations.
8 163. Notice; participants in the World Trade Center rescue,
9 recovery and clean-up operations.
10 164. Disablement of a participant in World Trade Center rescue,
11 recovery and clean-up operations treated as an accident.
12 165. Reopening of disallowed claims.
13 166. Liability of employer and insurance carrier.
14 167. Claims of volunteers.
15 § 161. Definitions. Whenever used in this article:
16 1. "Participant in World Trade Center rescue, recovery, or cleanup
17 operations" means any (a) employee who within the course of employment,
18 or (b) volunteer upon presentation to the board of evidence satisfactory
19 to the board that he or she:
20 (i) participated in the rescue, recovery, or cleanup operations at the
21 World Trade Center site between September eleventh, two thousand one and
22 September twelfth, two thousand two; or
23 (ii) worked at the Fresh Kills Land Fill in New York city between
24 September eleventh, two thousand one and September twelfth, two thousand
25 two, or

EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD17509-01-6
S. 8348 2

1 (iii) worked at the New York city morgue or the temporary morgue on
2 pier locations on the west side of Manhattan between September eleventh,
3 two thousand one and September twelfth, two thousand two, or
4 (iv) worked on the barges between the west side of Manhattan and the
5 Fresh Kills Land Fill in New York city between September eleventh, two
6 thousand one and September twelfth, two thousand two.
7 2. "World Trade Center site" means anywhere below a line starting from
8 the Hudson River and Canal Street; east on Canal Street to Pike Street;
9 south on Pike Street to the East River; and extending to the lower tip
10 of Manhattan.
11 3. "Qualifying condition" means any latent disease or condition
12 resulting from a hazardous exposure during participation in World Trade
13 Center rescue, recovery or clean-up operations.
14 4. "Disablement" shall have the same meaning as defined in section
15 thirty-seven of this chapter and determined by the board in the same
16 manner as provided in section forty-two of this chapter.
17 § 162. Registration of participation in World Trade Center rescue,
18 recovery and clean-up operations. In order for the claim of a partic-
19 ipant in World Trade Center rescue, recovery and clean-up operations to
20 come within the application of this article, such participant must file
21 a written and sworn statement with the board on a form promulgated by
22 the chair indicating the dates and locations of such participation and
23 the name of such participant's employer during the period of partic-
24 ipation. Such statement must be filed not later than one year after the
25 effective date of this article. The board shall transmit a copy of such
26 statement to the employer or carrier named therein. The filing of such a
27 statement shall not be considered the filing of a claim for benefits
28 under this chapter.
29 § 163. Notice; participants in the World Trade Center rescue, recovery
30 and clean-up operations. The notice requirements for injury or death
31 resulting from a qualifying condition for a participant in World Trade
32 Center rescue, recovery and clean-up operations shall be the same as set
33 forth in section eighteen of this chapter, except that the notice shall
34 be given to the employer, or in the case of a volunteer, to the board,
35 within two years after the disablement of the participant or after the
36 participant knew or should have known that the qualifying condition was
37 causally related to his or her participation in World Trade Center
38 rescue, recovery and clean-up operations, whichever is the later date.
39 § 164. Disablement of a participant in World Trade Center rescue,
40 recovery and clean-up operations treated as an accident. The date of
41 disablement of a participant in World Trade Center rescue, recovery and
42 clean-up operations resulting from a qualifying condition that is
43 causally related to such participant shall be treated as the happening
44 of an accident within the meaning of this chapter and the procedure and
45 practice provided in this chapter shall apply to all proceedings under
46 this article, except where otherwise specifically provided herein.
47 § 165. Reopening of disallowed claims. The board, upon receiving a
48 statement duly filed as required under section one hundred sixty-two of
49 this article, from a participant in World Trade Center rescue, recovery
50 and clean-up operations for a qualifying condition that was disallowed
51 as barred by section eighteen or section twenty-eight of this chapter
52 shall reopen and redetermine such claim in accordance with the
53 provisions of this article, provided that no such previously disallowed
54 claim for a qualifying condition shall be determined to have a date of
55 disablement that would bar the claim under section eighteen or section
56 twenty-eight of this chapter.
S. 8348 3

1 § 166. Liability of employer and insurance carrier. The employer in
2 whose employment an employee participated in World Trade Center rescue,
3 recovery and clean-up operations shall be liable for any claim for a
4 qualifying condition that is causally related to such participation
5 provided that such participation arose out of and in the course of such
6 employment. For the purpose of determining which carrier has insurance
7 coverage of such claim, the date of accident shall be considered the
8 last day of such participation.
9 § 167. Claims of volunteers. For persons who participated in World
10 Trade Center rescue, recovery and clean-up operations as volunteers, the
11 uninsured employers' fund shall be deemed to be the employer only for
12 the purposes of administering and paying claims pursuant to this arti-
13 cle. Benefits under this chapter shall be payable to such volunteers
14 only to the extent that funds are available out of funds appropriated to
15 the United States Department of Labor under Public Law 109-148 to reim-
16 burse the uninsured employer's fund for the payment of such benefits.
17 § 2. This act shall take effect immediately and shall be deemed to
18 have been in full force and effect on and after September 11, 2001 and
19 shall apply to all open and closed claims coming within its purview.


--------------------------------------------------------------------------------


NEW YORK STATE SENATE
INTRODUCER'S MEMORANDUM IN SUPPORT
submitted in accordance with Senate Rule VI. Sec 1



BILL NUMBER: S8348

SPONSOR: MARCHI

TITLE OF BILL:
An act to amend the workers' compensation law, in relation to claims for
illnesses sustained by workers who participated in the rescue, recovery
and clean-up effort following the terrorist attack at the World Trade
Center on September 11, 2001


PURPOSE OF THE BILL:
The purpose of this bill is overcome obstacles of filing claims by
participants in World Trade Center rescue, recovery and clean-up oper-
ations following the September 11, 2001 attacks for latent conditions
and illnesses by treating such claims filings in a similar manner to
claims for occupational disease. The bill also addresses specific issues
regarding claims of those who participated as employees and those that
participated as volunteers.


SUMMARY OF PROVISIONS:

Section 1 of the bill adds a new article 8-a to the Workers' Compen-
sation Law ("WCL") which provides as follows:

* Section 161 provides definitions of "Participant in World Trade Center
rescue, recovery and cleanup operations", "World Trade Center site",
"Qualifying condition" and "Disablement" as those terms are used in the
new article. "Qualifying condition" is defined as a latent disease or
condition resulting from a hazardous exposure during participation in
the rescue, recovery or clean-up operation. "Disablement" is defined to
have the same meaning as the term is used in the WCL in reference to an
occupational disease.

* Section 162 requires participants, in order to qualify for special
notice and claims filing provisions for a qualifying condition, to file
a written and sworn statement with the Workers' Compensation Board (WCB)
within eighteen months of the effective date of the legislation stating
the dates that person worked in the operation and name of the employer.
The employer and carrier are to receive a copy.
* Section 163 provides that notice of injury or death from a qualifying
condition shall be given within two years after the disablement of the
participant or after the participant knew or should have known that the
qualifying condition was causally related to participation in rescue,
recovery or clean-up operations, whichever is later.
* Section 164 provides that the date of disablement for a claim by a
participant for a qualifying condition shall be treated as the occur-
rence of an accident so as to provide a statute of limitations standard
to these claims the same as that which applies to an occupational
disease claim.
* Section 165 provides that upon receiving a duly filed registration
statement for a qualifying condition, the WCB shall reopen any previous
claim for such a condition disallowed under WCL § 18 or § 28 and rede-
termine the claim applying the liberal notice and claims filing
provisions as provided.
* Section 166 provides that the employer of any participant in rescue,
recovery and clean-up operations shall be liable for any claim for a
qualifying condition that arose out of and in the course of employment
and that the insurance carrier covering the employer on the last day of
participation in rescue, recovery and clean-up operations has coverage
of such claims.
* Section 167 provides that the Uninsured Employers' Fund shall adminis-
ter and pay the claims of those who participated as volunteers but that
benefits shall be paid only to the extent that funds appropriated by the
federal government for such purpose are available.
Section 2 of the bill provides for an immediate effective date but is
deemed to have been in effect on and after September 11, 2001 and
applies to all open and closed claims coming within its purview.

EXISTING LAW:
Existing law treats claims for latent conditions resulting form a
hazardous exposure during participation in the rescue, recovery or
clean-up operation as accidents.

PRIOR LEGISLATIVE HISTORY:
None.

STATEMENT IN SUPPORT:
The aim of this bill is to remove statutory obstacles to timely claims
filing and notice for latent conditions resulting from hazardous expo-
sure for those who worked in rescue, recovery or cleanup operations
following the World Trade Center September 11th, 2001 attack.
The WCL requires an employee to provide notice to the employer within 30
days (WCL § 18) and to file a claim for benefits within two years of the
injury (WCL § 28). Under the WCL, latent conditions are normally
compensable as occupational diseases. Notice and claims filing require-
ments are triggered by a date of disablement determined by the WCB.
Occupational disease claims usually involve conditions that develop
slowly over a period of years after an employee has performed a partic-
ular type of work. Each disease established by the WCL as occupational
is linked to particular work processes that the employee has performed
over time. In the case of participants in World Trade Center rescue,
recovery or cleanup operations, little is known about what diseases and
conditions might develop later on based on their exposure to uniquely
hazardous conditions so as to recognize them as occupational diseases.
This bill requires that claims for latent conditions alleged to be
causally related to a hazardous exposure while participating in rescue,
recovery or cleanup operations be treated for claims filing (statute of
limitations) and notice purposes in the same manner as an occupational
disease. Claims filing and notice provisions would begin to run from the
date of disablement determined by the WCB rather than from the date of
the actual exposure. As in occupational disease cases, the WCB has wide
latitude to set the date of disablement so that the claim of a partic-
ipant for a qualifying condition who discovered the presence or cause of
that condition at a date after participation ceased not to be barred by
the statute of limitations or for lack of timely notice. In cases where
the participant continues to work after seeking medical treatment for
the qualifying condition, the WCB would have latitude to set a date of
disablement so as to include such treatment as covered under the claim.
Claims for a qualifying condition can be determined to be compensable as
accidents under the WCL based on evidence that they are causally related
to a hazardous exposure during rescue, recovery or cleanup operations.
These complicated and unique issues of causation can best be addressed
by the WCB on a case by case basis.
To be eligible for occupational disease claims filing and notice treat-
ment, participants would be required to register with the WCB within
eighteen months after enactment of the legislation showing the dates and
location of their participation.
The bill also addresses claims handling and liability issues for two
distinct classes of workers who participated in the World Trade Center
rescue, recovery and cleanup effort, those who participated at the
behest of their employer and sustained injuries that arise out of and in
the course of that employment and those that participated as volunteers.
The employees are covered by their employers' workers' compensation
insurance. The bill provides that benefits for latent diseases will be
covered under the insurance policy covering the employer in question for
injuries sustained in the rescue, recovery and cleanup effort on the
date that the employee ended his or her participation in such oper-
ations.
Volunteers have been paid workers' compensation benefits for all inju-
ries related to participation in rescue, recovery and clean-up oper-
ations by the Uninsured Employers' Fund and reimbursed through the U.S.
Department of Labor out of a $50 million federal appropriation for that
purpose. The bill would clarify that benefits to these volunteers would
be financed only out of federal funds reimbursements appropriated for
that purpose and not otherwise be a liability imposed on the Uninsured
Employers' Fund.

BUDGET IMPLICATIONS:
None.

EFFECTIVE DATE:
This bill is effective immediately is deemed to have been in effect on
and after September 11, 2001 and applies to all open and closed claims
coming within its purview.

9/11 New York Workers' Compensation Bill Gaining Traction in Albany

It looks like a version of the new 9/11 Workers' Comp Bill introduced recently by Assemblyman Jonathan L. Bing (D-Manhattan) will soon become law.  Final details of a compromise 9/11 bill are currently being worked out by negotiators from Governor Pataki's office, the Assembly and the Senate, where a similar bill was introduced by State Senator John Marchi (R-Staten Island).   The New York Workers' Compensation Alliance has been working closely with all interested parties in Albany to craft a law that will protect all 9/11 heroes. If such a bill is signed by Governor Pataki, Ground Zero rescue, recovery and clean up workers will be given significant new protections that have hindered their workers' compensation claims to date

One of the main problems 9/11 workers have faced at the New York Workers' Compensation Board is having their claims denied for late filing.  In New York, an injured worker has two years from the "date of accident" (9/11/01) to file a claim for benefits.  Under the current law, that would make the cut off deadline for filing 9/11 claims September 11, 2003.  But what about the clean up worker  who breathed in numerous toxins at Ground Zero but doesn't begin to experience respiratory symptoms until sometime in 2004?  He is eventually diagnosed with lung cancer related to Ground Zero.  Currently, this claim would be denied by the Workers' Compensation Board as untimely.

Specifically, the new bill would fix this problem by removing the current "Statute of Limitations" (filing deadline) that has led to mass denials of 9/11 workers' comp claims.  It would apply the deadline normally reserved for Occupational Diseases such as mesothelioma or carpal tunnel syndrome (generally two years from the "date of disablement") . Hopefully, the new law will also allow all prior 9/11 claims denied or not filed due to deadline problems to be reopened or newly filed. 

The New York Legislature and the Governor are on a roll lately!  Timely budgets, more school aid, and now a much needed workers' compensation bill to protect the health and economic security of 9/11 heroesWe are truly living up to our nickname, the "Empire State"!

 

Workers' Compensation Senate Roundtable Report

Workers' Comp Alliance Co-Chairs John Sciortino and Troy Rosasco recently advocated the position of injured workers at a well attended public Roundtable in Albany sponsored by State Senator George Maziarz. Once again, Senator Maziarz proved to be an open minded fact finder seeking common ground solutions to the tough problem of Workers' Compensation.

As stated in a previous Workers' Compensation Alliance post, the panel consisted of representatives of injured workers and business. Joel Shufro, President of the New York Committee for Occupational Safety & Health (NYCOSH) made an impassioned plea to make safety on the job the number one priority. All panelists agreed this was a priority.

John Sciortino outlined the Workers' Compensation Alliance position on not capping benefits for permanent partial disabilities (PPD's) and raising the maximum benefit rate for the first time in 14 years. The business representatives continued to bang the drum that New York should cap PPD's "because 42 other states do". However, Troy Rosasco rebutted this reasoning as silly and unpersuasive. He compared such reasoning to the teenage daughter who pleas with her parents to allow her to go on an overnight ski trip "because 42 other parents do". Perhaps the other 8 states (parents) have it right! In addition, he noted that there are no university based research studies showing that workers comp costs put New York business at a competitive disadvantage. Finally, the business panel had to concede that the manufacturing economy in New York is the best it has been in over 5 years.

All in all, it was another excellent opportunity for the Workers' Compensation Alliance to speak for injured workers across New York State.

Attorney Rosasco Travels to Albany to Advocate for Workers' Compensation Alliance

I will be travelling to Albany tomorrow with New York Workers’ Compensation Alliance Legislative Co-Chair John Sciortino to take part in the second of a series of Roundtable Discussions hosted by Senator George Maziarz, New York State Senate Labor Committee Chair, regarding Workers’ Compensation Reform. Since Workers’ Comp Reform was recently detached from the Governor’s budget bill, it appears that workers’ compensation reform will continue to be on the Albany radar screen for the rest of the year.

Also scheduled to participate in the Roundtable are: Randall Wolken, President, Central New York Manufacturing Association; Cecelia Norat, Director of State Operations for AIG; William Melchionni, Nationwide Insurance; Mark Alesse, New York State Director, National Federation of Independent Business; and Ted Potrikus, Executive Vice President, Retail Council of New York State; and our friend and advocate for injured workers, Joel Shufro, President of NYCOSH. Members of the Senate Labor Committee are also expected to be in attendance.

Of course, the Workers’ Compensation Alliance will be advocating for a long overdue benefit increase, no caps on PPD’s (permanent partial disabilities), and expediting needed medical care for injured workers. Yet we will also be proposing a fair pharmacy benefit schedule that should save employers significant amounts of money by mandatory use of generic drugs. Surrounded by all these insurance and employer lobbyists, it looks like John and I will have our work cut out for us!

Rosasco Response to Newsday Editorial on Workers' Comp Reform

To the Editor:

I know Newsday is one of Long Island's major employers (owned by the Times-Tribune conglomerate), but I never thought its own corporate self interest would would infect its positions on the editorial page. On the issue of workers' compensation, apparently it did (Workers' Comp Reform, 3/21/06).

How soon Newsday forgets. 9/11 was the worst workplace tragedy in the history of the United States. Besides the over 3000 deaths, many Long Islanders suffered devastating permanent partial disabilities and will never return to any gainful occupation. The survivors and their families on Long Island live with this cruel reminder every day. Without the notoriety of 9/11, similar crippling permanent partial disabilities occur each and every day to workers on Long Island. Newsday notes that these serious injuries only make up 11% of those receiving benefits, but make up 72% of the cost. Isn't this the way it should be - with the most seriously disabled receiving the majority of workers compensation benefits? Newsday's logic on this issue eludes me.

There are no research studies showing that New York's workers' compensation costs cause New York to be less competitive than other states. In fact, all leading economic indicators point to a strong economy and the Federal Reserve Bank of New York recently published a report showing that manufacturing is particularly strong in New York. The fact that a number of other states have a different approach is not a persuasive argument to change New York's Workers' Compensation Law. Perhaps New York, like it is in so many other ways, is ahead of the rest of nation on this issue.

On March 25, 1911, 146 immigrant workers lost their lives due to unsafe workplace conditions in the Triangle Shirtwaist Factory Fire in lower Manhattan. This tragedy was directly responsible for the groundbreaking enactment of the New York State Workers' Compensation Law. On the eve of the Triangle Fire's anniversary, it is disappointing that Newsday would take a stance hurting injured workers even further on its editorial page.

Troy G. Rosasco
Co-Chair
New York Workers' Compensation Alliance

NY Disability Attorney Travels to Albany for Senate Workers' Compensation Reform Hearings

I will be traveling to the State Capitol tomorrow, with fellow New York Workers’ Compensation Alliance Board member Barbara Levine, to attend the Senate Workers’ Compensation Reform hearings called by Upstate Senator George Maziarz. Although the scheduled speakers are heavily stacked in favor of the insurance industry and employer interests, AFL-CIO President Denis Hughes will be speaking on behalf of all injured working men and women across New York State. Of course, the Workers’ Compensation Alliance will be out in full force making sure the Senate Labor Committee is aware of our opposition to the Pataki "Deform" bill.

I had the pleasure of sitting down last week with Senate Labor Committee member John Flanagan (R-Northport) in his district office in Smithtown. Senator Flanagan is certainly one of the Legislature’s rising stars, and we spoke for a considerable time about how the Pataki bill would hurt permanently disabled 9/11 victims. In fact, all the Long Island State Senators, including Dean Skelos, Mike Balboni, Chuck Fuschillo and Carl Marcellino, know first hand the devastating and ongoing impact of 9/11 claims in the workers’ compensation system.

Unlike some upstate Senators, they probably personally know workers who are just now coming down with cancer and lung diseases related to working at Ground Zero. In addition, each has a strong tradition of supporting working people. In fact, many were in attendance last Friday night at a Nassau Republican gala in Woodbury in which union leaders Auggie Buckhardt and Bill Flanagan were honored. I am confident that they will not cap permanent disability benefits for injured workers. I look forward to seeing them in Albany. A full report on the Senate workers’ compensation hearings will follow shortly.

NY Workers' Comp Lawyer Lectures on Balbuena

I had the pleasure of lecturing at St. John's Law School last Friday in Professor Dave Gregory's Employment Law class. Besides the general overview that I usually do on the workers' compensation law, I specifically focused on the recent NY Court of Appeals split decision in Balbuena which was announced on February 21, 2006.

In my mind, Balbuena is the most important labor decision which will come down from the Court this year. It may in fact be the most important of all the Court's decisions this year. Essentially, the Court held that a worker's status as an illegal immigrant did not prevent him from receiving benefits for lost wages in a personal injury law suit. Had this case gone the other way, which it did in one appellate court below, I can guarantee you that workers' comp insurance carriers would have used it to deny workers' comp to undocumented residents before the ink was dry.

Putting aside the technical legal premise upon which the majority opinion rests ( the federal Immigration Reform and Control Act does not preempt NY occupational safety laws), the macro economic issue the Court wrestled with was really how our country deals with illegal immigration juxtaposed against our need for workers who will do jobs that many Americans refuse to do. This case embodies the issues that President Bush is trying to remedy with his current "guest worker" proposal. The majority opinion is scholarly and a must read for any attorney interested in worker rights. As a result of this win for injured workers, employers will be unable to further exploit undocumented workers. Their jobs are already dangerous enough.

Unfortunately, the dissent by Judges Read and Smith was not nearly as persuasive. It focused on why the Court should not sanction "illegal contracts". Where's Scalia when you need him? But then again, some legal experts are predicting that this case might go all the way to the US Supreme Court, so good old Antonin may get his shot yet.

NY Workers' Comp Alliance Position Paper 2006

NY WORKERS’ COMPENSATION ALLIANCE (WCA)

Position On Governor Pataki's Proposed Changes To
The Workers’ Compensation System
Budget Bill Article VII A.9561/S.6461

The New York workers’ compensation system is in need of changes to keep pace with the cost of living and to effectively deliver the basic medical benefits promised to injured workers by the State Constitution. In recent years it has become commonplace to accuse the current workers’ compensation system of providing too little in the way of benefits to injured workers while costing employers too much. Both of these criticisms are well founded. Unfortunately the legislation currently proposed by Governor Pataki will not provide the promised relief either to injured workers or to business.

The Governor's proposal is INADEQUATE. It provides too little in benefit increases to injured workers and contains no guarantees that it can deliver relief from the high cost of workers’
compensation insurance.

The Governor's proposal is INSENSITIVE to the real needs of injured workers and to the plight of small businesses in New York.

The Workers’ Compensation Alliance (WCA) is made up of legal professionals with extensive background working within the New York workers’ compensation system. We are comprised of over thirty law firms and corporations throughout the State that represent and provide service to injured workers We believe the workers’ compensation system can be successfully modified to
meet the needs of New York's injured workers and at the same time deliver cost savings to New York business.

?ò The WCA strongly favors a genuine benefit increase to injured workers. The WCA strongly opposes any attempt to reduce current benefits to injured workers by limiting the
scope of permanent disability benefits
.

?ò The WCA strongly favors changes in the way medical benefits are delivered injured workers that will also yield significant cost savings to employers. The WCA believes
that real cost savings are possible but that they should not be found at the expense of the injured workers the statute has always served.

?ò The WCA strongly favors the absolute right of the injured worker to have his or her day in Court before a Judge. The WCA thus strongly opposes efforts to erode the due process guaranteed in the statute.

This paper will explore each of these areas in some detail. We will show (1) why a benefit
increase is needed and what would be necessary to provide genuine economic relief to injured workers. We will show (2) why cost savings should not be achieved by reducing basic economic benefits to injured workers, but should be focused on control of the real cost drivers of the system. Finally,we will show (3) why it's important not to take away the injured workers’ due process right to a hearing before a Judge, currently guaranteed in the State Constitution.

Why the Governor’s Benefit Increase is Inadequate

In his proposal Governor Pataki seeks to raise the maximum rate of workers' compensation benefits from the current $400 per week to $500 per week by increasing the maximum rate by $25 per year between now and January 1, 2009. The Governor's proposal is both misleading and inadequate. It will actually leave injured workers in a position worse than they were on July
1, 1992 when the last increase in the workers’ compensation maximum took effect.

Currently,the maximum workers’ compensation rate in Connecticut is $931 per week and in New Jersey is $891 per week. Injured New York workers deserve benefits that will not force them into poverty.
A maximum rate of $500 in 2009, when adjusted to 1992 dollars will be significantly below what is necessary for the workers' compensation rates to keep pace with increases in the Consumer
Price Index (CPI). As computed by the Federal Reserve Bank, in order for the maximum compensation rate in 2004 to have the same purchasing power as it had in 1992 the rate should already have been raised to $538.56. The proposed maximum rate that would not become
effective until 2009 is only 92.8% of what the rate should have been in 2004 to keep pace with inflation. As prices continue to rise between now and 2009 the Governor's proposed rate increase will represent less and less real purchasing power to injured workers.

Any real increase in workers’ compensation maximum benefits should be tied to the state average weekly wage. Workers’ compensation lost wage benefits are calculated as a percentage of average weekly wage. From the beginning of the New York workers’
compensation system in 1914 it has been widely acknowledged that workers’ compensation benefits should equal two-thirds of a person's actual average weekly wage. The last benefit
increase in 1992 was calculated to achieve this goal
. Any current modification of the workers’ compensation maximum rate should do the same. According to the New York State Department of Labor, in 1992 the state average weekly wage was $623.22. This meant that in 1992 the maximum workers’ compensation rate was approximately 64.2% of the state average weekly wage. By 2004 the state average weekly wage had increased to $960.64 leaving the maximum workers' compensation rate of $400 to represent only about 41.6% of the state average weekly wage. To keep pace with the increase in the state average weekly wage the rate in 2004 should have been increased to $616.57. If the governor’s proposal is enacted by 2009 the maximum workers' compensation rate of $500
will be only about 52% of the 2004 state average weekly wage.

The Governor cynically claims that his proposal constitutes a 25% increase in the maximum workers' compensation rates. In
fact, under his proposal the injured workers of New York State will be worse off in real dollars in 2009 than they were in 1992.
It has been 16 years since the Legislature addressed the question of the maximum benefit in workers’ compensation. In the last 12 years achieving an increase of the maximum benefit has been a stumbling block for other real reforms in the workers’ compensation system. The only way to avoid this type of deadlock in the future is to permanently tie the maximum workers’
compensation benefit directly to the state average weekly wage
.

For this reason the Workers’ Compensation Alliance asks the Legislature to consider permanently linking the maximum benefit level for workers’ compensation to two thirds of the state average weekly wage as computed by the New York State Labor Department.


Why basic economic benefits to injured workers should not be reduced

The most objectionable aspect of the Governor's proposal is the drastic reductions in benefits paid to permanently disabled injured workers. Under the Governor's proposal persons who have become permanently disabled due to a workplace injury would be completely cut off from wage loss benefits after a given number of years.

The Governor's proposal offers no alternative source of benefits to permanently disabled injured workers. It offers no help in rehabilitating permanently disabled injured workers. It simply tells injured workers who have lost their livelihood that they are out of luck. After the prescribed period of benefits, the economic security of the injured worker will become the responsibility of county and local government
welfare systems
.

The apparent rationale for these proposed cuts to wage loss benefits is that paying benefits to persons who have a permanent disability is expensive. There is no doubt that such payments are expensive, but it is also the right thing to do. The Workers’ Compensation Law in New York has historically promised workers who have been severely and permanently injured they will not
die in poverty
. The Governor's proposal is nothing short of a cruel abandonment of the most seriously injured.

To understand how the Governor's proposal would affect permanently disabled workers consider the case of Mark, a 35-year-old pipe fitter. Mark was working at a high wage construction job making more than $1200 a week when a hose from a compressor broke loose and struck him in the back of the head. Mark suffered a severe traumatic brain injury. Even
after the best medical treatment available Mark will never be able to return to work
. Indeed, Mark has been granted Social Security disability benefits because the federal government has
decided that he's unemployable. Under the current wage loss limits in the Workers’ Compensation Law Mark receives $400 a week, the maximum possible. He has lost his home, his vehicle and his marriage. He had to declare bankruptcy. Once he started receiving Social Security disability benefits he was able to begin rebuilding his life because when combined with his continuing workers’ compensation benefits he could now afford a basic standard of living. If he loses his weekly workers’ compensation benefit, even the most basic lifestyle will be
unaffordable.

Or consider the case of Anne, a 45-year-old Emergency Medical Technician who worked at Ground Zero for three months after 9/11. Anne was earning more than $1000 a week and was a member of the EMT union. She was a "first responder" and is considered a hero by all accounts. In 2003, Anne developed a persistent cough that would not go away. She sought treatment from pulmonary specialists who informed her that she has Chronic Obstructive Pulmonary Disease as a result of the toxins she inhaled at Ground Zero. Anne was prescribed multiple medications and tried to continue to work. However, as her disease progressed, and given the physical nature of the job, she soon had to stop working as an EMT permanently. If
she ever works again it will be for much less of a wage that she made as an EMT. Anne needs the permanent reduced earnings benefits provided by Workers’ Compensation to survive.

Under the Governor's proposal Mark’s and Anne’s benefits would be ended after somewhere between 5 and 10 years of payments. The Governor's proposal would simply take away
necessary income replacement benefits from these permanently disabled workers. This loss of benefits will render these permanently disabled workers poverty-stricken and require them to
seek assistance from the welfare system. How fair is that to these seriously injured workers?
How fair is the cost shifting to the average taxpayer?

Until and unless some solution is proposed that would guarantee the economic security of permanently injured workers, they should not be asked to fund insurance company profits or to
make an enormous sacrifice so that workers’ compensation insurance can be slightly more affordable.

While there is no question that workers’ compensation insurance needs to be made more affordable in New York, it is simply not right to ask the most seriously injured workers to be the
source of lower insurance premiums
. The Legislature should seriously investigate other ways to lower premium costs. Some such ways are proposed in the Governor's legislation. The WCA
supports the proposed measures to lower medical costs by imposing new fee schedules and by reducing the amount of time it takes to get approval for medical services
. The WCA also supports increasing innovative occupational safety programs and tax incentives for the safest employers. Surely there are more innovative ways to reduce the cost of workers’ compensation
insurance that do not demand the impoverishment of hard working New Yorkers who have had the unfortunate luck to be injured on the job.

Why the due process right to a hearing should not be reduced

Given the urgency and gravity of the lost wage and medical concerns that face a worker who is injured on-the-job, injured workers and those who employ them are currently guaranteed an
adjudicatory hearing
, held at a meaningful time and in a meaningful manner. Section 20(1) of the Workers’ Compensation Law provides that a hearing "shall" be ordered "upon application of
either party."

The Governor’s proposal would eliminate this absolute right to a hearing by amending §20 of the Workers’ Compensation Law to allow for the scheduling of a hearing before an administrative law judge only after it is determined that the dispute cannot be resolved by undergoing non-binding "conciliation" procedures. This proposal is inconsistent with the due
process rights of both injured workers and employers. Not only does the governor’s proposal eliminate a fundamental right of the parties in workers’ compensation litigation, it does so for no real reason. This change will not result in any savings and will only prolong the time needed to resolve central issues; not a good bargain.

Not only does this proposal violate fundamental due process rights but it proposes to require use of a system of non-binding conciliation meetings that has already shown itself to be a failure
in resolving the common controversies that exist in many workers’ compensation cases. The conciliation process was instituted as part of the reforms of 1996. Since that time experience with the conciliation process shows it is inappropriate for resolving any true controversy. In fact, the Workers’ Compensation Board currently uses the conciliation process only after the Board itself has determined that no true controversy exists. For this reason any statistics about the so called success of the conciliation process are deeply misleading. In fact, each and every time the conciliation process has been applied when a true controversy exists it has failed.

There's no doubt that there is a place in the workers’ compensation system for the conciliation process. Conciliation can be used effectively where the parties are in fundamental agreement.
However, is not uncommon that diametrically opposed positions that are not susceptible to negotiation and compromise are raised on fundamental issues in a case. To require that such fundamental disputes first undergo non-binding "conciliation" before being allowed an adjudicatory hearing imposes on the injured worker the burden of undergoing a wasteful and time-consuming layer of proceedings before any real opportunity for relief can be reached.

Take the common example of a construction worker who falls on-the-job and injures his shoulder. Because the treating physician believes the injury to be a rotator cuff tear, the
diagnostic test typically ordered is an MRI. If the MRI is positive, the injured worker will undergo surgery; a negative test means a course of intensive physical therapy. Any delay in diagnosis
risks a frozen shoulder.

If the MRI is granted shortly after the injury, the recovery time is usually six weeks or less. If the carrier refuses to authorize the MRI, the injured worker’s only practical recourse is to request an adjudicatory hearing. The precious time spent first attempting to
"conciliate" the matter will cost the claimant at least a four-month delay in being allowed the only practical opportunity he has to achieve a successful resolution of the dispute at an evidentiary
hearing. Unfortunately, during all of this time, the injured construction worker will have had little or no use of his painful arm, will be out of work and suffer a dramatic reduction in his wages, and ultimately have a diminished opportunity to completely heal. This unfortunate scenario will be played out time and again if the Governor’s proposal is passed into law.

The fundamental requisite of procedural due process is the opportunity to be heard, by way of a hearing provided at a meaningful time and in a meaningful manner. There are few instances where the urgency to obtain relief is as profound as in a Workers’ Compensation case. Unimpeded access to an adjudicatory hearing is the only effective means available to an injured
worker to obtain the lost wage and medical benefits that are so desperately needed.

Detailed analysis of the proposal

For the above reasons, the WCA takes the following positions on the Governor’s proposed Article VII legislation, A.9561 and S. 6461, to amend the Workers’ Compensation system:

The WCA FAVORS:

1. An increase in the maximum weekly benefit, and believes that benefits should be permanently set at two thirds of the state average weekly wage. We also support the
proposed increase in the disability insurance benefit level.

2. Cost savings that can be generated by the imposition of a fee schedule for medication as well as other medical services and the development of networks of providers so long as the injured worker continues to have the right to free choice of medical providers .

3. A raise in the prior authorization limit to $1000 thereby reducing the time needed to obtain necessary medical tests and treatment .

4. A reduction from 60 to 45 days for the Board to schedule a preliminary hearing in a controverted case.

5. The revision of the Workers’ Compensation Board Medical Guidelines by a panel of medical experts working in consultation with legal practitioners .

THE WCA OPPOSES:

1. An inadequate increase in the maximum lost wage benefit.

2. A cap on benefits for those permanently disabled.

3. The elimination of the right to a hearing to resolve controversies.

4. The development of a pilot program for voluntary delivery of benefits outside of the Workers’ Compensation Board.

5. Development of networks of medical providers controlled by insurance companies without right to free choice of providers by injured workers.

6. Elimination of the stenographic recording for evidence in workers’ compensation matters.

THE WCA takes no position on the other provisions in the Governor's proposal.

For further information please contact:

Richard D. Winsten, Esq.
Meyer, Suozzi, English & Klein, PC

One Commerce Plaza, Suite 1102
Albany, New York 12260
Phone: (518) 465-5551

Troy Rosasco Esq., Co-Chair Legislative Committee
Turley, Redmond, and Rosasco LLP

3075 Veterans Memorial Highway
Ronkonkoma, NY 11779
Phone: (631) 582-3700 ext. 123

John Sciortino, Esq., Co-Chair Legislative Committee
Segar & Sciortino, LLP

400 Meridian Centre ¬? Suite 320
Rochester, NY 14618
Phone: (585) 475-1100

NY Court of Appeals on Workers Comp Carriers' Right to Offset Third Party Recovery

Big decision from the Court of Appeals on 2/16/05 that all New York Workers' Compensation lawyers need to know about. In Brisson V. County of Onondoga, the Court held that New York employers and insurance carriers must expressly reserve their rights to offset a third part recovery - or lose them. Read about it here at Matt Lerner's Civil Law Blog.

New York Workers' Compensation Alliance Exposes "Comp Watch '06

Just read the New York Workers' Compensation Alliance's take on "Comp Watch '06", the newsletter put out by the New York State Business Council. It's called "Comp Truth '06", and is really a far more even handed presentation of the facts. It is must reading for all New York State Legislators considering workers' comp "reform" in New York State this year..

Bottom Line - injured public employees who are collecting workers' comp and a pension from New York State are not "double dipping", as implied by the Business Council. These systems are coordinated to prevent just that. For instance, those employees in Tier I who receive an "Accidental Disability Pension" have their pensions reduced "dollar for dollar" for any workers' comp they might receive. How is that double dipping? Anyway, it's good for New York State State Legislators to hear both sides of the argument, especially in an election year!

NY Workers' Compensation Alliance Launches Website

The New York State Workers' Compensation Alliance has just launched its new website. As most of you know, the NY Workers' Compensation Alliance is a group of individuals and organizations dedicated to protecting the rights and benefits of injured workers.

In the still embering flames of 9/11, Governor Pataki has proposed a new workers' compensation "reform" bill (I call it a "deform" bill), heavily supported by insurance companies, that would take away benefits from the most seriously injured - including 9/11 survivors.

My firm is still representing many seriously hurt 9/11 victims in their workers' compensation claims. We, along with most of my colleagues in the Workers' Compensation Bar, previously represented the families of deceased 9/11 victims on a "pro bono" basis and the vast majority of all death claims are now thankfully resolved.

However, each day another worker in the Ground Zero envelope develops another serious lung condition and or cancer. Workers' Compensation insurance companies are fighting these claims tooth and nail. I am sure my office will be litigating these career ending - and sometimes deadly claims long after my young children are grown. The cancers may not develop for 20-30 years. We will just have to wait, see and pray for the best.

That's what burns me most about the Governor's workers' comp bill. 9/11 survivors would lose benefits under this bill. That's where the New York Workers' Compensation Alliance comes in. As a member of the Alliance, Turley, Redmond & Rosasco pledges to help defeat this bill in Albany. However, the NY Workers' Compensation Alliance needs your help. If you don't believe 9/11 survivors should lose their workers' comp benefits, please call your State Senator toll free at 1-877-255-9417 and press "2". If you don't know the name of your State Senator, simply give them your zip code and the operator will connect you directly to your Senator's office. Tell the Senator you oppose Governor Pataki's workers' compensation bill since it will take away benefits from the most seriously injured.

Because the workers' comp bill is attached to the State Budget, it should be resolved by April 1st. Time is short - call today to voice your opinion. Thank you in advance for helping to protect injured workers.

9/11 First Responders Hurt by Pataki Workers Comp Bill

Gov. Pataki's new workers' compensation "reform" bill will be a disaster for the heroes of 9/11 - the "first responders". As recently detailed in an excellent Newsday article, first responders are getting sicker every day, and many are now dying from their exposure to toxins at Ground Zero.

As I have stated before, the Pataki workers comp bill takes away benefits from the most seriously disabled by capping how long they can receive benefits. Chronically ill first responders - the ones who will never recover - will then be forced into the welfare system. How fair is that?

A good friend of mine (age 36) worked at Ground Zero for over two months looking for the remains of his firefighter brother. Now he has Chronic Obstructive Lung Disease (COPD). MRI tests show potential pre-cancerous lesions on his lungs. He can barely mow his lawn, much less jump and run with his two great kids.

Did Governor Pataki think about the impact of losing workers comp benefits on first responders before proposing this ill advised legislation? I doubt it. Those who know him personally speak of a genuinely good man. I think he, along with Rudy Giuliani, did a fantastic job after 9/11 and this blog has applauded him when he signed excellent pension protections for 9/11 first responders. Perhaps he is just getting some bad advice from those pushing him to run for President.

Thanks to our good friends at the Workers' Comp Insider for pointing us to the excellent Newsday article.

Gov. Pataki's "Deform" Workers' Compensation Bill Language

Click here to read this mean spirited pablum. As usual, the "devil is in the details" when it comes to New York workers' compensation benefits. I'll have a more detailed analysis of this flawed workers comp bill forthcoming soon. Until then, if you're an injured worker or property taxpayer (Yes - the Governor's workers comp plan shifts costs to you!), read it and weep.

I really wish the President (oops - Governor!) would simply move to Iowa already since he won't be around to see his own New York State citizens suffer under this silly proposal. Why doesn't he just make it part of his Presidential platform to "reform" workers comp across the country? He'll certainly carry states like Texas and Mississippi. It wasn't so long ago that states like those didn't give workers lunch breaks!

NY Workers' Compensation "Reform" Agenda Heating Up in 2006

2006 may be shaping up as a year for significant workers' compensation reform in New York. Yesterday, Governor Pataki introduced his Workers' Compensation Reform "Budget" Proposal. This is essentially the same bill as his anti-worker Workers' Compensation Program bill put out last October, and which we previously denounced here. The difference, however, is that now the Governor's Workers Comp bill is linked to passing the New York State budget, a strategy he used somewhat effectively during the 1996 workers' comp reform negotiations.

Of course, the word "reform" means different things depending upon who you are talking to. To injured workers, the New York State AFL-CIO, and workers' compensation attorneys, reform means increasing the benefit levels which have been frozen during Pataki "Ice Age". To the New York State Business Council and their cohorts, it means taking away benefits from the most seriously injured workers. Their ilk even have a slick new website at "www.fixworkerscomp.com" (I won't dignify them with a free link, so you'll have to cut and paste their address into your browser if you really want to read their propaganda) Bottom Line - if workers get the raise in benefit levels they have been denied these past 13 long years, the New York (Anti) Workers' Compensation Action Network (a/k/a the New York Business Council or cohorts) wants to pay for it by cutting benefits to the most seriously injured - those with permanent, career ending disabilities.

Now, Republican New York State Senator George Maziarz, Chair of the State Labor Committee, has announced a public hearing on Workers Compensation Reform for Monday, March 13, 2006 in Albany. In his press release, the Senator blames state job losses on the cost of workers' compensation. Like so many politicians, he fails to site any empirical data or studies supporting his wrong headed hypothesis that jobs are leaving New York due to workers' comp costs. The Governor used the same ploy when he announced his workers comp program bill last year. He blamed the Delphi bankruptcy on workers' comp costs, and was taken to task here and in other forums when Delphi's real problems were shown to be more like an "Enron type" scandal. Senator Maziarz says: "its time to strike a new balance and save jobs". I say: "its time to strike a fair balance and save homes". As the son of hard working union members, I think the Senator knows who to stick up for in this fight. How many disabled workers have lost their homes over the last 13 years while waiting for a paltry benefit increase? (they haven't even gotten a cost of living increase!). All while the workers' compensation insurance companies are cheating the system and the Delphi executives are making millions. How fair is that? Want to save jobs? Stop the culture of corporate greed so that workers are treated with dignity again - not like surplus parts on the factory floor. After all, it is these workers who will be voting this November! ( as so adroitly pointed out recently at a forum of the Republican Long Island State Senators).

Perhaps a bipartisan hearing, including Democrat Susan John, Chair of the State Assembly Labor Committee, and Attorney General Eliot Spitzer, might be more constructive. Otherwise, this is all grandstanding and pandering to corporate special interests. After all, we all know that nothing will happen without some type of bipartisan agreement. If we can get Governor Pataki to focus more on disabled New Yorkers than on Iowa delegates, we might have a chance of seeing the long overdue benefit increase for injured workers in 2006. We might then be proud of our politicians in Albany. Who's taking bets?

Happy New Year from your New York Disability Lawyers

This past year has been a great experience for all of us at the Disabled Worker Law Blog. Hopefully, we have shared some useful information for the disability community regarding New York workers' compensation claims, Social Security Disability claims, and Long Term Disability claims. In addition to sharing helpful information, we have taken strong political positions to protect the rights and benefits of disabled workers, whether it be the Bush Social Security Privatization plan,the Pataki workers' compensation reform plan, or the UnumProvident long term disability settlements. Your continued readership and comments have been both encouraging and enlightening. We look forward to the continuation of our mutual conversation in the New Year.

Along the way, we have encountered many friends and fellow bloggers, such as the the always insightful New York Civil Law Blog and the simply outstanding Workers' Comp Insider. Their excellence keeps us striving to do better. Of course, none of this would have been possible without the support and encouragement of Kevin O'Keefe at Lexblog who is the preeminent authority on law firm blogs in the US. Thanks, Kev!

Finally, we would like to personally thank all our loyal readers. Since the Disabled Worker Law Blog was launched in March 2005, our readership statistics have shown steady growth, while maintaining a loyal group of regulars. We frequently receive inquiries from disability advocacy groups, disability support groups, unions, physician practices and the press, in addition to disabled individuals and their families. On behalf of all the attorneys at Turley, Redmond & Rosasco, we wish you all a happy and healthy New Year. We'll see you in the blogosphere!

Workers' Compensation Client Receives Christmas Blessing

One of our workers compensation and Social Security disability clients picked up her $500 check as a result of Turley, Redmond & Rosasco's First Annual Christmas Blessing on December 21, 2005 in our Shirley office. Our staff was overwhelmed by the volume of touching and heartfelt letters we received from many of our disabled clients. Almost every single letter requested help not for themselves, but for their young children on Christmas day. Our staff did their best to select the absolute neediest among our many deserving clients.

Finally, our staff selected a single mom with three children ranging from age 2 to 6. She had a 15 year solid work history as a Nurse's Aide until she hurt her back lifting a patient at work. She recently underwent back fusion surgery but the result is still in limbo as she continues to have chronic pain. She has no car and uses sporadic bus service on the east end of Long Island to go to doctor appointments and buy groceries. Her Social Security disability claim is still pending, and her only source of income is her paltry workers' compensation benefit.

When we called her on the phone to inform her of her blessing, she began to scream in joy so loudly that her children could be heard in the background asking what was the matter. We thank all our clients who participated in the Christmas Blessing and look forward to making it an annual tradition at Turley, Redmond & Rosasco. We wish you and your families a happy and healthy New Year!

Disability Lawyers Donate Holiday Blessing to Needy Family

We know that many of our New York clients with workers compensation, Social Security Disability or long term disability claims might have a less joyful holiday this year. For this reason, the attorneys at Turley, Redmond & Rosasco have instituted our First Annual Holiday Blessing. The law firm will donate $500.00 by December 20, 2005 to the neediest disabled New York client who is out of work and cannot afford presents for his/her children.

To be eligible for the Blessing, please write a short note to our Office Manager, Janou Mauro, by December 20th telling us how the $500 would make your Holiday more joyful. A committee of staff from our workers compensation, Social Security disability and long term disability departments will select the neediest client at 12 noon that day and contact the client to pick up their check that same day. Please call us if you have any questions.

The attorneys and staff of Turley, Redmond & Rosasco wish you all a Merry Christmas and Happy, Healthy Holiday Season. May next year be better than the last! In the words of Charles Dickens, "God Bless Us, Everyone!"

Happy Thanksgiving to All Disability Clients (and Lawyers)

Turley, Redmond & Rosasco wishes all our Long Term Disability, Social Security Disability and Workers' Compensation clients (along with fellow lawyers in the disability bar) a blessed Thanksgiving! See you on Monday.

Coordinating Workers' Comp, Social Security and Long Term Disability Claims Seminar - 11/22/05

Want to know how Workers' Comp, Social Security Disability and Long Term Disability claims inter-relate? I will be lecturing next week on 11/22/05 in Garden City at a day long seminar entitled "Advanced Workers' Compensation in New York" My topic will be "Coordinating Workers' Compensation, Social Security Disability and Long Term Disability Claims". In the past year, I have seen an increasing number of clients who wish to have all their disability related claims handled by one law firm. There are specific strategies that can be followed in order to protect a claimant's entitlement to all three benefits at the same time.

For those attorneys and workers' compensation claims professionals who have not yet signed up for next week's seminar, you can still do so by contacting Lorman Educational Services toll free at 1-866-352-9539 or at www.lorman.com. So far, we have over 30 attendees signed up, so it should be a lively and informative disability seminar. Hope to see you there.

Iraq Veterans Social Security Disability Claims

It’s Veterans’ Day. Let’s review some sad and disturbing Iraq War statistics: 15,568 veterans wounded in Iraq. 23,889 returning Iraq veterans have claimed VA benefits for PTSD (post traumatic stress disorder) and other mental conditions. 2,062 veterans dead. About 100 spectators at my local Veterans’ Day parade this morning. Something is wrong.

As a veteran myself, I take these numbers personally. It won’t be long before more and more returning Iraq veterans cross my office threshold to file for Social Security Disability. Whether its amputations, severe burns, blindness or PTSD, the Iraq veteran will face the same bureaucratic barriers all my disabled clients face when filing for Social Security Disability. They will have to wait months to get the same silly (yet cruel) denials most of my clients get initially. Then they will have to wait at least another six months to see a Social Security Judge where at least they have a fighting chance. Unlike the New York Workers’ Compensation Board, which set up a special expedited procedure for 9/11 claims, the Social Security Administration has no such program for returning Iraq veterans. Something is wrong.

Turley, Redmond & Rosasco thanks all veterans for their service and sacrifice. We wish those who return from Iraq good health and an uneventful transition back to civilian life. Today is your day. Thank you for defending all of us.

Pataki's Workers' Compensation "Deform" Hurts Workers

After 12 years of never raising benefit levels for injured workers, Governor Pataki now wants to add insult to injury. In a transparent attempt to burnish his "right wing" credentials while launching his Presidential ambitions in Iowa, the Governor is proposing workers' compensation reforms (more accurately labeled "deforms") which will only put additional strain on the average working man and woman. The proposed reforms, if enacted, would take away benefits from the most seriously injured workers and force them onto the welfare rolls. Can you hear the "ching, ching" of your property taxes going up again? Thats the bottom line of this proposal - shift the cost of unsafe working conditions from employers (where it rightly should be) to taxpayers and local government. I don't think that Republican Senators, up for re-election next year, will support changes that increase property taxes and hurt individual voters. Much like President Bush's Social Security "privatization" plan, I certainly hope this so called reform is "dead on arrival".

In the Governor's press release, he sites workers' compensation costs as preventing companies like Delphi, the bankrupt auto parts manufacturer, from remaining competitive in the "global" economy. What a crock! A simple reading of the weekly business papers disproves this misleading statement. Delphi declared bankruptcy on October 8, 2005 in the wake of a corporate scandal involving alleged fraud by senior executives "cooking the books". The US Securities and Exchange Commission is currently investigating and they are being sued in Federal Court for fraud. Despite the charges, the day before the bankruptcy, Delphi had the audacity to boost severance packages for top executives by $27 million! Delphi entered bankruptcy voluntarily to avoid having to pay pensions to retiring workers because the pension plan was underfunded by more than $ 10.8 billion dollars! Delphi is another Enron. By citing Delphi in his press release, the Governor lost all credibility on the workers compensation issue. We all want to preserve Delphi's jobs in New York, but workers' compensation costs have nothing to do with this company's problems. It may or may not play well in Iowa, but working New Yorkers will see it for what it is - corporate greed.

The problem for manufacturers in New York State is CHINA - not workers compensation costs. If employers would simply take the proper precautions to increase safety in the workplace, workers compesnsation costs would go down. If Governor Pataki's deform plan is enacted, New York will resemble the poor houses of Dickens's London more than the proud State that currently exists. Stop gutting the American dream for injured workers. If you would like to help stop this misguided plan in its tracks, contact your State Senator here and tell him you are "mad as hell and not going to take it anymore". Also, feel free to contact me. We've got a lot of work to do.

Disability Law Firm Names David Tobias and Craig Rosasco New Partners

The Full Service New York Disability Law Firm of Turley, Redmond & Rosasco, LLP is pleased to announce that David Tobias and Craig Rosasco have been named partners in the firm.

David Tobias is a graduate of Hofstra Law School and has been Supervisor of the firm’s Social Security Disability Department for the past five years. Prior to joining Turley, Redmond & Rosasco, LLP in 2000, he was an Associate Attorney at a national Social Security disability law firm for ten years. Over the course of his career, he has appeared at more than 1000 administrative disability hearings and has a winning percentage of over 95%. In addition to his Social Security disability work, David also supervises the firm’s New York State Retirement Disability Pension Department and our Veterans Disability Appeals Department (which is unfortunately quite busy now given the number of injured and wounded returning from Iraq). Dave is based out of our Suffolk office and can be reached at (631) 582-3700 x114. Please join us in congratulating Dave on his accomplishment.

Craig Rosasco is a graduate of Touro Law School where he was Student Bar Association President. Craig joined the firm in 1997 after working in the Claims Department at a major workers’ compensation insurance company. Since then, he has concentrated in representing workers with New York State Workers’ Compensation claims. Over the course of the last 9 years, he has appeared at more than 800 hearings before the New York State Workers’ Compensation Board. Craig is known for his strong trial and negotiating skills on behalf of injured workers, and uses his prior insurance company experience to benefit the firm’s clients. Craig handles workers’ compensation claims out of our Nassau and Queens offices. He can be reached at either (516) 745-5666 x113 or (718) 396-3500 x113. Please join us in congratulating Craig on his accomplishment

Workers Compensation Top Ten Tips - Tip # 3

Don't Talk to the Insurance Company and Don't Sign Authorizations!

Within a few days of learning of your work related accident, the insurance company claims adjusters will pounce on you. These people are NOT your friends. They are employed by the workers' compensation insurance company to save money on your claim. While many claims adjusters may be good human beings trying to "do the right thing", at the end of the day they are under intense pressure from the insurance carrier to minimize your workers compensation benefits and close your claim as soon as possible.

Often times their initial contact with you will take the form of a syrupy and insincere letter to the effect of: "My name is Nancy Neverpay and I'm your Claims Examiner. I look forward to working with you and your doctors to help you get better and return to work. Please call me so we can discuss your claim." Don't trip while you run to the phone! It's the old "iron fist in the velvet glove trick". They try to sound perfectly innocent and caring, but when they get you on the phone they will be fishing for information to deny or minimize your workers compensation benefits. They will try to steer you to their hand-picked doctor. They will assign you a "Nurse Case Manager" who will "coordinate" (insurance company lingo for "minimize") your doctor visits and attend each visit to your doctor. I've had clients tell me the insurance company nurse stayed in the examining room while the client disrobed and the doctor performed the examination! Whatever happened to doctor-patient confidentiality and your inherent right to privacy? Bottom Line - the workers compensation insurance companies don't care and will do whatever they think they can get away with. You don't have to stand for such treatment.

When you get a letter from the insurance carrier, simply send it to your workers' compensation lawyer for the appropriate response. If an insurance company Claims Adjuster, investigator or rehabilitation nurse calls you on the telephone, politely tell them that "My lawyer told me not to talk to you. If you need any information, please call him at this number and don't contact me again". Trust me - your workers compensation attorney will never hear from them.

Always remember that the New York Workers Compensation system is an adversarial system. You're "David" and the insurance company is "Goliath". Given a chance, Goliath will crush you like a bug! Be careful...

"Representing Your First Workers' Compensation Client" Redux

For those attorneys who may have missed my Spring Seminar at St. John's Law School entitled "Representing Your First Workers' Compensation Client", I will be doing a repeat on Sunday, October 23, 2005 at 8:30 AM. (Ouch!). Apparently, the first workers compensation session was well received.

For lawyers interested in satisfying their CLE requirements, you can contact the Office of Continuing Legal Education at St. John's at 718-990-6006. Hope to see you there!

Workers Compensation Top Ten Tips # 2

Get the Best NY Workers Compensation Lawyer You Can Find

Unless your injury is relatively minor, you will need a "good" workers compensation attorney in New York State. You can bet your employer or the insurance carrier will have their own lawyer. But how do you find a "good" workers compensation attorney? Probably the same way you find a "good" doctor - recommendations from people you trust, general reputation and whether you feel comfortable with the attorney. The best place to get a recommendation is from a satisfied former client of the attorney. Will you meet with an attorney for an initial consultation (not just a paralegal)? Be wary of any law firm that will not give you an office appointment and simply wants to send you papers in the mail. What are they trying to hide? You wouldn't buy a dishwasher sight unseen - you shouldn't hire an attorney without a face-to-face meeting. Does the attorney return phone calls after he (she) takes your case, or will you hear only from assistants in the future?

Another good place to get a recommendation is from other attorneys or your local Bar Association. Bar Association Referral Panels require that attorneys maintain adequate legal malpractice insurance - always a sign of a careful and prudent attorney. Often times it is the most negligent attorneys who don't carry malpractice insurance. Is the attorney a member of the Injured Workers Bar Association of New York State - made up of some of the best workers compensation attorneys across New York? Most members of the Injured Workers Bar Association live and breathe workers compensation law. Does the attorney lecture to other attorneys or write about workers compensation law? Usually, someone who teaches on a topic must know the law inside and out.

Finally, do you get a good impression of the attorney after your first telephone conversation? Does he sound like he really cares about your medical condition and financial problems - or will you be just another number? Go with your gut. You deserve and should expect an attorney who is both competent and cares. I always tell the young attorneys in my firm that one of the best traits of a good lawyer can have is the ability to listen to the client. Too many attorneys love to hear their own voices, but are deaf to the clients real concerns. While this list is not exhaustive, it should steer you in the right direction of finding a "good" workers compensation attorney. Good luck!

Social Security Disability Lecture to NYS Bar Association 10-21-05

My good friend (and one of Long Island's best Elder Lawyers), Sharon Kovacs Gruer, has asked me to speak at the New York State Bar Association's Elder Law Advanced Institute on October 21, 2005 in Saratoga Springs. My topic will be "Obtaining Social Security Disability (SSD) and Supplemental Security Income (SSI)". I work with Elder Lawyers like Sharon frequently on social security disability and workers compensation issues. One of the most common needs my clients have is the establishment of a Supplemental Needs Trust. These trusts hold the assets of a disabled person so that they do not lose Medicaid eligibility.

For example, I recently handled a workers compensation claim and we were on the verge of a significant money settlement. Before the settlement papers could be signed, my client suffered a massive stroke and will require nursing home care for the rest of his life, which was being paid for by Medicaid (health insurance for the poor). If he had taken personal possession of the workers comp settlement, he would have lost his Medicaid. Instead, I worked with an Elder Lawyer to set up a Supplemental Needs Trust which the client can now use for various personal needs, such as clothing and trips outside the nursing home. I suppose that's one of the reasons I like most Elder Lawyers - they are like Disability Lawyers. They help some of the most vulnerable in our society, the sick and disabled. I look forward to being with them in Saratoga Springs.

Workers Compensation Top Ten Tips - Tip #1

File a C-3 Form with the New York State Workers Compensation Board

I wish I had a dollar for every client who told me: "I already filed my claim", when in fact, the New York State Workers Compensation Board knows nothing about their injury. Many claimants mistakenly believe that their rights are protected simply by filling out an Accident Report (Form C-2...confusing, huh?) with the employer. Nothing could be further from the truth. Employers frequently bury Accident Reports or simply neglect to forward them to the insurance carrier and the Workers Compensation Board. Either way, it can severely delay your medical care and cash benefits. The only sure way to make sure that your claim is processed timely is to file a C-3 Form.

You can get a C-3 Form from either the New York State Workers Compensation Board or a workers compensation attorney. If your injury is serious (you are out of work more than two weeks and/or the injury may be permanent, you should consult a workers compensation lawyer before you fill out the form. Just like TV, "anything you say now may be used against you" at a later time, so better to be safe than sorry.

Once a C-3 is filed and a case indexed (you get an eight digit WCB case # in the mail) by the New York State Workers Compensation Board, the insurance carrier has strict time deadlines to answer your claim and start paying benefits if you are eligible. The C-3 form is the single most important form among the hundreds used at the New York State Workers Compensation Board. You will never get a tax refund if you don't file a tax return, right? The C-3 is just like a tax return - you need to file it to make sure you get all the compensation you deserve. File the C-3 as soon as possible after your accident, or you will be at the mercy of the insurance companies.

Next Week - How to Find a "Good" Workers Compensation Attorney

New York Workers Compensation Attorneys Meeting 9/17/05

The partners and attorneys at Turley, Redmond & Rosasco have a full plate of activities this weekend. First, Ronna Horwitz-Bard and I will travel to beautiful downtown Fishkill, New York for the Fall Injured Workers Bar Association Conference. In between the lectures and meetings, we will be honoring one of the giants of the Workers Compensation Bar - Abe Popish. Abe has been practicing workers compensation law in New York State for over fifty (50) years! He is a real class act and has been an inspiration to many workers compensation attorneys over the years. Congrats to Abe!

While we're chewing bagels and strategizing in Fishkill, the healthier contingent at Turley, Redmond & Rosasco will be running in the Cow Harbor 10K race in Northport, New York. Founding partner Bill Turley will be joined by attorney Aimee Berlin. If she's smart, she'll run a close second!

Next week we will start our Workers Compensation Top Ten Tips for Claimants, so be on the look out.

Workers Compensation and Disability Claims on Labor Day?

Unfortunately, according to a new CNN poll, 42% of workers will be will be laboring on Labor Day - a traditional day of rest. Its a sad commentary on our "Winner Takes All" economy when almost half of America can't enjoy a full day of rest. Except for the rescue workers in New Orleans dealing with Katrina, I think everyone deserves and needs a break on Labor Day. For those of you who have to work this Monday, at least be careful. I don't want to come into the office on Tuesday and have to file any new workers compensation claims for injuries on Labor Day. Have a great weekend!

Murder Charged in Queens Workers Compensation Death Claim

A Long Island man was charged with criminally negligent homicide last week for the death of a co-worker on a Queens construction site. Both men were employees of an electrical contractor in Forest Hills. According to the article in Newsday, the employee who died was on the forks of a forklift being driven by the employee now being charged with murder. The dead employee was hit by a piece of concrete in the chest. Police sources indicate that the employees may have been engaged in "horseplay". This was the second Queens workers compensation death claim in the past week.

Several points: 1) in the last year, forklift accidents have been on the rise in my office. Whether it is due to negligent operation or a manufacturing defect, these steel behemoths can be deadly. Be careful when you hear them beeping up the aisles at your local Home Depot!; 2) even when employees are engaged in "horseplay", they may still have viable workers compensation and Labor Law 200, 240 or 241 claims. New York State Labor Law allows the injured worker to sue the general contractor or owner of the property at a construction site. Based upon the facts presented in Newsday, I would investigate both the workers compensation and the Labor Law claims in this tragic accident; 3) Hats off to New York’s Finest, the NYPD, for charging this potential crime. Many jurisdictions would have chalked it up as only a tragic accident. Let’s hope Queens District Attorney Richard Brown takes workplace safety seriously and prosecutes the defendant to the full extent of the law. Accidents on New York City construction sites are a major problem. Prosecutions like this will go a long way to promoting safer working conditions on construction sites.

Workers Compensation Insurance Industry Scandal Keeps Growing

Employers may finally be waking up to the reality that workers compensation insurance companies ( not claimants or their lawyers ) are the real culprits in pushing up workers compensation premiums. Thanks to our friends at the Workers Comp Insider for the thorough and sad story of Enron-like insurance executives pushing up the cost of workers compensation insurance for small employers. Its generally not the claims examiners attorneys deal with who are the bad apples. In fact, they themselves are victims by having to work for companies with tarnished reputations or if they own now de-valued insurance company stock. I've heard from more than a few of my workers compensation insurance industry friends who are demoralized and looking to jump ship (and work for claimant law firms like my own!).

Once again, most of this unethical and immoral business conduct would not have come to light had it not been for the long sword of New York State Attorney General Eliot Spitzer. I, along with workers compensation insurance expert Joe Paduda, predict more indictments, guilty pleas and convictions down the road for the workers compensation insurance industry. As Yogi Berra said, "It ain't over till its over". Hopefully, we will have a much fairer workers compensation system for all stakeholders at the end of these investigations.

New York Disability Lawyer Blog Vacation

I will be taking a break from the world of workers compensation and disability claims until August 1, 2005. My family and I are taking a learning vacation at Cornell's Adult University. This is a great program if you want to combine relaxation with intellectual stimulation, all in the heart of the Finger Lakes wine country. While Dad and Mom take a course entitled "Meritocracy in America" taught by Prof. Glenn Altschuler, my 6 and 7 year old "explorers" will be studying bugs and ecology with Cornell students. See you soon.

New York Workers Compensation Rates Increase by 5%

New York State Insurance Superintendent Howard Mills threw a bone to workers compensation insurance carriers in New York State by granting them a 5% rate increase last week. The workers compensation carriers are lucky they got any increase in the wake of the AIG scandal. An excellent analysis can be found at the Workers Comp Insider blog (which is a must read for anyone involved in the workers compensation claim industry).

Does this mean they will now give workers compensation claimants the benefit increase they deserve? Fat chance! The smart bet is that injured workers will not see a benefit increase until Governor Pataki finds greener pastures in Iowa. By that time, New York's maximum workers compensation rate should be dead last in the nation! A proud day in New York labor history...

Long Island Press Workers Compensation Cover Story

High Costs, Low Benefits: Why New York State has the Worst Workers Compensation in the Nation" is the front page story in the July 14, 2005 edition of the Long Island Press. Accompanying the headline is a picture of an injured worker missing a leg. This is a timely and powerful article, and should be read by anyone who wants to know the inside scoop on how workers compensation insurance companies take advantage of BOTH workers and employers in New York State. One telling fact is the disclosure that workers compensation insurance companies in New York had a profit margin of almost 10% in 2003, and they now have the audacity to request a 16.1% premium increase this year. Bottom Line - its the workers compensation insurance companies who are killing employers and business in New York State.

This article comes on the heals of a heart breaking, yet inspiring, story in Newsday this week about a worker who had both hands amputated by a factory machine, only to have them reattached by some great surgeons at Stony Brook University Hospital. This father of 8 is now struggling to regain the use of his hands while trying to survive on meager New York State workers compensation payments, which have not been raised in 13 years. His caring employer stopped his health insurance for his 8 kids! It really puts a human face on major societal problem - treating injured workers like just another widget.

Pataki Signs 9/11 New York Disability Pension Law

In a significant win for the rescue and recovery heroes of 9/11 and New York's municipal unions, last week Gov. George Pataki finally signed the 75% disability pension bill for workers who become ill as a result of working at Ground Zero. Municipal employees, mostly police and firemen, who worked more than 40 hours at Ground Zero and develop cancer or other diseases are now presumed to have gotten these illnesses from the 9/11 clean up, unless the employer can prove otherwise.

I have a 36 year old friend who is a New York City fireman (New York's Bravest) and worked at Ground Zero for over three months looking for the remains of his brother, a fellow fireman. He now has multiple granulomas on his lungs, which could be a precursor to lung cancer. The New York City Fire Department won't let him return to active duty. This new disability pension law will help protect his family in the future. Give credit to the Governor for doing the right thing for the heroes of 9/11. Now, how about a workers' compensation benefit increase, George? Its only been 13 years!

Social Security Disability Lawyer Seminar 8/11/05

The Suffolk County Bar Association has invited me to present a Continuing Legal Education Seminar on Thursday, August 11, 2005, entitled "Malpractice Avoidance for Workers Compensation & Social Security Disability Attorneys". I will be presenting with my colleagues Vic Fusco and Dennis Chase. Lawyers who attend will earn two CLE ethics credits.

In the past year, I have testified as an expert witness in two legal malpractice cases involving workers' compensation claims. In both, the legal malpractice was clear - it was just about estimating damages. One case settled in the 7 figure range and one in the 6 figure range. Unfortunately, legal malpractice is a growing problem in the United States. Just type in a "google" search for "legal malpractice lawyer" and see how many sharks swarm. Prevention is key. Bottom Line - this would be a good one for any negligence, workers compensation or social security disability lawyer to attend. If interested, contact the Suffolk Academy of Law at 631-234-5588 to register. Hope to see you there.

Workers Compensation for Victims of Highway Crash?

The fiery crash yesterday which killed three immigrant workers commuting in a dangerous 15 passenger van to a factory on Long Island raises interesting workers compensation legal issues. The workers who packed the van were from a Brooklyn Haitian community almost 50 miles away from bath products factory on Long Island. It is increasingly common for Long Island employers to recruit immigrant workers from the city and provide transportation. Employers simply can't find enough Long Islanders to do simple factory work at the low wages they are willing to pay. I have had cases involving Long Island employers importing workers from as far away as New Jersey.

This is where the workers compensation question comes in. Are the workers entitled to workers compensation for their injuries commuting to work? In this case, the answer could be YES. The general rule is that workers are not covered while going to or from work. However, there are exceptions. If the employee is being transported in the employer's vehicle for the benefit of the employer (i.e. to recruit and retain a stable workforce), then the workers are covered. Even if the employer in this case did not own the vehicle, but simply arranged for the transportation and subsidized the cost, the employer could be on the hook for workers compensation payments. All 15 passengers of the van suffered some injuries. As the investigation of this tragic crash unfolds, it will be interesting to find out who arranged for and paid for the workers' van service.

Workers Compensation Bar Raises $20,000 for Pediatric Cancer

The annual New York Workers Compensation Bar Association golf outing yesterday raised a record $20,000 for pediatric cancer research. Bill Turley, Vince Hannigan and Craig Rosasco led our golf contingent, while Aimee Berlin and Jaclyn Marziliano Simmons hit the tennis courts - all for a good cause. Chris Redmond, Ronna Horwitz-Bard and I handled office duty until I joined the crew in the evening for the awards ceremony.

Hats off to my fellow workers compensation lawyers Ken Larkin and Ed Romano for organizing this wonderful event, and to Summit Pharmacy for their generous contribution to help kids with cancer. Who says lawyers don't contribute to society.

New York Workers Compensation Benefit Increase Bill Introduced

Here is a summary of the new Workers Compensation bill introduced on 6/9/05 in the State Assembly and supported by the New York State AFL-CIO. It provides a long overdue benefit increase for injured workers AND provides significant cost savings for employers. Sounds like a win/win to me!

Thanks to my partner Chris Redmond, the firm's WILG representative, for bringing to my attention the recent workers compensation benefit increase negotiated in Illinois. Chris just got back from the latest WILG Conference in Washington, DC where attorneys from others states were a lot less optimistic about real benefit increases for workers. Hopefully, New York will join Illinois and find common ground between workers and employers. I know my clients are dying economically at the current benefit level.

Poetry to the Rescue for AIG?

The Workers' Comp Insider, an excellent employer oriented blog for workers compensation info published by Lynch Ryan, has a great post on AIG's public relations attempts to get out from under the current scandal by using poetry. If I recite a few verses to the next AIG adjuster I talk to, I wonder how far it will get me...hmm, maybe not. As I frequently say to my partner Bill Turley, "You can't make this stuff up!"

Spitzer Rips AIG and Greenberg Workers Compensation Fraud

Here is New York Attorney General Eliot Spitzer's complaint alleging fraud against mega workers compensation insurance carrier AIG and its former CEO, Hank Greenberg. Thanks to Matthew Lerner and his New York Civil Law Blog for bringing it to my attention.

If the allegations are to be believed, it appears that Greenberg was a rogue CEO who would not take the legal advice of his own lawyers when they told him that AIG was defrauding the New York Workers Compensation system. If you read the complaint in detail, look at factual allegation #93. It alleges that AIG had secret "side agreements" with "customers" to disguise workers compensation premiums as auto premiums. Does this mean employers were part of a conspiracy to defraud the workers compensation system to lower their insurance rates? I wonder what the New York State Business Council has to say about this. The silence is deafening.

I've settled many claims with AIG over the years. I have always found their workers compensation adjusters tough but fair. Its a shame Greenberg has given the company a whopper of a black eye.

Craig Rosasco Passes New York Bar Exam

Long time firm employee and New York State Licensed Workers Compensation Hearing Representative Craig Rosasco recently passed the New York Bar exam. He will soon become our firm's 11th attorney (talk about overhead!). Craig graduated from Touro Law School where he was the Student Bar Association President. At his graduation cerimonies at Lincoln Center last weekend, I had the honor of suiting up in my old St. John's doctoral robes and "hooding" my brother. Please join us in wishing him a long and honorable career before the Bar.

Workers Compensation Rating Board Asks for 16% Rate Increase

Are they nuts? No, just greedy! The Rating Board, which is controlled by workers compensation insurance company CEO's, waited until new Insurance Superintendent Howard Mills was confirmed before submitting their most recent money grab. Former Insurance Superintendent Gregory Serio correctly shot down their last outrageous request for a 29.5% increase, noting that industry profits were over 8% in 2004. Obviously, the insurance companies think they have a better shot with Mills.

The New York State Business Council should start protecting its employer members by fighting the real cause of increasing workers' compensation costs in New York State - the AIG's of the world! What employers really need is a Special Investigation Unit to uncover insurance company fraud!

Thanks to Matt Lerner for posting this important info on his excellent New York Civil Law blog. If you are interested in New York Labor Law 240 and workers compensation law, its a must read.

Injured Workers Bar Association Conference - 5/14/05

Heard a lot of potential good news at the Injured Workers Bar Association conference in Albany over the weekend. First, along with the New York State AFL-CIO, we will be pushing the legislature hard for a long overdue workers compensation rate increase. Its been thirteen (13) years since injured claimants had a raise in their workers compensation payments. During that same period, workers compensation insurance companies have been reaping record profits while cheating the Workers Compensation Board. When will business, represented by the New York State Business Council and the Central New York Manufacturers Association, learn that gouging insurance companies are their real enemies?

Assemblywoman Susan John (D-Rochester), Chair of the Assembly Labor Committee, gave a great presentation on the politics of a workers compensation rate increase. Injured workers throughout New York State are lucky to have Ms. John in their corner. In addition, Jonathan Rosen, an Industrial Hygienist with the Public Employees Federation (PEF), spoke on special workers compensation benefits for PEF members. He also highlighted the importance of New York's Occupational Health Clinics in New York City and Long Island. These clinics have specific expertise in the diagnosis and treatment of many occupational diseases and injuries. All injured and disabled workers should avail themselves of the resources.

Our next conference is scheduled for Buffalo in the early Fall. Then we'll probably return to the milder climate of New York City in the Winter. Hope to see you there.

Long Island Federation of Labor Dinner

Chris Redmond, Craig Rosasco and I had a great time at the Long Island Federation of Labor Dinner this past Monday. Honored for his long time commitment the labor movement was our friend, New York State Assemblyman Tom DiNapoli (Dem - Great Neck). Tom is one of the major players in Albany protecting workers compensation claimants. The son of a CWA union official and a former school board member like me, Tom gave a moving speech about labor’s crucial role in protecting the middle class. No wonder some are touting him as a possible Lt. Governor candidate in 2006.

We also broke bread with many union leader friends, including fellow Daler Nick Lamorte, President of the Long Island CSEA. Nick was a major supporter during my first successful Farmingdale School Board election. As Nick and I joked about old times, in walked Town of Oyster Bay Supervisor and friend John Venditto (Rep- North Massapequa), another Daler and friend of the working man - just ask Auggie Buckhardt of Local 881. Thankfully, Long Island Labor remains a strong and vital part of our local economy.

Working Mothers' Day

Turley, Redmond & Rosasco, LLP salutes all Moms this Mothers' Day! Their unselfish efforts, both in the workplace and home, are too often taken for granted. At 6:30 this morning, my six and seven year old kids announced that they were in the process of making Mommy pancakes and bacon. I knew our kitchen would look like Dresden after the war if I did not get out of bed to supervise. It took us 1 1/2 hours, but the final product wasn't half bad. This making breakfast for the whole family stuff isn't easy! I'm sure many of you had similar experiences, and I hope the Mom in your life had a restful day. She goes back to work tomorrow.

Tragic Day for Long Island Workers

Coming eerily on the heels of Workers Memorial Day on April 28th, three workers died on the job in Suffolk County on May 2, 2005. In the first accident, two ambulance workers were killed while transporting a heart attack victim to a hospital in Riverhead. In the second accident, a 22 year old man was crushed when a 1,000 pound piece of cement fell off a forklift in Bellport. Our firm has already been retained by the family of one of the victims to prosecute their workers compensation death claim.

Both accidents raise interesting legal issues regarding wage earning capacity. The ambulance worker claims are not literally workers compensation claims. Volunteer Ambulance Workers (as well as Volunteer Firefighters) are covered under separate and distinct laws that are administered by the New York Workers Compensation Board. These somewhat arcane laws can provide better benefits than the Workers Compensation Law itself since they look at the workers "earning capacity" as opposed to actual wages.

The death of the 22 year raises the issue of "wage expectancy". This legal concept, a product of trade union apprentice programs, allows the Workers Compensation Board to artificially boost his average weekly wage to account for a presumption that younger workers wages increase faster in the early years of their careers. Workers compensation death claims are tragic for the families and challenging for the lawyers.

Workers Memorial Day - April 28, 2005

Last year seven of our clients died on the job. 2004 was the worst year for workers compensation death claims for our clients since the September 11th tragedy. Two deaths involved construction accidents, two were work related heart attacks, one involved a defective industrial machine, one was a motor vehicle accident, and perhaps the saddest was the work related suicide of a long time client who could not take the pain anymore. Our condolences go out to all the widows, children and other family members who lost loved ones in 2004. Across this great country of ours, we must continue to fight to make workplaces safer.

Last Thursday, April 28th, many of us honored the approximately 56,000 Americans who died last year due to work injuries and illnesses on Workers Memorial Day. This somber holiday was first observed in 1989, and since has become an annual remembrance at hundreds of worksites and communities across the nation. It complements the the Triangle Shirt Waist Fire Memorial Dinner we attended last month honoring those who died in that industrial tragedy. In a year packed with many holidays for many good reasons, I think sometimes Workers Memorial Day does not get the attention it deserves. However, those of us who represent widows and children in workers compensation claims are constantly reminded of the reasons for this important observance. We will never forget.

Did AIG Cheat New York Workers Compensation Board?

On April 26, 2005, New York Attorney General Eliot Spitzer announced an investigation of alleged improper booking of workers compensation premiums at insurance giant American International Group (AIG). This continues the problems at AIG, where last month CEO Maurice "Hank" Greenberg was forced to resign in the midst of various financial probes.

The New York State Workers Compensation Board and the Workers Compensation Security Fund are financed by an assessment on insurance companies based upon their written premiums. The theory is that the largest insurance carriers, based upon workers compensation premiums charged to employers, should pay a larger proportion of operation and fund expenses. It is alleged that AIG shifted legitimate employer "workers compensation premiums" to "general liability premiums" to avoid having to pay their fair share of Workers Compensation Board expenses.

How do these financial workers compensation shenanigans affect you? If the Workers Compensation Board or the Workers Compensation Security Fund goes broke, the taxpayer will be forced to pay the financial bail out. In the post-Enron world, we now know that the little guy gets stuck with the bill. The CEOs escape real punishment and leave town with billions. Want to know AIG ex-CEO Greenberg’s net worth?

Suffolk Police Officers Honored for Bravery

Suffolk County is lucky to have some of the bravest police officers in the New York area. Last weekend, Bill Turley and a group of attorneys from our firm attended the Suffolk County Police Benevolent Association's Silver Shield Awards Dinner. For over ten years, we have had the privilege of being Workers Compensation Counsel to the PBA.

The Silver Shield Dinner is the PBA's night to honor individual police officers for specific heroic acts. One uplifting example was a group of three officers who responded to a call about a child laying face down in a pond. When the officers arrived, the child was not breathing. They immediately scooped the child into their arms, began CPR and transported him to Brookhaven Memorial Hospital. Eventually, the child began breathing on his own and was given a second chance at life. This was but one of the many inspiring stories of heroism heard that night.

Turley, Redmond & Rosasco salutes all the Silver Shield Recipients. We also congratulate our good friend and Suffolk PBA President, Jeff Frayler, on his installation along with the other fine officers of the PBA.

Spitzer Meets with Workers Compensation Alliance

On April 6, 2005, New York State Attorney General (and candidate for Governor) Eliot Spitzer met with the Workers Compensation Alliance in Albany to discuss problems injured workers have with the current Workers Compensation Board. My partner Bill Turley attended this important meeting, which included some of the top workers compensation attorneys and union officials in New York State.

Attorney General Spitzer was both engaging and informed. You could tell he did his homework prior to the meeting. He stated that if he is elected Governor in 2006, the Workers Compensation Board will not be used as a tool to further a political agenda. Rather, it shall be a respectful judicial forum equally concerned with the rights of all parties, including injured workers. In addition, he is NOT in favor of limiting benefits for those who are permanently disabled. Lawyers for workers compensation claimants can't ask for more than that!

We told the Attorney General that injured workers had not received a benefit increase in over 12 years, and it was high time to do something about it. All in all, the meeting was a great success for the Workers Compensation Alliance, and we look forward to working with Mr. Spitzer and other friends of injured workers in the future.

Representing Your First Workers Compensation Client

I will be presenting a Continuing Legal Education Seminar entitled "Representing Your First Workers Compensation Client" on Saturday, April 16, 2005 at my Alma Mater, St. John's University School of Law. This is part of the Law School's "Bridge the Gap Weekend" for newly admitted attorneys or experienced lawyers looking for a new practice area.

I promise not to lecture! This is a practical program where attorneys will argue several hypothetical cases and learn about: the initial client interview, accidents vs. occupational diseases, preparing for a hearing at the New York State Workers Compensation Board, appeals and workers compensation settlements. Attorneys can earn 16 transitional CLE credits by attending the entire weekend, which will include programs by my good friends and colleagues Joseph Ferri, Esq., Alan Hodish, Esq., Peter Bongiorno, Esq, Donald Hazelton, Esq and Stephen McGiff, Esq. For more info, call the St. John's CLE Office at (718) 990-6006. Hope to see you there!

Suburban Sweatshops

Sububan Sweatshops is an important new book by Jennifer Gordon documenting the appalling working conditions of immigrants in our modern day suburbia. We had the pleasure of attending a book signing and celebration held last week at Hofstra University. Hofstra is down the street from The Workplace Project, a ground breaking organization founded by Ms. Gordon to provide legal representation to undocumented workers from Latin America. Our firm has had the privilege to represent many in their workers compensation claims and provide additional financial support for the organization.

Ms. Gordon, a MacArthur Fellow and now an Associate Professor of Law at Fordham University, has written a book that deserves a spot on your shelf next to Barbara Ehrenreich's Nickel and Dimed: On (Not) Getting By in America. If you want to understand how dependent we all have become on the immigrants who drive (or get run over by) our underground suburban economy, read this book.

Attorney General Spitzer Protects Disabled Workers

For those who needed more convincing that New York State Attorney General Elliot Spitzer is a friend of disabled workers, here is another example of his willingness to prosecute the powerful who prey on the vulnerable workers. Last November, Spitzer played an important role in forcing the Unum Provident Corporation to change their unfair case handling practices in long term disability claims.

Spitzer is now combating one of the largest causes of workers compensation premium increases for small business - EMPLOYER PREMIUM FRAUD! An upstate bridge painting company defrauded the New York State Insurance Fund out of over $145,000 in premiums by misclassifying their employees - one of the oldest employer tricks in the books. This all comes on the heals of Spitzer exposing bid rigging and price fixing by Marsh & McLennan in the workers compensation insurance market. The public must be made aware that one of the main drivers of increased workers compensation costs is the the unethical behavior of some employers and insurance carriers in a very profitable segment of the market.

Suicide & Workers Compensation

Yesterday, we received a call about our workers compensation client who was struggling with Complex Regional Pain Syndrome (also known as Reflex Sympathetic Dystrophy) and depression. He shot himself over the weekend. Our sympathy goes out to his loved ones.

We represented this client for over five years in both New York workers compensation and social security disability claims. We successfully fought to get him special authorization for surgery at Yale University Medical Center and psychiatric treatment. We won his social security case.

Tragedies like this one are a real kick in the gut to the lawyers and paralegals in our firm who inevitably got to know this individual well. We now have the unenviable task of filing a suicide death claim on behalf of the widow, a claim which is allowed in New York under circumstances like this.

Suicide among workers compensation claimants is rarely talked about. Over 30,000 Americans a year committ suicide. Over the last ten years, our firm has successfully litigated four suicide cases which were the result of claimant's original work related injuries. These cases all seem to follow an eerily familiar course: 1) person has severe injury on the job, 2) lives in agonizing pain, 3) loses job, 4) can't live on workers compensation alone, 5) loses home, 6) gets depressed and 7) committs suicide. We, as advocates for injured and disabled workers, must continue to convince courts and insurance carriers that psychological injuries can be just as devastating as physical ones.

Naughty Worker Has No Scaffold Claim

As recently reported in Matthew Lerner’s excellent New York Civil Law blog, the New York Court of Appeals recently decided that a worker who fails to use safety devices provided to him by his employer cannot prevail in a Labor Law §240(1) claim (otherwise known as the Scaffold Law). Cahill v. Triboroough Bridge and Tunnel Authority. The "Scaffold Law" allows the injured worker to sue a general contractor or property owner, in addition to collecting workers compensation from the employer. Jury awards in scaffold cases can be very high.

Using the term "recalcitrant worker" to describe the employee in this case, the Court found that the key question is whether the employee's own conduct was the proximate cause of his injury.
I would not describe this as a pro-worker decision. However, the general public policy that a worker must avail himself of safety devices provided to him prior to instituting a Labor Law §240 claim does have inherent logic. As lawyers for construction workers, we continue to see the Courts narrowing the protections found in Labor Law §240. The bottom line - if you are a construction worker on a scaffold, use your safety equipment or you may lose your right to sue.

Triangle Shirtwaist Factory Fire Memorial Dinner 3/24/05

When I was studying at Cornell’s School of Industrial & Labor Relations, one of the most riveting events we studied was the Triangle Shirtwaist Factory Fire. In short, on March 25, 1911, a raging fire broke out on the top floors of the Triangle Shirtwaist Company building in lower Manhattan. Many of the workers, mostly immigrant women and girls, could not escape because the company had locked the exits. Because of the locked exits, many of the workers had to jump from the ninth floor to their death. In total, 146 workers died. Up until the 9/11 tragedy, the Triangle Fire was the seminal event in occupational safety history, and led to the establishment of workers’ compensation laws and better working conditions throughout the nation.

On March 24, 2005, the Third Annual Triangle Memorial Fire Dinner will be held at the Fire Museum of the City of New York at 6:00 pm. My good friend Jim McCarthy and fellow workers’ compensation attorneys spearheaded this fantastic event, and the proceeds fund scholarships for children of injured workers. All those interested in attending can contact Jim at (718) 830-3200. For those who can’t make the dinner but are interested in the history of this gripping industrial tragedy, I strongly recommend the recently published Triangle: The Fire That Changed America by David Von Drehle. It is a real page turner involving struggling immigrants, building inspectors on the take, crafty lawyers, titans, of industry, and the politicians demanding reform (only after a tragedy occurs my how things don’t change!). Hope you can join us on March 24th.