Ground Zero Worker Daniel Arrigo Waits for Workers' Comp - Rosasco Says Sadly Familiar in Workers' Comp Central Article

Last week the New York Daily News had an excellent story by Heidi Evans detailing the battle 9/11 responder Daniel Arrigo has gone through to obtain his workers' compensation benefitsHere we are - nearly 8 years since the World Trade Center tragedy - and insurance companies are now  to fighting 9/11 workers comp claims harder than ever as the spotlight has shifted from terrorism to the economy.  Give the New York Daily News credit for keeping the spotlight shining bright on the health of  WTC first responders and volunteers.

In a follow-up to the Daily News article, I was interviewed by the leading trade publication on workers' compensation issues, Workcompcentral, on Mr. Arrigo's case.  In the article, I stated that Mr. Arrigo's plight is "sadly familiar" to those of us attorneys who handle 9/11 Ground Zero claims on a regular basis.  Sadly, there are many more "Daniel Arrigos" out there in need of  experienced Ground Zero workers' compensation lawyers because insurance companies fight legitimate claims with one hand, while asking for taxpayer bailouts with the otherDisgusting! 

Third Installment of New York Times Article on Workers' Compensation is Weakest Yet

Yada Yada Yada! The final installment of the NY Times series on the New York Workers' Compensation system is much like the first installment - a regurgitation of anecdotal pablum with quotes from disgruntled  workers and employers.  Again - a major disappointment after an 18 month investigation of the entire state-wide system. 

Where are the stories about the overwhelming majority of injured workers who sail through the system with few problems receiving all the benefits they deserve?  I guess such facts don't sell papers!

It seems that the reporters who wrote this series never truly understood the full extent of the mission of the New York State Workers' Compensation Board as an administrative agency processing hundreds of thousands of individual cases at any one time.  They never truly understood that the Workers' Compensation system was not created in a vacuum - and that, believe it or not - society actually benefits by having a little less safety in the workplace.

Professor Robert Smith, the distinguished labor economist at Cornell University's School of Industrial and Labor Relations, once taught me that employers are competitively better off paying workers' compensation premiums rather than trying to make their workplaces as safe as possible.  The cost of assuring 100% safety in the workplace would be astronomical and almost certainly impossible.  The cost of assuring 90% safety in the workplace would be prohibitive. 

Before employers ever went down that Utopian road, they would make a fast dash to ChinaTherefore, a sometimes imperfect, but  far more often successful workers' compensation system in New York is not only necessary - but desired.

How many of the grumbling employers quoted in the final installment employ "safety managers" in their plants? It seems that the "Safety Bucks" games that some employers use are a way of giving lip service to true worker safety.  Unfortunately, the New York Times has  given similar lip service to an important topic while venturing into the New York Post realm of reporting with silly tag-lines like "Meatball Justice". 

 

New York Times Article on Workers' Comp System Disappoints

Today's New York Times article on the NY Workers' Compensation system is a major disappointment  given that the paper spent 18 months preparing what is essentially an extended "human interest" story.  The article is filled with anecdotal reports of claimant suffering and unsubstantiated editorials masquerading as fact.  However, it is woefully short on actual statistics regarding the actual efficiency of the system, and gives only cursory reporting on the systemic ongoing reform efforts that will eventually correct some of the perceived inefficiencies.

Reading the article, one would incorrectly assume that all 140,000 workers injured statewide every year must navigate the  "subbasement of the legal world", as the authors unfortunately characterize the New York Workers' Compensation BoardNothing could be further from the truth!  The vast majority of injured workers receive both appropriate medical care and any lost wage replacement before ever having to step foot into a hearing office. 

Hearing offices today are left to resolve only the thorniest cases involving legal disputes over proper wage loss payments and medical careHad the authors cared to check, they would have discovered that actual hearings statewide have decreased dramatically in the past few years. A comparison of the number of workers compensation claims processed through the Queens District office in 2008 to the number of these same claimants who had hearings in the Queens hearing office would have been instructive.  However, this information is nowhere found in this article which places a priority on "sensationalism" rather than concrete facts.

One of my colleagues from the insurance defense side states in the article: "Comparing Supreme Court, say, to this is like comparing a hospital to a MASH unit".   He is absolutely correct!   MASH (Mobile Army Surgical Hospitals) units  have been a great success throughout  history and statistics show that over 97% of injured service men  and women who made it to MASH facilities survived their injuries.  And yes, doctors like "Hawkeye Pierce" cracked a few "bawdy" jokes while saving thousands of lives.  I'll take Hawkeye Pierce and a MASH unit (the New York Workers' Compensation Board ) any day over  a faceless hospital ( the Supreme Court) where your "cure "can kill you as you wait five years to get in front of a jury to address your injuries.  By comparison, the NY Workers' Compensation Board is enormously efficient compared to New York State Supreme Court.

The Workers' Compensation Board is much like an Emergency Room where "triage" is used to treat the sickest patients first.  You can improve waiting times in emergency rooms by adding more doctors.  You can improve waiting times at Workers' Compensation Board hearing points by adding more judges

Certainly, as in any large bureaucracy, there is always room for improvement.  However, even in the current imperfect system,  there are injured workers whose medical and economic lives are saved each and every day in that "subbasement" known as the New York Workers' Compensation Board.  Nowhere in the Times article is there a quote from an injured worker who was "grateful" or "pleased"  because she could now pay the mortgage as a result a positive hearing experience.  Attorneys for both claimants and insurance companies see such positive experiences every day.  As a regular reader of the NY Times, I have come to expect more analysis and less sensationalism from an 18 month investigation.   

 

Rosasco to Lecture on Workers' Compensation Claims at St. John's Law School

I'll be giving my annual New York Workers' Compensation Law lecture to the St. John's Law School Labor Relations and Employment Law Society this Wednesday, April 1, 2009 at 6:30 PM.  My friend David L. Gregory, the Dorothy Day Professor of Law, has asked me to speak on "real world" workers' comp issues to his students for over ten years now.  Just a few weeks ago,  NY AFL-CIO President Denis Hughes spoke to the same students on the "Future of Labor".  I am in good company.

Given the ongoing implementation of the 2007 New York Workers' Compensation Reform laws, which included an increase in benefits for injured workers, we will have a lot to discuss.  The program is open to the entire community but seating is limited. Hope to see you there!

Walmart Criminally Responsible for "Door-Buster" Sale Worker Death?

Photos courtesy of Newsday

In the wake of yesterday's Black Friday Walmart tragedyone's first reaction might be to blame the alleged "savages" who trampled the innocent Walmart worker. However, in reality, it was Walmart's greed and disregard for it's own workers' safety that caused the preventable death of Jdimytai Damour.  New York State Attorney General Andrew Cuomo should launch an immediate criminal investigation against WalmartThe days of government "looking the other way" while worker safety is ignored must come to an end.

Walmart had a calculated plan to create a shoppers'  "feeding frenzy" between 5 and 11 a.m. yesterday during it's "blitz", "door-buster" sale.  When it offered incredible deals on "hot toys" such as plasma TV's to hungry shoppers, it was really doing nothing more than throwing "blood into shark infested waters".  

Just look at the the language Walmart used to create the climate necessary for this horrific event.   For the non-football fans out there, both common usage and the Miriam Webster dictionary define the word "blitz" as a  "sudden attack", which can easily describe the rush of shoppers Walmart anticipated and invited yesterday.  The fact that such sales are known as "door-buster" sales clearly puts Walmart on notice of the imminent danger they were creating, not just for its own employees, but for shoppers alike.  It was only divine intervention that stopped a shopper 8 months pregnant from losing her baby in the same stampede.

Walmart is a smart, highly successful consumer retailer - with a horrible record of mistreatment of employees.  They fully understand the concept of "mob psychology" that caused this preventable death, but willfully chose to ignore the threat to fill it's own cash registers.  In my opinion, the police do not need to check the store "video-tape" to find the party responsible for this homicide.  Just check the sign outside.

This is no different than when Ford willfully decided not to recall the defective Ford Pinto gas tank  in favor of profits over safety.  Despite Walmart employee requests to close the store after the tragedy, Walmart allowed all important "shopping" to continue. Shame on Walmart for being so callous. The profits from a single store on a single day would not even register on the Walmart (or Wall Street) radar screen.    

Of course, Walmart is protected from a direct lawsuit in this case by the New York State Workers' Compensation Law. Mr. Damour's family will receive a measly $6,000 burial allowance under the law.  You can be sure that Walmart's public relations agency has been working overtime the past 24 hours to minimize any negative publicity due to the death. After all, this is Christmas season - a time of charity and goodwill!

New York  Attorney General Andrew Cuomo should launch an immediate investigation into whether Walmart's actions ( or failures to act) leading to the death of it's own worker are criminal.  There is ample legal precedent for such prosecutions. Certainly, even if not criminal,  they further highlight Walmart's corporate irresponsibility toward the safety of both workers and consumers. The costs associated with a small workers' compensation claim of a dead worker will be fully absorbed in no more than 1 minute of Walmart shopping at the Valley Stream store.  What say you, Mr. Cuomo?  What say you, Mr. Public?! 

 

Compassionate Allowances for Social Security Disability Claims

The Social Security Administration has recently developed a new procedure for handling disability claims from claimants with the most severe and disabling conditions.  The new procedure allows decision-making on these claims to be "fast-tracked" (not necessarily approved) given the current Social Security backlog.  This is a welcome change for Social Security Disability attorneys who often struggle to explain to our very sick clients why Social Security can't make a quick decision when the disability is "cut and dry".  The following is Social Security's list of 50 disabilities that they will consider for a "compassionate allowance":  

1

Acute Leukemia

2

Adrenal Cancer - with distant metastases or inoperable, unresectable or recurrent

3

Alexander Disease (ALX) - Neonatal and Infantile

4

Amyotrophic Lateral Sclerosis (ALS)

5

Anaplastic Adrenal Cancer - with distant metastases or inoperable, unresectable or recurrent

6

Astrocytoma - Grade III and IV

7

Bladder Cancer - with distant metastases or inoperable or unresectable

8

Bone Cancer - with distant metastases or inoperable or unresectable

9

Breast Cancer - with distant metastases or inoperable or unresectable

10

Canavan Disease (CD)

11

Cerebro Oculo Facio Skeletal (COFS) Syndrome

12

Chronic Myelogenous Leukemia (CML) - Blast Phase

13

Creutzfeldt-Jakob Disease (CJD) - Adult

14

Ependymoblastoma (Child Brain Tumor)

15

Esophageal Cancer

16

Farber's Disease (FD) - Infantile

17

Friedreichs Ataxia (FRDA)

18

Frontotemporal Dementia (FTD), Picks Disease -Type A - Adult

19

Gallbladder Cancer

20

Gaucher Disease (GD) - Type 2

21

Glioblastoma Multiforme (Brain Tumor)

22

Head and Neck Cancers - with distant metastasis or inoperable or uresectable

23

Infantile Neuroaxonal Dystrophy (INAD)

24

Inflammatory Breast Cancer (IBC)

25

Kidney Cancer - inoperable or unresectable

26

Krabbe Disease (KD) - Infantile

27

Large Intestine Cancer - with distant metastasis or inoperable, unresectable or recurrent

28

Lesch-Nyhan Syndrome (LNS)

29

Liver Cancer

30

Mantle Cell Lymphoma (MCL)

31

Metachromatic Leukodystrophy (MLD) - Late Infantile

32

Niemann-Pick Disease (NPD) - Type A

33

Non-Small Cell Lung Cancer - with metastases to or beyond the hilar nodes or inoperable, unresectable or recurrent

34

Ornithine Transcarbamylase (OTC) Deficiency

35

Osteogenesis Imperfecta (OI) - Type II

36

Ovarian Cancer - with distant metastases or inoperable or unresectable

37

Pancreatic Cancer

38

Peritoneal Mesothelioma

39

Pleural Mesothelioma

40

Pompe Disease - Infantile

41

Rett (RTT) Syndrome

42

Salivary Tumors

43

Sandhoff Disease

44

Small Cell Cancer (of the Large Intestine, Ovary, Prostate, or Uterus)

45

Small Cell Lung Cancer

46

Small Intestine Cancer - with distant metastases or inoperable, unresectable or recurrent

47

Spinal Muscular Atrophy (SMA) - Types 0 And 1

48

Stomach Cancer - with distant metastases or inoperable, unresectable or recurrent

49

Thyroid Cancer

50

Ureter Cancer - with distant metastases or inoperable, unresectable or recurrent

Given this time of Thanksgiving, we are thankful to Social Security for developing this new program to help the sickest claimants.  Thank you also to Geri Kahn, Esq. at the California Social Security Lawyer Blog  for first posting on this subject.  She is an asset to the disability law blogging community and I read her blog regularly. 

And of course, Happy Thanksgiving to all the readers of the New York Disability Law Blog!

Wild West Medicare Open Enrollment Starts Tomorrow for Social Security Disability Recipients

Tomorrow begins the "Wild West"  Medicare plan open enrollment period for Social Security disability recipients.  Social Security disability recipients entitled to Medicare can change their Medicare Advantage plan and Medicare Part D prescription drug coverage plan between November 15, 2008 and December 31, 2008.  But be careful!  Pick the wrong plan, and you could lose your current doctor, or worse!

Choosing the right Medicare Plan and prescription drug plan for you is more difficult, in my opinion, than picking a good mutual fund in the current stock market!  In addition, Medicare recipients are besieged at this time of year by slick advertising from insurance company salesmen hocking the advantages of their own plansIts a recipe for disaster for disabled individuals whose health care coverage is probably the most important thing in their lives.

The best I can advise is to check out the Medicare Advantage Plan Comparison tool  sponsored by the federal government.  Click here for the tool.  Also, ask for assistance from legitimate organizations such as the Medicare Rights CenterHopefully, the new Obama administration can help simplify the Medicare maze (mess) next year.  Some of the sickest among us, Social Security disability recipients, have their health at stake!  There has got to be a better way.

9/11 Remembered: New York's Most Tragic Workers Compensation Accident in History

As the New York Disability Law Blog has done since its inception, today we pay respects, on the seventh anniversary of 9/11, to the families of all those killed or injured in this devastating terrorist  attack.  I truly hope one of our presidential candidates finally chases Osama  Bin Laden to "the gates of hell".  He has gone unpunished for far too long.

That being said, sadly, workers compensation lawyers and disability lawyers like myself are still litigating claims arising from 9/11.  Shockingly, and with far too little publicity, insurance companies are still fighting these claims, causing further anguish and grief to the victims and their families. 

Our firm recently successfully concluded two contested 9/11 claims under the new 9/11 First Responder law, passed in October 2007, which uniquely provided for 75%  of a claimant's lost wages for life.  Our clients were EMT's for voluntary hospitals in New York City suffering from 9/11 induced post-traumatic stress disorder (PTSD).  Although the insurance companies fought these claims tooth and nail due to the high financial exposure,  we prevailed for these long overdue victims. 

The New York State Insurance Fund (NYSIF), the semi-public insurance company, recently fought a claim by a 9/11 victim by advancing the novel theory that his injuries were related to his service in Vietnam - despite the claimant working successfully full-time for over 30 years prior to 9/11.  After we obtained the client's VA medical records, we easily refuted the NYSIF's silly argument. The workers compensation law judge ruled in our client's favor earlier this week and he will receive workers' compensation case and medical benefits for life.  The New York Workers' Compensation Board continues to do an admirable job protecting the rights of 9/11 claimants. In addition, the New York City Department of Health runs an excellent website on 9/11 related health problems.

Long Island's own Congressman Tim Bishop recently urged additional federal funding for 9/11 victims at Stony Brook University's World Trade Center Monitoring and Treatment Program.  This excellent program is headed by Dr. Benjamin Luft and has been of great help to many of our clients. The program also operates in offices in Islandia and Nassau University Medical Center, with a new Hicksville office coming soon.  The New York Disability Blog strongly urges Congress to fully fund this much needed program for 9/11 victims in Nassau and Suffolk.

It is clear that we will all be living with the painful legacy of 9/11 for at least another generation.  Many more workers compensation, Social Security disability and long term disability claims are yet to be filed.  May we all join together with compassion, empathy and financial support  for every 9/11 victim.

 

Good Morning America Reports on CIGNA Disability Insurance Claim Denials

                         

Good Morning America continues to report on the horrors that claimants experience fighting long term disability insurance companies throughout the country.  The video in this report is a must see for all members of Congress, and should at least give other disabled claimants comfort in knowing they are not alone.  Despite the positive Supreme Court  ERISA ruling in Glenn v. MetLife last week, Congress still needs to address both the delays and the harassment claimants must go through to get the disability benefits they deserve.

The two breast cancer cases where the claimants were denied benefits are both heartbreaking and maddening.  A young woman with breast cancer and children should not have to spend the last year of her life fighting a disability insurance claimIt is just plain cruel.

Thanks to my South Florida colleague, Alicia Paulino-Grisham, for her great work on bringing these injustices to the attention of ABC News and Congress.  Last month I attended a disability insurance lawyer conference in Boston and had a chance to speak with Alicia and her partners.  With fighters like Alicia on our side, at least claimants stand a chance against the likes of CIGNA, MetLife and The Hartford.

New York Disability Lawyer Troy Rosasco Off to Miami NOSSCR Social Security Law Conference

I'm off to Miami Beach (yes - a conference in Miami in June!) tomorrow for the semi-annual NOSSCR Social Security Disability Law conference through Friday.  In between my responsibilities representing the Second Circuit on the Board of Directors of NOSSCR, I plan to take advantage of some of the great seminars NOSSCR always offers.  Every Social Security Disability attorney should try to attend this conference at least once a year to keep their knowledge and skills "cutting edge".   In addition, it gives me a chance to talk with some of the real "thought leaders" in disability law.

Seminars this year include "Chronic Fatigue Syndrome - Unraveling the Mystery", "Psychiatric Testing for Mental Illness & Traumatic Brain Injury (TBI)", "Ethics and Professionalism" and the inter-relationship of Social Security disability claims with ERISA long term disability claims. It should be a great conference.

It will also give me a chance to have dinner with my dad, Ed Rosasco, who retired a few years ago as President & CEO of Mercy Hospital in Miami.  He is now doing health care consulting and sits on the boards of several hospitals and charities in the South Florida area.   I hope to see my colleagues from around the country at the conference - or at the pool!

Workers' Compensation Attorney Troy Rosasco Interviewed for ABC News Story on Undocumented Worker Construction Accident Deaths

ABC News published an important article today highlighting the sharp rise in immigrant worker deaths on construction sites in the New York City area.  This problem, which I addressed in a prior post recently, is reaching epidemic proportions

As detailed in the article, just the other day a Ukrainian immigrant was decapitated after plunging 42 stories while working on a construction site on a Donald Trump Hotel in lower Manhattan.  Under the current New York Workers' Compensation law, the most his widow and children can collect for his death is $500 per week, plus payment of only $6000 toward his funeral bill

I told the reporter the story of one of my clients (an undocumented worker) who was severely injured last November when a brick wall fell on him while working on a construction site in Queens.  Despite multiple surgeries and being an inpatient at Jamaica Hospital for over a week, he still has not received his first workers' compensation check.  This is not unusual in cases where unscrupulous employers are paying immigrant workers "off-the-books" and not reporting their wages to the workers' compensation insurance company to save on premiums.  Workers' compensation lawyers like myself see sad cases like these every day.

Thanks to Susan Donaldson James  and ABC News for reporting on this growing tragedy.  Unfortunately, in the current political climate, it is questionable whether the federal government has any desire to address the safety of undocumented workers on construction sites??? 

 

NY Disability Attorney Files Class Action Lawsuit Against Verizon for Potential Cancer Victims

As detailed in Newsday todayMitchell Breit of the national class action law firm of Whatley, Drake & Kallas and the disability law firm of Turley, Redmond & Rosasco have filed a "medical monitoring" class action lawsuit  against Verizon in New York Supreme Court, County of Brooklyn, for workers who previously worked at the former Sylvania nuclear fuel rod plant in Hicksville, Long IslandVerizon previously settled a lawsuit by surrounding residents for a reported 11 million dollars due to an increased rate of cancer in the area.  

The lawsuit follows a recent decision by the New York State Workers' Compensation Board which found that a worker on the site, Gerard DePascale, developed a rare and deadly cancer (extra-skeletal myxiod chondrosarcoma) as a result of exposure to toxins on the site.  In addition, a recently released Army Corp of Engineers report found danger to the public by this still contaminated site.  Despite special federal funding won by Senator Chuck Schumer for a complete clean-up of the site, legal wrangling between Verizon, the Army Corp and the New York State Department of Environmental Protection have put a stop to the clean-upHow many more people have to come down with cancer before Verizon does the right thing?

The lawsuit seeks to force Verizon to set up a "medical monitoring" fund so that the thousands of workers who were unknowingly exposed to the toxins  on the site can benefit from early diagnosis and treatment of any potential medical problems.  As detailed in the Newsday story today, workers like Robert Matteo are mad that they were never told of the dangers on their work site.

Unfortunately, Gerard DePascale, whose cancer has now spread to his lungs, is still waiting a final ruling from the New York State Workers Compensation Board.  Despite winning his case in front of trial judge Abigail Chanis in March 2007, his employer appealed the judge's decision.  He has now been out of work with no workers' compensation benefits since January 2006!  The abnormally long delay in deciding this appeal is causing the DePascale family severe financial hardship.  Thankfully, with new leadership at the Workers' Compensation Board, a decision in Mr. DePascale's case hopefully will be expedited.   

 

Disability Lawyer Volunteers at Long Island MS Society "Meet the Attorney" Night

Thanks to Jane Reilly and all those at the Long Island, New York Chapter of the National Multiple Sclerosis Society for inviting me to participate at their annual free "Meet the Attorney" night last week at the Melville headquarters.  I had a private meeting with a lovely woman struggling with MS to discuss both her ERISA long term disability claim with Unum, and her pending Social Security Disability claim.  

I advised her NOT to use the "free" representation from GENEX Services to assist her with her Social Security Disability claim, as GENEX operates solely for the benefit of Unum, and therefore has a major conflict of interest similar to Allsup and Advantage 2000.  (See my previous blog posts  about Allsup and Advantage 2000 for the full story).  GENEX is no better! Did you know that GENEX Services was a wholly owned subsidiary of Unum until just recently, and that Unum remains their major client.  This tells you everything you need to know. 

I told this grateful woman she would be far better off hiring a private attorney to represent her in her Social Security Disability claim,  regardless of who the particular attorney is.   Attorneys have an ethical obligation to guard the client's secrets and confidences, as opposed to GENEX which is obligated to share personal information with Unum since Unum is paying their billMoney talks!

In other MS news, my partner Chris Redmond participated in a Bike-A-Thon recently to raise funds for multiple sclerosis research.  Finally, Chris' Uncle Ed Keegan, age 69 and still a top New York Life Insurance Agent, made headlines in Newsday by walking across Long Island in a T-shirt that read "Who Gives 100%?" to raise funds for MS.  Ed's daughter has MS.  Ed Keegan gives 100% ! Thanks Ed!

 

New Test for Chronic Fatigue Syndrome Will Help Long Term Disability Claims

It's all in your head!  You do not have "objective medical evidence" of a disabling condition!  Your symptoms are "self reported" and not supported by "testing"!  Any chronic fatigue syndrome (CFS) sufferer whose disability claim has been denied by either Social Security or an LTD insurance company has seen these infuriating phrases before.  As reported by Dr. Sanjay Gupta of CNN last week, a new study and test for CFS may put an end to this injustice.

Despite ample clinical evidence of disability from treating physicians, many ME/CFS and FM patients and couldn't get past "objective evidence" roadblock put up by ERISA disability plan administrators.  Social Security finally caved a few years ago by issuing a ruling telling Administrative Law Judge's that Chronic Fatigue Syndrome claimants did not need objective medical evidence to prove that they were disabled.  Like other auto-immune disorders such as fibromyalgia (FM), lupus and sarcoidosis, CFS is primarily diagnosed based upon the patient's reported symptoms

The new study involved stomach biopsies done through endoscopy which revealed a strong association between enterovirus and CFS.   While a confirmatory stomach biopsy might not change the course of treatment for any chronic fatigue syndrome patient, it could be the evidence that long term disability lawyers need to obtain benefits for clients from disability insurance companiesGotcha Unum and MetLife!   For any of my disability insurance claim clients fighting a CFS case, I will be sure to tell them to discuss an upper GI endoscopy with their treating physician.  It could mean the difference between winning and losing your long term disability claim.

The Forgotten 9/11 Ground Zero Heroes

   Marie Cocco of the Washington Post has a great column today profiling one of our clients, Jeanmarie DeBiase, the widow of 9/11 hero Mark DeBiase.  While sick police officers and firefighters have received much deserved attention, workers in a variety of occupations, without whom the Ground Zero clean-up could not have been possible, have not received the same level of press.  Mark was a wireless phone technician who set up emergency communications for other 9/11 rescue and first responders and volunteers.  He died on April 9, 2006 due to interstitial lung disease caused by exposure to dust and toxins at the Fresh Kills landfill, where the World Trade Center debris was trucked.  

More importantly, they have not received the same level of medical and monetary support as the police and firefighters.  Many have lost their health insurance for both themselves and their families. Many ill workers continue to struggle as they fight workers' compensation claims being vigorously fought by employers who have forgotten the meaning of the word "compassion".  On this sixth anniversary of the collapse of the Twin Towers, may we all re-dedicate ourselves to helping families who cannot "move on" from September 11, 2001. 

Lawyers Sue Verizon Again Over Contaminated Nuclear Waste Site in New York

A Newsday article today details yet another lawsuit against Verizon for cancers and other life threatening diseases caused by Verizon's contaminated nuclear waste property in Hicksville, New York.  It was just a few years ago that Verizon paid out a multi-million dollar settlement to residents in the surrounding area over their increased rates of cancer.  Incredibly, despite their previous settlement with surrounding residents, they state in today's article that the property is not a health hazard!!!  They must be kidding!!!  Thankfully, at least the newest lawsuit is in front of federal District Court Judge Leonard Wexler, a no nonsense jurist who presided over the previous settlement.  Judge Wexler knows where the skeletons were buried by Verizon.

Perhaps Verizon should review the most recent United States Army Corp of Engineers report  before issuing such silly press releases.  Perhaps they should tell this to Senator Chuck Schumer and Congressman Pete King who both have pledged recently to aid in the cleanup. Perhaps they should tell this to the New York Workers' Compensation Board which has already ruled favorably for two workers on the Verizon site.  By denying the obvious, Verizon is besmirching its once good name and entering the "ENRON" class of corporate responsibility.

Does Verizon have no shame? What about Verizon CEO Ivan Seidenberg? How many more victims have to contract cancer due to Verizon's contaminated nuclear property before they accept responsibility for the nuclear and other toxins on the Hicksville site?  Perhaps they have made a cold calculated business decision that its cheaper to pay off a few hundred cancer victims than it is to clean up there own property.   Anyone ever heard of the Ford Pinto casesWhatever Verizon's motivations, you can be sure they have more to do with shareholder returns than the health of Long Islanders.

However, assuming Verizon is first and foremost profit motivated, wouldn't it make good financial sense to be a good neighbor as they roll out their FIOS service across Long Island? After all, who would want to buy anything from a known corporate polluter?  Step up and do the right thing - perhaps you will be embraced by residents of Nassau and Suffolk counties looking for an alternative to Cablevision.  Fight to the death (literally) like Magazine Distributors, and I can't think of one New York resident who would want to sign up for FIOS service  (check out how healthy the workers in the FIOS video look...) if they knew their monthly bills went to fight cancer victims.  

Much like Ground Zero workers, the men and women who worked directly on top of this acknowledged nuclear waste site will be getting sick for years to come.  The time has come for Verizon and Ivan Seidenberg to "do the right thing".  Don't count your chickens just yet.  Verizon even fights its own workers' 9/11 related cancer claims!  Anyone have Michael Moore's phone number? Those are my thoughts - what do you think?

9/11 Workers' Compensation Press Conference Launching Poster Campaign Slated for 9/4/07

As we approach the sixth anniversary of the 9/11 tragedy, legal and health issues arising out of Ground Zero continue to top the headlines.  First, NYCOSH has announced a press conference for next Tuesday, 9/4/07,  at 11:00 am at the South entrance to PATH trains at the former World Trade Center site on Church Street.  The press conference, which will include New York State Labor Commissioner M. Patricia Smith, Art Wilcox of the AFL-CIO and representatives of Senate Majority leader Joe Bruno,  will announce a new subway poster campaign encouraging 9/11 Rescue, Recovery and Cleanup Workers and Volunteers to register for benefits with the New York Workers' Compensation BoardWe will report any additional information after the press conference.

As previously reported on the New York Workers' Compensation Alliance website, the deadline to register for these benefits has been extended until August 14, 2008.  You  can download a World Trade Center Registration Form here. In addition, this week saw an important Newsday article reporting about a new New York City Department of Health study showing that Ground Zero rescue and recovery workers have a 12 times higher incidence of asthma.  This bolsters the anecdotal evidence and filing of claims by our workers' compensation attorneys for WTC workers over the past few years.  

Our workers' compensation lawyers continue to work daily with Ground Zero rescue, recovery and cleanup workers and volunteers to protect their rights to future medical attention.  The new poster campaign will help those who have not yet registered.   Remember- you should register now even if you are still healthy to protect your rights later.  If you have any questions, call toll free 1-877-NY-DBLAW to speak to one of our attorneys for a free consultation.

Long Term Disability Attorneys Fight to Ban Unfair Insurance Contract Clauses in New York

Recently, a group of some of New York's top long term disability insurance lawyers and advocates gathered in Manhattan to sign an important document for the benefit of all employees who are covered for LTD benefits through an ERISA plan sponsored by their employer.  This letter to the NY Insurance Superintendent Eric Dinallo requested that unfair "discretionary clauses" in insurance contracts be banned in New York, as they have been recently in New Jersey and California. 

As previously reported in this blog, this follows the prior attempts to ban discretionary clauses under the Pataki administration.  To date, it is unknown what the Spitzer administration's position will be on this issue.  However, it is hoped that the Superintendent Dinallo will join other progressive states in leveling the playing field for disablity claimants and stop unfair insurance company practices which deny legitimate long term disability claimsWe will keep you updated when we receive a response from Superintendent Dinallo.

NY Workers' Compensation Lawyer Quoted in AM NewYork

Does or job affect your sleep patterns?  Can you collect New York Workers' Compensation benefits if it does? That's the question Daisy Harrington asked me in her Career Corner column in AM New York published today. 

There is growing evidence that workers may suffer adverse health effects, especially  work related heart attacks, due to long or unusual working hours,.  Workers who are "on call" constantly might have similar problems.  However, to date making such claims at the New York Workers' Compensation Board  has not been particularly fruitful in our experience.   As in every workers' comp claim, you must have a medical doctor support you claim in writing.  This is often easier said than done. 

Despite the potential hurdles, every case has different facts and you would be well advised to consult an experienced Workman's compensation attorney if you believe your job has impacted your sleep and harmed yor health.

Tips to Win Your Social Security Disability Claim in New York

Did you know that over 60% of all initial Social Security Disability claims filed without a lawyer are denied? Did you know that the Social Security Disability appeals process can now take up to two years?  In New York, the current backlog of disability cases awaiting a hearing before an Administrative Law Judge is over 52,000 - one of the worst in the nation

However, there are several things you can do to avoid this intimidating bottleneck:

  • Have a heart-to-heart talk with your treating doctor.  Ask him directly if he is willing to support your disability claim in writing. Without the proper medical evidence, no Social Security Disability lawyer can win your claim.  Some physicians simply don't want to be bothered with Social Security paperwork.  A few others have a "God complex" along the lines of "if I did surgery on you, you can't be disabled!".  If your doctor is unwilling to support your case but you still believe you cannot work, ask you lawyer for the name of a credible doctor who can give you a second opinion.   It could make the difference between bankruptcy or a steady stream of income for the rest of your life;
  • Unfortunately, Social Security does not grant great weight to the reports of chiropractors for spinal disorders or social workers for mental disorders. If you are treating with these professionals, you may have to supplement your medical records with reports from orthopedists or neurologists for back and neck problems, or psychiatrists or psychologists for depression and other mental disorders.  Speak to an experienced Social Security disability attorney who can help you select a doctor who understands the written proof necessary in disability claims;
  • Don't minimize the actual physical demands of your job.  If you are a secretary, but your job also requires you to lift boxes of copy paper to load the copy machine, you must write this in the "work history" portion of the application.  Otherwise, the Administrative Law Judge who will hear your case might think that you lift nothing more than a telephone receiver all day.  Failure to accurately describe the physical and mental demands of your occupation could be fatal to your case;
  • Hire an experienced Social Security Disability attorney at the initial application stageIt does not cost any extra money to hire a lawyer early in the process!  If you also have a long term disability claim, don't let the insurance company dictate who your Social Security representative will be.  These "advocates" or "representatives" work for the insurance company, not you.  And to boot, they charge the same fees as lawyers who are ethically bound to protect only your interests.
  • Many believe wrongly that filing for Social Security is a simple process requiring the completion of a few forms.  In reality, it is a confusing, long process governed by strict government regulations as the above statistics show.  What you write in your initial application can come back to hurt you later at the almost inevitable hearing before a Judge.  An experienced attorney who knows the local judges, unlike faceless representatives at large advocacy groups like Allsup or Advantage 2000 who work for long term disability insurance companies, can personally meet with you to map out a winning strategy;

Since most initial applications are denied, you will want to have an attorney by your side when you appear at a Hearing Before an Administrative Law Judge.  At this hearing, your sworn testimony under oath will be tape recorded for potential review in a federal court.  Remember - your Social Security claim is governed by federal case law and regulations. The lawyer you choose can make all the difference!

New York Disability Attorneys Support Multiple Sclerosis Society

Turley, Redmond & Rosasco partner Chris Redmond has a long record of helping raise money to battle Multiple Sclerosis.  This year, the firm was pleased to help fight Multiple Sclerosis by sponsoring an individual bike rider in his local MS Bike fundraiser on July 21st in Pennsylvania.   Our law firm helped sponsor Chris Carson, brother of Linda Rosasco and brother-in-law of LTD Claim Division  partner Troy Rosasco.  Chris rode with the Peters & Wasilefski law firm team.   So far, the team has raised over $1,800.00! Chris is one of those real good guys this world needs more of.  Thanks Chris!

I just met Anne Davis, Esq. ,of the New York City Chapter of the National Multiple Sclerosis Society, last night.  Anne is joining with a group of  ERISA long term disability lawyers to try to persuade New York State to prohibit " discretionary clauses " in disability insurance policies and contracts. Discretionary clauses in ERISA disability income policies allow insurance companies to  insulate unfair claim denials from proper judicial review.  In a big win for consumers, New Jersey recently adopted rules banning discretionary clauses, despite fierce opposition from the powerful insurance industry.  Hopefully, New York State Insurance Superintendent Eric Dinallo will do the sameThis will go a long way in protecting the economic resources and dignity of those battling Multiple Sclerosis.

 

Veterans Disability Claims: Attorneys to the Rescue

As an Air Force veteran myself, I have always had a soft spot for my disabled veteran clients who have put their life on the line to protect our country and our freedoms.  However, the United States Veterans' Administration has done an awful job over the years by denying legitimate VA Disability claims and allowing the system to have a now 400,000 case backlog.  This is is not the 'thank you" our young men and women returning from Iraq deserve if they are missing limbs.

Thankfully, help is on the way for disabled veterans fighting the daunting Veterans' Disability Claim process from us "controversial  lawyers".  A new law, originally sponsored by Senator Larry Craig (R-Idaho),  will finally allow disabled veterans to hire attorneys to fight their unfair claim denials or disability ratingsThe new law, effective June 20, 2007,  allows lawyers to enter the administrative disability determination process at the most critical stage - when evidence is being obtained to support the claim.  If they aren't running into a filing deadline, some disabled veterans are waiting until after this June 20th to file their appeals so they can do so with lawyers.

The system is so backward now that our law firm has been representing one New York disabled veteran in his claim for over seven years without a final resolution.  This case illustrates the old adage  "justice delayed is justice denied".  Under the old law, the disabled vet was on his own (he could not by law hire a lawyer) during the initial claim processing and the first appeal to the Board of Veterans' Appeals.  The Veterans' Administration only allowed attorneys to enter the process at the US Court of Appeals for Veterans' Claims, where the evidentiary record had already been closed.  This prevented the attorney from introducing any new evidence the veteran representing himself may have not known to submit.

Even the DAV (Disabled American Veterans), a formerly staunch opponent of the right to attorney representation due to  its desire to "protect the turf " of its own Veterans' Service Officers, seems to  now support attorneys in the process based on a recent Newsday article on VA disability claims .  The American Legion has always supported the right of the disabled American veteran to retain counsel or a law firm. 

Turley, Redmond & Rosasco attorneys have been practicing before the US Court of Veterans' Claims for over ten years.  Whether injured recently in Iraq or still suffering PTSD from Vietnam, do not hesitate to call our partner, David Tobias, Esq., in our Veterans' Disability Department toll free at 1- 877-NY-DBLAW.

 

 

HealingWell.com - Excellent Support Groups for Social Security Disability Claimants

I was reading the magazine section of my Sunday paper this weekend and ran across a great article on online support groups by Peter Waite, the founder of HealingWell.com, a website devoted to online discussion groups for individuals with chronic illnesses.  I have always been a big fan of support groups for those with particular medical conditions, whether they be cancer, diabetes heart disease or some less common but equally disabling conditions.  However, I have always been dubious of recommending specific online disease forums due to the proliferation of bad medical information and questionable "lurkers".  Up until now, about the only Internet medical site I have recommended is MedlinePlus, sponsored by the National Institute of Health.  MedlinePlus is the starting place for my medical research.

Mr. Waite makes an excellent suggestion that anyone considering participation in an online support group first check out who sponsors the site (is it a drug company that wants to sell you its latest multiple sclerosis medication?) and if the site is accredited by the Health on the Net Foundation.  He also discussed proper online etiquette and the always sound mantra to check everything with your doctor.

My curiosity piqued, I got out of the recliner, sat down at my computer, and went to the HealingWell.com website.  It is well organize and has a user friendly interface.   More importantly, it has well attended discussion forums on diseases such as fibromyalgia, chronic pain, lupus, depression, arthritis, Crohn's Disease and ulcerative colitis, to name a few.  For those of you who are fighting a Social Security Disability claim or ERISA long term disability claim, this helpful site may give you some much needed support in the interim.  

Big Victory for Workers Contaminated by Radiation at NY Verizon Nuclear Waste Site

US Senator Charles Schumer announced in a Newsday article yesterday that treatment, medical monitoring and potential compensation are on the way for potentially thousands of workers who formerly worked atop the nuclear waste site owned by Verizon in Hicksville, New York.  In addition to announcing the new benefits for workers, a frustrated but determined Senator Charles Schumer stated that "I will hold the Army Corps' of Engineers feet to the fire" and "the site should have been cleaned up yesterday", referring to his previous efforts in 2004 to achieve a full cleanup.   

Shocked that their efforts in 2004 to secure a federal cleanup of the Hicksville, Long Island,  New York nuclear waste site have not been completed to date, both Senator Charles Schumer and Congressman Pete King vowed to to cut through the bureaucracy and finger pointing.  Both Schumer and King were reacting to a letter request for intervention from Troy Rosasco, the attorney for Gerard Depascale, who the New York Workers' Compensation Board recently found contracted a rare cancer while working for the Hudson News Group on this site and was awarded lifetime workers' compensation and medical benefits.  In a previous Newsday artcle on Mr. Depascale, Mr. Rosasco compared the illnesses facing the Hicksville workers as similar to the ilnesses facing 9/11 workers who were exposed at Ground Zero.   "Over the course of the next 10-20 years, I believe we are going to see more cases of cancer and other illnesses related to radiation at this site", said Rosasco.

This new aid promised by Senator Schumer will be especially welcome to those workers who were exposed to ionizing radiation  and other toxins on the site and are now in fear of getting sick in the future.  In addition, the Army Corp of Engineers promised to return to the site this May for more investigation.    Turley, Redmond & Rosasco, LLP is compiling a list of  workers who ever worked on this site and may have been exposed to radiation and other chemicals.  Please call Troy Rosasco, Esq. at 631-582-3700, ext. 123 if you worked at this site and would like to be on the list for possible testing, treatment and/or compensation.   We will keep you posted on further developments. 

Long Island Verizon Sylvania Nuclear Waste Site Conspiracy?

That's what Adreinne Esposito, Executive Director of the Citizens' Campaign for the Environment, called the growing controversy regarding Verizon's radiation contaminated property located in Hicksville, New York  in a recent News 12 Long Island television report on the former Sylvania Nuclear Products facility.  See the full video here.

After Newsday's first story broke about our client's cancer related to his work at this site for Magazine Distributors, Inc.,  a division of Hudson News, in an article few weeks weeks ago, the unanswered questions regarding the dangers at this toxic site are rapidly expanding.  Newsday later followed up a week later with another story unearthing a previously unreleased Army Corp of Engineers report dated November 2005 showing worse contamination than previously thought

Why did the federal Army Corp of Engineers sit on the Hicksville Sylvania Nuclear Waste Site report for almost two years and release it only to Verizon ( a defendant in a billion dollar lawsuit brought by local residents alleging increased cancer risks) and the New York DEC?  Way back in 2004, New York Senator Chuck Schumer and US Representative Peter King announced, "It's the federal government that created this mess, it's the federal government that should fix it".  Did they "fix" this radioactive site located smack in the middle of Long Island suburbia, or did  powerful corporate and governmental interests  try to sweep this one under the rug

According to Ms. Esposito of Citizens' Campaign for the Environment, " Instead of being honest with the public, they covered it up.  That is negligence on the part of the federal government and that's a conspiracy to keep the public in the dark". 

One thing we know is that Senator Chuck Schumer and Congressman Pete King are scrappy fighters determined to protect the health and welfare of both Hicksville residents and all Long Island workers who worked at the employers located on the Verizon property.  The New York State Workers' Compensation Board already ruled that our client contracted a rare and deadly cancer, extraskeletal myxoid chondrosarcoma,  while working on this site for a tenant of Verizon.  As George Johnson, a neighbor of the site for seven years, so appropriately said in the News 12 video, "How many people have to die before something happens, before we do the right thing". 

Let's hope Senator Schumer and Congressman King can get the Army Corp of Engineers and Verizon to do the right thing and clean up this site  with all deliberate speed.  

NY Workers' Compensation Board Finds Cancer Linked to Radiation at Hicksville Nuclear Waste Site

Yesterday's Newsday had a disturbing article regarding the radiation related health risks to workers who worked on or around the Hicksville, Long Island, Sylvania Nuclear Waste Site ,now owned by Verizon.  Our office recently won a workers' compensation claim for a worker who contracted a rare cancer, extraskeletal myxoid chondrosarcoma, due to ionizing radiation and other toxins while working on this site for Magazine Distributors, Inc.,  a division of Hudson NewsIf I were a worker at this site or knew someone who worked near there, I would read this article carefully.

This nuclear waste site, located at 70,100 and 140 Cantiague Rock Road, Hicksville, NY was operated by Sylvania between 1952 and 1967 and was licensed by the US Atomic Energy Commission to manufacture nuclear fuel rods for use during the Cold War.  The radioactive elements uranium-235 and thorium were processed and milled at the facility.  The uranium and thorium were then subject to machining, grinding and incineration.  The facility then burned sludge to reclaim more uranium.

In addition, the Sylvania plant, although unauthorized to do so, burned scrap uranium as a three shift, seven day a week operation until 1960Large 55 gallon drums of uranium scrap metal were burned on site.  During the ongoing site clean-up, 55 gallon drums have been found buried at the site.  In addition to the radioactive substances, the site is contaminated with tetrachloroethene, trichloroethene and nickel.  Someone described the site as the location of a "dirty bomb".

Verizon, the current owner of the site, set aside $240 million for the ongoing clean-up which is now being monitored by both the New York State Department of Environmental Conservation and the Army Corp of EngineersRecent documents obtained by our lawyers during the litigation indicate that there may be more contamination than originally thought below the 100 building, the former location of Magazine Distributors, Inc.  

On November 9, 2006, the Hicksville Water District warned residents of of higher than allowed concentrations of tetrachloroethylene (a toxin found on the site)  in the drinking water from one of their supply wells and the potential cancer risks it might cause.  The well was immediately taken out of service.

Currently, neither the Army Corp of Engineers nor the New York State DEC nor Verizon are releasing statements about the what is currently being found on this dangerous site.  Thousands of pounds of contaminated soil have been carefully transported to Envirocare in UtahIn 2004,  New York Senator Schumer  stated that "it's the federal government that created this mess, it should be the federal government that fixes it".  To date, the public doesn't know the current status of the site and when or if it will be properly cleaned up.  In the meantime, more workers and local residents are getting gravely illPerhaps it's time for Senator Schumer to get to the bottom of this quagmire and let the public know the current health risks on the site.

As reported in Newsday, the lawsuit brought by local residents against the property owner, Verizon, for their increased cancer risk was recently settled for approximately $11 million.  The New York Department of Environmental Conservation is currently prosecuting  lawsuits arising from this site in federal court in Central Islip.  As stated in the Newsday article, this toxic waste dump could have impacts like those facing 9/11  rescue workersWorkers on this site, which also included the companies Air Techniques and Gilbert Displays, could be facing cancer and other health problems for years to come.   Scary stuff!

 

 

 

 

 

Lawyers Give Joint Seminar on Ground Zero Workers' Compensation Claims and Lawsuits

It was my pleasure to give a seminar recently to volunteer firefighters at the Bellmore Fire District on Long Island about their rights to workers' compensation (even as volunteers) under the new 9/11 Rescue Workers' Law.   Andrew Carboy and Beth Jablon of Sullivan, Papain, Block, McGrath & Cannavo also gave an excellent presentation on the rights of the volunteer firefighters to sue the City of New York if they worked at Ground Zero and later develop cancer or breathing problems.  For instance, I met one firefighter who developed tongue cancer after working at Ground Zero but had never touched a cigarette in his life.  Unfortunately, such stories are becoming more and more common these days as I field these unfortunate callers on almost a daily basis.

The firehouse was packed and we handed out many Workers' Compensation Ground Zero registration forms and many firefighters completed the forms right then and there.  I thank both Andy Carboy and Joe Pusateri, Esq. for asking me to assist with this presentation.   As of today,  there are only 189 days left to register with the Workers' Compensation BoardEven if you are not ill now, please download this form today and send it to the New York Workers' Compensation Board ASAP.  It could be a free disability or life insurance policy for your family.   If you have questions about how to fill out  the form, do not hesitate to call our office at 1-877-NY-DBLAW.  

 

 

New Year, New Format for New York Disability Law Blog!

Welcome to the newly designed New York Disability Law Blog!  As you will notice, I changed the official title of the blog from "The Disabled Worker Law Blog" to the  more informational "New York Disability Law Blog".  This is in keeping with the blog's purpose of providing useful information and insight regarding disability claims to fellow attorneys and the general public

To this end, I am excited to announce the creation of the blog's "Disability Law Library" which will be continually added to and updated.  I hope that this will eventually become the first place attorneys and claimant's turn to when researching disability claims and legal issues.  Still in it's formative stages, the library will have sections on long term disability and ERISA claims, Social Security  disability, New York workers' compensation, civil service disability pensions, scaffold /ladder /construction site lawsuits and a new section on the unfortunate expanding area of veterans' disability claims.

In addition, in 2007 we hope to do a better job collaborating with fellow bloggers such as Jonathan Ginsberg and his excellent Social Security Disability Radio Blog.  Please feel free to comment about the new design and let me know how the New York Disability Law Blog can better serve your needs.  Talk to you soon.

Federal Judge Clears Way for 9/11 Ground Zero / WTC Lawsuits

In a huge victory for Ground Zero workers, federal judge Alvin Hellerstein issued a 99 page ruling yesterday giving these heroes the opportunity to sue the City of New York, private contractors and the Port Authority of New York and New Jersey for their 9/11 related illnesses.

In the last few months, after the passage of the new 9/11 workers' compensation law,  our workers' compensation attorneys have been deluged with calls from Ground Zero workers with various illness's they believe are related to exposure to toxins at Ground Zero.  In addition to new workers' comp claims, they may now also be entitled to have an additional lawsuit against the City of New York for failing to warn them of the dangerous and sometimes deadly conditions at the former World Trade Center site.  Turley, Redmond & Rosasco is working with one of the "lead counsels" in New York City bringing this important law suit.

The most affected group of workers are police, firefighters, EMS, sanitation workers, transportation workersconstruction workers, National Guardsmen and other first responders.  The most common illness's workers' comp lawyers see among these groups include asthma, reactive airway disease, interstitial lung disease and the following cancers: lung cancer, esophagus cancer, stomach cancer, bladder cancer, colon cancer, leukemia, lymphoma and multiple myeloma.  

If you or a family member believe your illness is related to working or volunteering at Ground Zero, please feel free to contact Troy Rosasco toll free at 1-877-NY-DBLAW, ext 123 to discuss your legal options. 

 

Remembering 9/11: Largest Workers' Compensation Disaster in History

At 8:46 am five years ago today, a terrorist hijacked plane crashed into New York's World Trade Center,  setting off the worst workplace disaster in the history of America's workers' compensation laws.  Over 2000 workers, from cleaners to company presidents,  immediately died in the collapse of the Twin Towers, and many more suffered life changing injuries.  In addition, many of the hero first responders are now sick as a result of working to save lives at Ground Zero.

One of my partners was meeting clients in our Queens office, overlooking Manhattan, that fateful morning and watched in horror as the Trade Center burned.  Like many New Yorkers, our first thoughts were the safety of our families since we did not know the extent of the attack.  Most New Yorkers (if not most Americans) will never forget where they were when they first heard of the attack.   I was in my car on my way to the Workers' Compensation Board in Hempstead listening to News Radio 88.   The traffic helicopter initially reported a small plane hitting one of the towers by mistake, but as we know the story changed minute by minute from there.  I turned around on Southern State Parkway to locate my wife and children.  Once I knew they were safe, I then watched the subsequent collapse on TV in my living room.  The rest of the day is a blur.

My own small community lost five police and firemen that day.  To this day, our law firm is still assisting individuals and families with 9/11 related workers' compensation claims.  With the passage of the new  "9/11Rescue and First Responders Act",  I'm sure we will be dealing with the long term health implications and related workers comp claims long after I retire.

In your hectic schedule today, please take a moment to reflect and mourn the loss of so many workers five years ago today.   Thank you.

Governor Pataki Signs New York 9/11 Workers' Comp Bill

After a long struggle and much legislative effort by the New York Workers' Compensation Alliance and the New York State AFL-CIO, Governor Pataki signed the 9/11 Rescue and First Responders Workers' Compensation bill yesterday at the foot of the former World Trade Center site.  In addition to the Governor, both Sheldon Silver, Joe Bruno and their fellow legislators deserve tremendous thanks and admiration for their support.  For a great New York Daily News editorial on this issue, click here

Unfortunately, New York City Mayor Mike Bloomberg, in a Scrooge-like statement, blasted the new benefits.  Quoting Scrooge in Dicken's immortal Christmas Carol, one might think that Mayor Bloomberg would like Ground Zero workers to "die and decrease the surplus population!".   Sorry Mike - your a good Mayor, but your on the wrong side of this issue.

As detailed previously on this blog, this new law will allow many Ground Zero rescue workers and first responders to obtain the medical and lost wage benefits they deserve if they are currently sick or become sick in the future.  In addition, the Governor signed a new bill granting 3/4 Accidental Disability pensions and death benefits to public employees who can show a link between their exposure to toxins at Ground Zero and their current disability.  For the full text of the new 9/11 workers' comp law, please click here.  Any person who has questions about their eligibility for these new benefits,   please feel free to call Turley, Redmond & Rosasco toll free at 1-877-NY-DBLAW for a free consultation.

New York Legislature Passes New 9/11 Workers Comp Bill to Protect Ground Zero Claimants


Congratulations to the New York State Assembly and New York State Senate for passing an amendment to the NY Workers' Compensation Law (new Article 8-A) which will grant new rights and benefits to ill 9/11 rescue, recovery, clean-up workers and volunteers who worked at Ground Zero after the World Trade Center tragedy. Thanks to the hard work and diligent efforts of many individuals and organizations, including the NY Workers' Compensation Alliance,  who pushed for passage of this important bill, these heroes will now have their health and economic security protected.

The new "9/11 Bill" allows workers who later become ill with conditions such as asthma, chronic obstructive lung disease (COPD), asbestosis, mesothelioma or cancer to file their claims as "occupational diseases". This change essentially extends their time to file a claim to two years from the "date of disablement", rather than two years from the date of exposure exposure which resulted in the denial of many claims to date. Claimants who have had 9/11 disease cases disallowed for late claim filing (statute of limitations) problems can now re-open those denials. Anyone with a 9/11 claim previously denied due to lateness should contact a workers compensation attorney immediately. Turley, Redmond & Rosasco has been handling 9/11 workers' comp and disability claims since the WTC tragedy.  Our attorneys have written numerous articles and lectured at local law schools regarding 9/11 workers' compensation claimsAny rescue, recovery, or clean up worker whose claim was previously denied or believes their current illness is related to work at Ground Zero is invited to call us for a FREE CONSULTATION.  That's the least we can do for our 9/11 heroes.  The entire text of the new 9/11 workers' comp bill is below:

--------------------------------------------------------------------------------------

AN ACT to amend the workers' compensation law, in relation to claims for
illnesses sustained by workers who participated in the rescue, recov-
ery and clean-up effort following the terrorist attack at the World
Trade Center on September 11, 2001

The People of the State of New York, represented in Senate and Assem-
bly, do enact as follows:

1 Section 1. The workers' compensation law is amended by adding a new
2 article 8-a to read as follows:
3 ARTICLE 8-A
4 WORLD TRADE CENTER RESCUE, RECOVERY AND CLEAN-UP OPERATIONS
5 Section 161. Definitions.
6 162. Registration of participation in World Trade Center rescue,
7 recovery and clean-up operations.
8 163. Notice; participants in the World Trade Center rescue,
9 recovery and clean-up operations.
10 164. Disablement of a participant in World Trade Center rescue,
11 recovery and clean-up operations treated as an accident.
12 165. Reopening of disallowed claims.
13 166. Liability of employer and insurance carrier.
14 167. Claims of volunteers.
15 § 161. Definitions. Whenever used in this article:
16 1. "Participant in World Trade Center rescue, recovery, or cleanup
17 operations" means any (a) employee who within the course of employment,
18 or (b) volunteer upon presentation to the board of evidence satisfactory
19 to the board that he or she:
20 (i) participated in the rescue, recovery, or cleanup operations at the
21 World Trade Center site between September eleventh, two thousand one and
22 September twelfth, two thousand two; or
23 (ii) worked at the Fresh Kills Land Fill in New York city between
24 September eleventh, two thousand one and September twelfth, two thousand
25 two, or

EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD17509-01-6
S. 8348 2

1 (iii) worked at the New York city morgue or the temporary morgue on
2 pier locations on the west side of Manhattan between September eleventh,
3 two thousand one and September twelfth, two thousand two, or
4 (iv) worked on the barges between the west side of Manhattan and the
5 Fresh Kills Land Fill in New York city between September eleventh, two
6 thousand one and September twelfth, two thousand two.
7 2. "World Trade Center site" means anywhere below a line starting from
8 the Hudson River and Canal Street; east on Canal Street to Pike Street;
9 south on Pike Street to the East River; and extending to the lower tip
10 of Manhattan.
11 3. "Qualifying condition" means any latent disease or condition
12 resulting from a hazardous exposure during participation in World Trade
13 Center rescue, recovery or clean-up operations.
14 4. "Disablement" shall have the same meaning as defined in section
15 thirty-seven of this chapter and determined by the board in the same
16 manner as provided in section forty-two of this chapter.
17 § 162. Registration of participation in World Trade Center rescue,
18 recovery and clean-up operations. In order for the claim of a partic-
19 ipant in World Trade Center rescue, recovery and clean-up operations to
20 come within the application of this article, such participant must file
21 a written and sworn statement with the board on a form promulgated by
22 the chair indicating the dates and locations of such participation and
23 the name of such participant's employer during the period of partic-
24 ipation. Such statement must be filed not later than one year after the
25 effective date of this article. The board shall transmit a copy of such
26 statement to the employer or carrier named therein. The filing of such a
27 statement shall not be considered the filing of a claim for benefits
28 under this chapter.
29 § 163. Notice; participants in the World Trade Center rescue, recovery
30 and clean-up operations. The notice requirements for injury or death
31 resulting from a qualifying condition for a participant in World Trade
32 Center rescue, recovery and clean-up operations shall be the same as set
33 forth in section eighteen of this chapter, except that the notice shall
34 be given to the employer, or in the case of a volunteer, to the board,
35 within two years after the disablement of the participant or after the
36 participant knew or should have known that the qualifying condition was
37 causally related to his or her participation in World Trade Center
38 rescue, recovery and clean-up operations, whichever is the later date.
39 § 164. Disablement of a participant in World Trade Center rescue,
40 recovery and clean-up operations treated as an accident. The date of
41 disablement of a participant in World Trade Center rescue, recovery and
42 clean-up operations resulting from a qualifying condition that is
43 causally related to such participant shall be treated as the happening
44 of an accident within the meaning of this chapter and the procedure and
45 practice provided in this chapter shall apply to all proceedings under
46 this article, except where otherwise specifically provided herein.
47 § 165. Reopening of disallowed claims. The board, upon receiving a
48 statement duly filed as required under section one hundred sixty-two of
49 this article, from a participant in World Trade Center rescue, recovery
50 and clean-up operations for a qualifying condition that was disallowed
51 as barred by section eighteen or section twenty-eight of this chapter
52 shall reopen and redetermine such claim in accordance with the
53 provisions of this article, provided that no such previously disallowed
54 claim for a qualifying condition shall be determined to have a date of
55 disablement that would bar the claim under section eighteen or section
56 twenty-eight of this chapter.
S. 8348 3

1 § 166. Liability of employer and insurance carrier. The employer in
2 whose employment an employee participated in World Trade Center rescue,
3 recovery and clean-up operations shall be liable for any claim for a
4 qualifying condition that is causally related to such participation
5 provided that such participation arose out of and in the course of such
6 employment. For the purpose of determining which carrier has insurance
7 coverage of such claim, the date of accident shall be considered the
8 last day of such participation.
9 § 167. Claims of volunteers. For persons who participated in World
10 Trade Center rescue, recovery and clean-up operations as volunteers, the
11 uninsured employers' fund shall be deemed to be the employer only for
12 the purposes of administering and paying claims pursuant to this arti-
13 cle. Benefits under this chapter shall be payable to such volunteers
14 only to the extent that funds are available out of funds appropriated to
15 the United States Department of Labor under Public Law 109-148 to reim-
16 burse the uninsured employer's fund for the payment of such benefits.
17 § 2. This act shall take effect immediately and shall be deemed to
18 have been in full force and effect on and after September 11, 2001 and
19 shall apply to all open and closed claims coming within its purview.


--------------------------------------------------------------------------------


NEW YORK STATE SENATE
INTRODUCER'S MEMORANDUM IN SUPPORT
submitted in accordance with Senate Rule VI. Sec 1



BILL NUMBER: S8348

SPONSOR: MARCHI

TITLE OF BILL:
An act to amend the workers' compensation law, in relation to claims for
illnesses sustained by workers who participated in the rescue, recovery
and clean-up effort following the terrorist attack at the World Trade
Center on September 11, 2001


PURPOSE OF THE BILL:
The purpose of this bill is overcome obstacles of filing claims by
participants in World Trade Center rescue, recovery and clean-up oper-
ations following the September 11, 2001 attacks for latent conditions
and illnesses by treating such claims filings in a similar manner to
claims for occupational disease. The bill also addresses specific issues
regarding claims of those who participated as employees and those that
participated as volunteers.


SUMMARY OF PROVISIONS:

Section 1 of the bill adds a new article 8-a to the Workers' Compen-
sation Law ("WCL") which provides as follows:

* Section 161 provides definitions of "Participant in World Trade Center
rescue, recovery and cleanup operations", "World Trade Center site",
"Qualifying condition" and "Disablement" as those terms are used in the
new article. "Qualifying condition" is defined as a latent disease or
condition resulting from a hazardous exposure during participation in
the rescue, recovery or clean-up operation. "Disablement" is defined to
have the same meaning as the term is used in the WCL in reference to an
occupational disease.

* Section 162 requires participants, in order to qualify for special
notice and claims filing provisions for a qualifying condition, to file
a written and sworn statement with the Workers' Compensation Board (WCB)
within eighteen months of the effective date of the legislation stating
the dates that person worked in the operation and name of the employer.
The employer and carrier are to receive a copy.
* Section 163 provides that notice of injury or death from a qualifying
condition shall be given within two years after the disablement of the
participant or after the participant knew or should have known that the
qualifying condition was causally related to participation in rescue,
recovery or clean-up operations, whichever is later.
* Section 164 provides that the date of disablement for a claim by a
participant for a qualifying condition shall be treated as the occur-
rence of an accident so as to provide a statute of limitations standard
to these claims the same as that which applies to an occupational
disease claim.
* Section 165 provides that upon receiving a duly filed registration
statement for a qualifying condition, the WCB shall reopen any previous
claim for such a condition disallowed under WCL § 18 or § 28 and rede-
termine the claim applying the liberal notice and claims filing
provisions as provided.
* Section 166 provides that the employer of any participant in rescue,
recovery and clean-up operations shall be liable for any claim for a
qualifying condition that arose out of and in the course of employment
and that the insurance carrier covering the employer on the last day of
participation in rescue, recovery and clean-up operations has coverage
of such claims.
* Section 167 provides that the Uninsured Employers' Fund shall adminis-
ter and pay the claims of those who participated as volunteers but that
benefits shall be paid only to the extent that funds appropriated by the
federal government for such purpose are available.
Section 2 of the bill provides for an immediate effective date but is
deemed to have been in effect on and after September 11, 2001 and
applies to all open and closed claims coming within its purview.

EXISTING LAW:
Existing law treats claims for latent conditions resulting form a
hazardous exposure during participation in the rescue, recovery or
clean-up operation as accidents.

PRIOR LEGISLATIVE HISTORY:
None.

STATEMENT IN SUPPORT:
The aim of this bill is to remove statutory obstacles to timely claims
filing and notice for latent conditions resulting from hazardous expo-
sure for those who worked in rescue, recovery or cleanup operations
following the World Trade Center September 11th, 2001 attack.
The WCL requires an employee to provide notice to the employer within 30
days (WCL § 18) and to file a claim for benefits within two years of the
injury (WCL § 28). Under the WCL, latent conditions are normally
compensable as occupational diseases. Notice and claims filing require-
ments are triggered by a date of disablement determined by the WCB.
Occupational disease claims usually involve conditions that develop
slowly over a period of years after an employee has performed a partic-
ular type of work. Each disease established by the WCL as occupational
is linked to particular work processes that the employee has performed
over time. In the case of participants in World Trade Center rescue,
recovery or cleanup operations, little is known about what diseases and
conditions might develop later on based on their exposure to uniquely
hazardous conditions so as to recognize them as occupational diseases.
This bill requires that claims for latent conditions alleged to be
causally related to a hazardous exposure while participating in rescue,
recovery or cleanup operations be treated for claims filing (statute of
limitations) and notice purposes in the same manner as an occupational
disease. Claims filing and notice provisions would begin to run from the
date of disablement determined by the WCB rather than from the date of
the actual exposure. As in occupational disease cases, the WCB has wide
latitude to set the date of disablement so that the claim of a partic-
ipant for a qualifying condition who discovered the presence or cause of
that condition at a date after participation ceased not to be barred by
the statute of limitations or for lack of timely notice. In cases where
the participant continues to work after seeking medical treatment for
the qualifying condition, the WCB would have latitude to set a date of
disablement so as to include such treatment as covered under the claim.
Claims for a qualifying condition can be determined to be compensable as
accidents under the WCL based on evidence that they are causally related
to a hazardous exposure during rescue, recovery or cleanup operations.
These complicated and unique issues of causation can best be addressed
by the WCB on a case by case basis.
To be eligible for occupational disease claims filing and notice treat-
ment, participants would be required to register with the WCB within
eighteen months after enactment of the legislation showing the dates and
location of their participation.
The bill also addresses claims handling and liability issues for two
distinct classes of workers who participated in the World Trade Center
rescue, recovery and cleanup effort, those who participated at the
behest of their employer and sustained injuries that arise out of and in
the course of that employment and those that participated as volunteers.
The employees are covered by their employers' workers' compensation
insurance. The bill provides that benefits for latent diseases will be
covered under the insurance policy covering the employer in question for
injuries sustained in the rescue, recovery and cleanup effort on the
date that the employee ended his or her participation in such oper-
ations.
Volunteers have been paid workers' compensation benefits for all inju-
ries related to participation in rescue, recovery and clean-up oper-
ations by the Uninsured Employers' Fund and reimbursed through the U.S.
Department of Labor out of a $50 million federal appropriation for that
purpose. The bill would clarify that benefits to these volunteers would
be financed only out of federal funds reimbursements appropriated for
that purpose and not otherwise be a liability imposed on the Uninsured
Employers' Fund.

BUDGET IMPLICATIONS:
None.

EFFECTIVE DATE:
This bill is effective immediately is deemed to have been in effect on
and after September 11, 2001 and applies to all open and closed claims
coming within its purview.

9/11 New York Workers' Compensation Bill Gaining Traction in Albany

It looks like a version of the new 9/11 Workers' Comp Bill introduced recently by Assemblyman Jonathan L. Bing (D-Manhattan) will soon become law.  Final details of a compromise 9/11 bill are currently being worked out by negotiators from Governor Pataki's office, the Assembly and the Senate, where a similar bill was introduced by State Senator John Marchi (R-Staten Island).   The New York Workers' Compensation Alliance has been working closely with all interested parties in Albany to craft a law that will protect all 9/11 heroes. If such a bill is signed by Governor Pataki, Ground Zero rescue, recovery and clean up workers will be given significant new protections that have hindered their workers' compensation claims to date

One of the main problems 9/11 workers have faced at the New York Workers' Compensation Board is having their claims denied for late filing.  In New York, an injured worker has two years from the "date of accident" (9/11/01) to file a claim for benefits.  Under the current law, that would make the cut off deadline for filing 9/11 claims September 11, 2003.  But what about the clean up worker  who breathed in numerous toxins at Ground Zero but doesn't begin to experience respiratory symptoms until sometime in 2004?  He is eventually diagnosed with lung cancer related to Ground Zero.  Currently, this claim would be denied by the Workers' Compensation Board as untimely.

Specifically, the new bill would fix this problem by removing the current "Statute of Limitations" (filing deadline) that has led to mass denials of 9/11 workers' comp claims.  It would apply the deadline normally reserved for Occupational Diseases such as mesothelioma or carpal tunnel syndrome (generally two years from the "date of disablement") . Hopefully, the new law will also allow all prior 9/11 claims denied or not filed due to deadline problems to be reopened or newly filed. 

The New York Legislature and the Governor are on a roll lately!  Timely budgets, more school aid, and now a much needed workers' compensation bill to protect the health and economic security of 9/11 heroesWe are truly living up to our nickname, the "Empire State"!

 

Winning Arthritis Social Security Disability and Long Term Disability Claims

Arthritis cripples more people in the United States than almost any other chronic condition.  Therefore, it is one of the most common disabilities the attorneys at Turley, Redmond & Rosasco see when it comes to processing long term disability claims and Social Security disability claims.

Arthritis is a broad category of  disorders including degenerative arthritis,osteoarthritis, rheumatoid arthritis, and psoriatic arthritis. It also includes autoimmune disorders such as lupus, fibromyalgia, sclerodema, and mixed connective tissue disease.  All involve severe pain and functional restrictions.  When arthritis affects the hips, knees or ankles, obesity often times exacerbates the symptoms.  When the symptoms become severe enough, sometimes total joint replacement surgery is necessary.

To win an arthritis Social Security disability or long term disability claim, the key is always to document how the client's pain and/or  inflammation impacts on the ability to use hands repetitively, stand, walk or sit for long periods.    One of our main jobs at Turley, Redmond & Rosasco is to work with the client's treating rheumatologist or orthopedist to document the severity of pain induced functional restrictions.  When handled properly by a skilled disability lawyer, arthritis claims can be easily won and result in much needed disability benefits.

Rosasco Response to Newsday Editorial on Workers' Comp Reform

To the Editor:

I know Newsday is one of Long Island's major employers (owned by the Times-Tribune conglomerate), but I never thought its own corporate self interest would would infect its positions on the editorial page. On the issue of workers' compensation, apparently it did (Workers' Comp Reform, 3/21/06).

How soon Newsday forgets. 9/11 was the worst workplace tragedy in the history of the United States. Besides the over 3000 deaths, many Long Islanders suffered devastating permanent partial disabilities and will never return to any gainful occupation. The survivors and their families on Long Island live with this cruel reminder every day. Without the notoriety of 9/11, similar crippling permanent partial disabilities occur each and every day to workers on Long Island. Newsday notes that these serious injuries only make up 11% of those receiving benefits, but make up 72% of the cost. Isn't this the way it should be - with the most seriously disabled receiving the majority of workers compensation benefits? Newsday's logic on this issue eludes me.

There are no research studies showing that New York's workers' compensation costs cause New York to be less competitive than other states. In fact, all leading economic indicators point to a strong economy and the Federal Reserve Bank of New York recently published a report showing that manufacturing is particularly strong in New York. The fact that a number of other states have a different approach is not a persuasive argument to change New York's Workers' Compensation Law. Perhaps New York, like it is in so many other ways, is ahead of the rest of nation on this issue.

On March 25, 1911, 146 immigrant workers lost their lives due to unsafe workplace conditions in the Triangle Shirtwaist Factory Fire in lower Manhattan. This tragedy was directly responsible for the groundbreaking enactment of the New York State Workers' Compensation Law. On the eve of the Triangle Fire's anniversary, it is disappointing that Newsday would take a stance hurting injured workers even further on its editorial page.

Troy G. Rosasco
Co-Chair
New York Workers' Compensation Alliance

NY Disability Attorney Travels to Albany for Senate Workers' Compensation Reform Hearings

I will be traveling to the State Capitol tomorrow, with fellow New York Workers’ Compensation Alliance Board member Barbara Levine, to attend the Senate Workers’ Compensation Reform hearings called by Upstate Senator George Maziarz. Although the scheduled speakers are heavily stacked in favor of the insurance industry and employer interests, AFL-CIO President Denis Hughes will be speaking on behalf of all injured working men and women across New York State. Of course, the Workers’ Compensation Alliance will be out in full force making sure the Senate Labor Committee is aware of our opposition to the Pataki "Deform" bill.

I had the pleasure of sitting down last week with Senate Labor Committee member John Flanagan (R-Northport) in his district office in Smithtown. Senator Flanagan is certainly one of the Legislature’s rising stars, and we spoke for a considerable time about how the Pataki bill would hurt permanently disabled 9/11 victims. In fact, all the Long Island State Senators, including Dean Skelos, Mike Balboni, Chuck Fuschillo and Carl Marcellino, know first hand the devastating and ongoing impact of 9/11 claims in the workers’ compensation system.

Unlike some upstate Senators, they probably personally know workers who are just now coming down with cancer and lung diseases related to working at Ground Zero. In addition, each has a strong tradition of supporting working people. In fact, many were in attendance last Friday night at a Nassau Republican gala in Woodbury in which union leaders Auggie Buckhardt and Bill Flanagan were honored. I am confident that they will not cap permanent disability benefits for injured workers. I look forward to seeing them in Albany. A full report on the Senate workers’ compensation hearings will follow shortly.

NY Workers' Compensation Alliance Launches Website

The New York State Workers' Compensation Alliance has just launched its new website. As most of you know, the NY Workers' Compensation Alliance is a group of individuals and organizations dedicated to protecting the rights and benefits of injured workers.

In the still embering flames of 9/11, Governor Pataki has proposed a new workers' compensation "reform" bill (I call it a "deform" bill), heavily supported by insurance companies, that would take away benefits from the most seriously injured - including 9/11 survivors.

My firm is still representing many seriously hurt 9/11 victims in their workers' compensation claims. We, along with most of my colleagues in the Workers' Compensation Bar, previously represented the families of deceased 9/11 victims on a "pro bono" basis and the vast majority of all death claims are now thankfully resolved.

However, each day another worker in the Ground Zero envelope develops another serious lung condition and or cancer. Workers' Compensation insurance companies are fighting these claims tooth and nail. I am sure my office will be litigating these career ending - and sometimes deadly claims long after my young children are grown. The cancers may not develop for 20-30 years. We will just have to wait, see and pray for the best.

That's what burns me most about the Governor's workers' comp bill. 9/11 survivors would lose benefits under this bill. That's where the New York Workers' Compensation Alliance comes in. As a member of the Alliance, Turley, Redmond & Rosasco pledges to help defeat this bill in Albany. However, the NY Workers' Compensation Alliance needs your help. If you don't believe 9/11 survivors should lose their workers' comp benefits, please call your State Senator toll free at 1-877-255-9417 and press "2". If you don't know the name of your State Senator, simply give them your zip code and the operator will connect you directly to your Senator's office. Tell the Senator you oppose Governor Pataki's workers' compensation bill since it will take away benefits from the most seriously injured.

Because the workers' comp bill is attached to the State Budget, it should be resolved by April 1st. Time is short - call today to voice your opinion. Thank you in advance for helping to protect injured workers.

Should You Use Allsup or Advantage 2000 for Your Social Security Disability Claim?

I wouldn't! I think they both have major conflicts of interest. As the attached court decision Allsup v. Advantage 2000 shows here, I think Allsup and Advantage 2000 (A2K) Consultants are more interested in helping long term disability insurance companies, like UnumProvident, Cigna and MetLife, than they are in protecting the rights of Social Security Disability beneficiaries.

This is the way companies like Allsup and Advantage 2000 work: 1) You file for long term disability (LTD) through your employer's LTD carrier; 2) before the ink is dry on your LTD application, the LTD insurance company tries to solicit you to sign up with Allsup or Advantage 2000, at no financial cost to you, to help you apply for Social Security Disability. Sometimes Allsup will send you letters directly. I know - one of my LTD clients with Parkinson's Disease can't get Allsup to stop sending him annoying letters.

Why do long term disability insurance companies want you to use their handpicked Social Security Representative? A few reasons: First, most ERISA long term disability plans "offset" the benefits they pay by the amount you receive in Social Security Disability benefits. For example, if the LTD claim is supposed to pay you $3,000 per month, and you also win Social Security Disability that pays you $2,000.00 per month, the LTD insurance company now only has to pay you $1,000.00 per month. That's a whopper of a financial incentive.

And as the above case shows, they don't want you to even touch your Social Security money when you win! They want to electronically forward it to the LTD insurance company. Talk about you know what! You paid for your Social Security benefits, and they don't even want you even see it.

Even more disturbing is the relationship between Allsup (and their ilk) and the LTD insurance company. Remember - the Allsups of the world work first and foremost for the insurance company, not you. They are allowed to share any secrets, confidences and/or private medical information they obtain directly in the Social Security Disability claim with the LTD insurance company. I have seen such info used later to deny the long term disability claim. Unlike attorneys, Allsup has no ethical obligation to put your interests (and secrets) first. See here an Allsup brochure that seems to play on their trusting relationship with a client to the advantage of the LTD insurer. If you read it closely, this says it all.

To be fair to Allsup and other non attorney representatives like them, some law firms provide the same service to long term disability insurance companies. In my mind, this is even worse than Allsup's practices since an lawyer should know better. Allsup is just trying to make a buck from the insurance company.

Bottom Line - if you have a long term disability claim and need to file for Social Security disability, select an independent attorney with no relationship to any long term disability insurance companies. Most times your independent attorney can negotiate with the LTD insurance company so that the attorney's fee will be paid by the insurance company.

Thanks to the excellent Brininger Law Firm blog for publishing this info on the web.

Iraq Veterans Social Security Disability Claims

It’s Veterans’ Day. Let’s review some sad and disturbing Iraq War statistics: 15,568 veterans wounded in Iraq. 23,889 returning Iraq veterans have claimed VA benefits for PTSD (post traumatic stress disorder) and other mental conditions. 2,062 veterans dead. About 100 spectators at my local Veterans’ Day parade this morning. Something is wrong.

As a veteran myself, I take these numbers personally. It won’t be long before more and more returning Iraq veterans cross my office threshold to file for Social Security Disability. Whether its amputations, severe burns, blindness or PTSD, the Iraq veteran will face the same bureaucratic barriers all my disabled clients face when filing for Social Security Disability. They will have to wait months to get the same silly (yet cruel) denials most of my clients get initially. Then they will have to wait at least another six months to see a Social Security Judge where at least they have a fighting chance. Unlike the New York Workers’ Compensation Board, which set up a special expedited procedure for 9/11 claims, the Social Security Administration has no such program for returning Iraq veterans. Something is wrong.

Turley, Redmond & Rosasco thanks all veterans for their service and sacrifice. We wish those who return from Iraq good health and an uneventful transition back to civilian life. Today is your day. Thank you for defending all of us.

Attorney Redmond Raises $20,000 for Multiple Sclerosis Research

On October 16, 2005, my partner Chris Redmond rode in the New York City Multiple Sclerosis Association's MS Bike Tour and his group of riders raised over $20,000 for MS research! Congratulations to Chris and his team for raising an astounding amount for this great organization. The event raised over a Million dollars in total! By raising money like this, we get that much closer to finding a cure for multiple sclerosis. Although I have found our multiple sclerosis clients to be some of the nicest and most courageous people we have ever met, we would be glad to never see another MS Social Security Disability or Long Term Disability claim again.

On a different front, last Thursday I had the pleasure of attending the Long Island MS Association Chapter's 8th Annual Research Dinner. The speakers were Malcom Gottesman, MD, Director of the MS Treatment Center of Winthrop University Hospital and Susan Goelz, PhD of Biogen. Bottom Line - in addition to Multiple Sclerosis drugs like Avonex, Copaxone, Rebif and Betaseron, pharmaceutical giant Novartis is currently in Phase Two trials with a promising new drug currently labeled "FTY720". This is an oral drug which can reduce MS lesions. Finally, the drug Tysabri may soon be coming back on the American market after it was withdrawn over fears it might cause PML. All in all, it was a fascinating night filled with hope that we will conquer Multiple Sclerosis sooner rather than later.

Attorney Chris Redmond Leads Firm's Fundraising for Multiple Sclerosis (MS)

My partner, and TRR's East End Managing Attorney, Chris Redmond will will be riding in New York City's 21st Annual MS Bike Tour on October 16, 2005 to raise funds for medical research to fight Multiple Sclerosis. Besides representing Multiple Sclerosis clients in Social Security disability claims throughout the years, Turley, Redmond & Rosasco has a personal interest in fighting multiple sclerosis as it has touched someone very close to us. As a result, earlier this year a number of our firm's employees participated in the Long Island MS Walk and raised a substantial sum for this worthy cause. If you would like to sponsor Chris' Bike Tour to fight Multiple Sclerosis, please click here for his personal MS Web page and make a contribution. Thank you!

Gulf War Veterans Disability Claims for Brain Cancer

New research shows an increase in brain cancer deaths for veterans exposed to the nerve agent Sarin in Gulf War I. Over 100,000 soldiers were exposed to chemical warfare in Iraq during the first Gulf War. According to the new study, they now have double the risk of dying from brain cancer compared to the 250,000 soldiers who were not exposed. And this information is just coming out now - some 14 years after their exposure. Makes you wonder what our current soldiers in Iraq have to worry about when they hopefully come home for good...

We generally know the great sacrifices our soldiers give during war time, including the ultimate sacrifice. However, we all should remember the overwhelming challenges some face when they come home. Whether it is the staggering divorce rate, learning to walk or eat with new limbs, PTSD , personal bankruptcy or the cruelly indifferent attitude of those not brave enough to serve, our veterans face huge obstacles. If one needs the Hollywood version to get the picture, rent the DVD's of "The Best Years of Their Lives", "Coming Home" or "Born on the 4th of July" and see if you don't think more should be done to ease their transition home and protect their health.

As a veteran myself, I take great pride knowing that my law firm has been helping veterans with service related disability and Social Security disability claims for many years now. These are not lucrative claims for lawyers, but they are very rewarding. David Tobias, our partner in charge of VA disability claims, is currently fighting an unusual claim involving cancer of the larynx (vocal chords) for a Korean War era veteran due to radiation exposure at a top secret atomic weapons assembly plant. Just getting the official records from the Department of the Army regarding the doses of radiation the veteran was exposed to was a battle. Now we have to prove that the exposure caused the larynx cancer. The Veterans Administration has fought us all the way, and the case is currently pending before the US Court of Appeals for Veterans Claims in Washington, DC. Personally, I think the VA underestimated the scrappy ex-wrestler from Long Island (Dave Tobias) and we are hoping to make some good law later this year. Let's hope we don't have to fight similar battles with the VA regarding these new brain cancer cases in the future.

Bye Bye Bextra! Is Celebrex Next?

Another one bites the dust! About two hours ago, Bextra, a popular prescription pain killer similar to Vioxx, was pulled from the market due to its potential to cause fatal illness. Celebrex, another Cox-2 inhibitor, will still be allowed to be sold but only with highlighted warnings. If your doctor still has you on Celebrex, you may want to discuss the risks, sooner rather than later!

Many of our clents receiving workers compensation, social security disability and/or long term disability were prescribed these drugs for relief of their pain. Unfortunately, some have suffered heart attacks or strokes due to these drugs. As I am sure you have seen on T.V., many lawyers are pusuing lawsuits for Vioxx, Bextra and Celebrex victims, with some straining legal ethics. As in every profession, there are a few who are "good" and then there are the rest. If you need a referal to one we respect, call us Toll Free at 1-877-NY-DBLAW, ext. 123.

When Your HMO Says "No"

You need life saving cancer treatment, but your HMO will not pay. What are your rights? Can you enforce them in time? I recently went to a great seminar on this topic at the Nassau County Bar Association given by my good friend, Susan Slavin. Susan was one of the pioneers of breast cancer litigation in the early 1990's, and continues today as a leading ERISA and disability rights attorney.

So what do you do when you get an HMO denial? In most states, including New York, you have a right to an External Appeal by an Independent Panel not affiliated with the health plan.. These appeals usually deal with the issues of "medical necessity", "experimental/investigational treatment" and/or "clinical trials". In New York, you have to complete the Health Plan's first level of internal appeal prior to requesting an external appeal. Then you have only 45 days to request the external appeal - and this is a strict deadline. There is also a procedure for Expedited Appeals in emergency cases. In cases involving other issues such as out-of-network expertise, you may have to file a separate ERISA appeal.

The Good News - statistics as of March 11, 2005 show that patients win almost 50% of external appeals. Even better, the appeal process is set up so that most patients don't need a lawyer. An excellent resource is the New York Attorney General's Health Care Hotline: 1-800-400-8882. So when your "HMO Says No", make sure you investigate your appeal rights. You might just win!

Cancer's Impact on Long Term Disability Claims

Are you able to work after a diagnosis and treatment for cancer? Is this a better measure of treatment success for working age people? Most cancer survivors are able to stay on the job, according to a new study found in the current issue of the journal Cancer and reported by Reuters.

The nation's largest long term disability insurance company, UnumProvident, recently reported that cancer is the leading cause of long term disability claims in the United States. According to the new study, survivors of early detectable cancers ( breast, prostate, skin, thyroid and uterus) had the lowest risk of having to quit work. Survivors of other cancers, such as brain cancer, lymphoma and leukemia, had the highest rates of work disability.

The challenge for cancer specialists is to identify and help their patients with employment problems. Doctors need to " reassure employers that most cancer survivors are going to live a long time and will be just as productive as anyone else". One of my favorite organizations is New York based CancerCare. They helped my good friend Tim successfully battle Hodgkin's Disease as a young man. After beating Hodgkin's, he went on to graduate with me from St. John's Law School and became an Assistant District Attorney in Nassau County. Cancer didn't keep him down - it just made him tougher. Just ask the criminals he sent to jail!

Terry Schiavo and Good Friday

As I write this late in the afternoon on Good Friday, the Christian Holy Day commemorating the crucifixion of Jesus, Terry Schiavo is slowly dying. The irony is stunning. I'll leave it to better theological scholars to draw the parallels.

Did such a personal tragedy have to turn into a political football for the President and Congress? I think not. The only branch of government that can look itself in the face at the end of this debacle is our judiciary. Whether you agreed with their rulings or not, they applied the law to the best of their ability, without bowing to pressure from various interest groups with an eye toward the next election.

As disability attorneys, we must try to protect our clients from this unfortunate situation. Encourage your clients, friends and family to execute a Living Will and Health Care Proxy. If Terry Schiavo had such a document, this would have remained the private family matter it should have been all along.

Suicide & Workers Compensation

Yesterday, we received a call about our workers compensation client who was struggling with Complex Regional Pain Syndrome (also known as Reflex Sympathetic Dystrophy) and depression. He shot himself over the weekend. Our sympathy goes out to his loved ones.

We represented this client for over five years in both New York workers compensation and social security disability claims. We successfully fought to get him special authorization for surgery at Yale University Medical Center and psychiatric treatment. We won his social security case.

Tragedies like this one are a real kick in the gut to the lawyers and paralegals in our firm who inevitably got to know this individual well. We now have the unenviable task of filing a suicide death claim on behalf of the widow, a claim which is allowed in New York under circumstances like this.

Suicide among workers compensation claimants is rarely talked about. Over 30,000 Americans a year committ suicide. Over the last ten years, our firm has successfully litigated four suicide cases which were the result of claimant's original work related injuries. These cases all seem to follow an eerily familiar course: 1) person has severe injury on the job, 2) lives in agonizing pain, 3) loses job, 4) can't live on workers compensation alone, 5) loses home, 6) gets depressed and 7) committs suicide. We, as advocates for injured and disabled workers, must continue to convince courts and insurance carriers that psychological injuries can be just as devastating as physical ones.